FREEMAN v. OCWEN LOAN SERVICING, INC.

District Court, S.D. Indiana·Decided March 22, 2023·No. 1:18-cv-03844·Unknown

Opinion

UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF INDIANA INDIANAPOLIS DIVISION

DEMONA FREEMAN, ) ) Plaintiff, ) ) v. ) No. 1:18-cv-03844-TWP-DLP ) OCWEN LOAN SERVICING, LLC, and ) BANK OF NEW YORK MELLON, ) ) Defendants. )

ORDER ON DEFENDANTS' MOTION TO STRIKE

This matter is before the Court on a Motion to Strike filed by Defendants Ocwen Loan Servicing, LLC ("Ocwen") and Bank of New York Mellon (collectively, "Defendants") (Filing No. 354). Plaintiff Demona Freeman ("Freeman") initiated this action against the Defendants for their alleged violation of numerous federal statutes—the Real Estate Settlement Procedures Act, Truth in Lending Act, Fair Debt Collection Practices Act, Telephone Consumer Protection Act, and Fair Credit Reporting Act—as well as for breach of contract and other state law claims. After Freeman twice amended her Complaint, the Court narrowed her claims following the Defendants' motions to dismiss. In their pending Motion to Strike, the Defendants ask the Court to strike from the record portions of Freeman's declaration that are in conflict with deposition testimony. For the following reasons, the Court denies the Motion. I. DISCUSSION The Defendants ask the Court to strike portions of the declaration Freeman filed in connection with her responses in opposition to the Defendants’ motions for summary judgment because portions of her declaration do not satisfy the requirements of Rule 56 of the Federal Rules of Civil Procedure. More specifically, the Defendants contend that any portion of Freeman's declaration that is in conflict with deposition testimony, namely, Paragraph Numbers 2, 6, 8, 11– 15, 19–20, 24–29, 34–35, 38–39, 40–47, 50–53, 57, and 63–64, should be stricken. The Defendants argue, To bolster her Oppositions, Plaintiff seeks to use a declaration that directly contradicts deposition testimony given by herself or others in this case in an effort to manufacture a genuine dispute of material fact where none actually exists. Such a declaration is the quintessential example of a “sham-affidavit,” and the offending portions of such affidavits are routinely disregarded or stricken by courts. As such, this Court must strike those portions of Plaintiff’s declaration submitted in support of her Oppositions . . . . Further, the Court should award Defendants their fees and costs in preparing the instant motion due to Plaintiff’s bad faith submission of such a declaration.

(Filing No. 355 at 3.) Under Rule 56(c)(4), parties are permitted to use an affidavit or declaration to support or oppose a motion for summary judgment only if the affidavit or declaration attests to facts about which the affiant has personal knowledge, sets out facts that would be admissible in evidence, and shows that the affiant is competent to testify on the matters stated. See Davis v. ArcelorMittal USA, LLC, 2021 WL 848106, at *5 (N.D. Ind. 2021) (citing James v. Hale, 959 F.3d 307, 315 (7th Cir. 2020)). "'Rule 56 thus requires a judge to scrutinize the substance of an affidavit offered in response to a summary-judgment motion to determine whether a reasonable jury could rely on the factual statements it contains.'" Id. (quoting James, 959 F.3d at 315). “In furtherance of this screening function and in support of a judge's duty at the summary-judgment stage, every federal court of appeals permits a judge to disregard a ‘sham’ affidavit—typically an affidavit that contradicts prior deposition testimony.” Id. “In this circuit the sham-affidavit rule prohibits a party from submitting an affidavit that contradicts the party's prior deposition or other sworn testimony.” Id. at 316. “The organizing principle of our sham-affidavit practice is simply stated: a genuine issue of material fact cannot be conjured out of nothing.” Id. (emphasis in original).

The Seventh Circuit has recognized three exceptions to the sham-affidavit rule. Id. at 317. First, “[a]n affidavit that contradicts prior testimony but contains newly discovered evidence is allowed.” Id. Second, “because a deponent may be confused by a question and his memory may fail, a judge may also consider an affidavit that contradicts a statement in a deposition if the statement is demonstrably mistaken.” Id. Third, a judge may consider “the submission of a supplemental affidavit that clarifies ambiguous or confusing deposition testimony.” Id.

Id. at *6 (quoting James, 959 F.3d 307). Furthermore, "Rule 56(h) permits a judge to sanction a party who presents an affidavit 'in bad faith or solely for delay,'" such as awarding expenses and attorney's fees. James, 959 F.3d at 315 (quoting Fed. R. Civ. P. 56(h)). In this case, the Defendants assert that Freeman seeks to amend, through her declaration, testimony about the alleged manifestation of physical symptoms she claims to have suffered, the dates when her symptoms began and their duration, and the content of conversations she had with her husband or medical providers. Defendants argue the contradictory statements are plainly a sham offered to repair damaging deposition testimony. Freeman has offered no exception to the sham-affidavit rule. She referred to no newly discovered evidence in her declaration. The deposition testimony that she seeks to amend does not indicate that any deposition testimony was the result of a confusing question or a lapse in memory. And there is no confusing or ambiguous testimony that she seeks to clarify. Instead, Freeman has offered her declaration solely as an attempt to manufacture a genuine issue of material fact where there is none. Thus, the Defendants argue, the Court should strike the contradictory statements from Freeman's declaration, and it should award to Defendants the fees and costs that they incurred in opposing the sham declaration. The Defendants attach to their Motion a chart that lists the allegedly contradictory statements that they seek to have stricken from the record (see Filing No. 355-1). In response, Freeman argues that deposition testimony, affidavits, responses to interrogatories, and other written statements by their nature are self-serving, and the term “self- serving” should not be used to denigrate admissible evidence through which a party tries to present its side of the story at summary judgment. See Navejar v. Iyiola, 718 F.3d 692, 697 (7th Cir. 2013); Payne v. Pauley, 337 F.3d 767, 771 (7th Cir. 2003). Quoting the Seventh Circuit, Freeman notes, Changes in testimony normally affect the witness's credibility rather than the admissibility of the testimony, and thus the sham-affidavit rule applies only when a change in testimony "is incredible and unexplained," not when the change is "plausible and the party offers a suitable explanation such as confusion, mistake, or lapse in memory."

United States v. Funds in the Amount of $271,080, 816 F.3d 903, 907 (7th Cir. 2016). Freeman argues that the Defendants' Motion to Strike violates Local Rule 56-1 and the Judge's Courtroom Trial Procedures and Practices because the Motion is a collateral motion to the Defendants' motions for summary judgment.

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FREEMAN v. OCWEN LOAN SERVICING, INC., (S.D. Ind. 2023).

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