Ford v. Village of Northbrook

2025 IL App (1st) 231952-U
CourtAppellate Court of Illinois
DecidedFebruary 20, 2025
Docket1-23-1952
StatusUnpublished

This text of 2025 IL App (1st) 231952-U (Ford v. Village of Northbrook) is published on Counsel Stack Legal Research, covering Appellate Court of Illinois primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Ford v. Village of Northbrook, 2025 IL App (1st) 231952-U (Ill. Ct. App. 2025).

Opinion

2025 IL App (1st) 231952-U No. 1-23-1952 Order filed February 20, 2025 Fourth Division

NOTICE: This order was filed under Supreme Court Rule 23 and is not precedent except in the limited circumstances allowed under Rule 23(e)(1). ______________________________________________________________________________ IN THE APPELLATE COURT OF ILLINOIS FIRST DISTRICT ______________________________________________________________________________

CHARLES R. FORD, ) ) Plaintiff-Appellee, ) ) v. ) Appeal from the ) Circuit Court of VILLAGE OF NORTHBROOK, THE MEMBERS OF ) Cook County. THE VILLAGE BOARD OF TRUSTEES OF THE ) VILLAGE OF NORTHBROOK, RICH NAHRSTADT, ) No. 21CH04930 VILLAGE MANAGER, and JUDY BUTCH, ) EXECUTIVE ASSISTANT TO VILLAGE MANAGER, ) Honorable ) Eve M. Reilly, Defendants. ) Judge Presiding. ) (Village of Northbrook, ) ) Appellant). )

JUSTICE LYLE delivered the judgment of the court. Justices Hoffman and Ocasio concurred in the judgment.

ORDER

¶1 Held: We affirm the judgment of the circuit court reversing the decision of the Village of Northbrook to deny health insurance benefits to Charles Ford where the Village of Northbrook’s decision was clearly erroneous. No. 1-23-1952

¶2 Plaintiff Charles R. Ford was employed as a firefighter/paramedic for the Village of

Northbrook. Mr. Ford suffered a catastrophic injury while transferring a patient to the hospital

after responding to an emergency call. Mr. Ford applied for, and was granted, line-of-duty

disability pension benefits by the Board of Trustees of the Northbrook Firefighters Pension Fund

(Pension Fund). Mr. Ford then applied for health insurance benefits through the Village of

Northbrook under the Public Safety Employee Benefits Act (the Act) (820 ILCS 320/1 et seq.

(West 2022)). The Board of Trustees of the Village of Northbrook (the Village) denied Mr. Ford’s

application for health insurance benefits, finding that Mr. Ford was not injured as the result of

responding to what he reasonably believed was an emergency.

¶3 Mr. Ford sought judicial review of the Village’s decision in the circuit court of Cook

County. The circuit court reversed the decision of the Village, finding that its determination that

Mr. Ford was not responding to what he reasonably believed was an emergency at the time he was

injured was clearly erroneous. The Village now appeals, contending that its decision that Mr. Ford

was not responding to an emergency at the time he was injured was not against the manifest weight

of the evidence. The Village maintains that even if Mr. Ford was initially responding to an

emergency, any emergency had ceased by the time Mr. Ford was injured while transferring the

patient to the hospital. For the reasons that follow, we affirm the judgment of the circuit court.

¶4 I. BACKGROUND

¶5 Mr. Ford was hired by the Village of Northbrook Fire Department in May 1997. On June

19, 2017, Mr. Ford was working as an ambulance officer when he was dispatched to the home of

a “person feeling weak.” Mr. Ford testified that the call was considered “non-fire emergent.” When

Mr. Ford arrived at the patient’s home with four other paramedics, the 325-pound, 65-year-old

patient was sitting on the toilet with two family members holding her upright. According to Mr.

-2- No. 1-23-1952

Ford’s patient care report, the patient had become too weak to stand after taking her evening

medications. The patient’s skin appeared pale, she was on numerous medications, and she had a

history of high blood pressure and high cholesterol. The patient also had pain in her lower back

and weakness in her extremities. Mr. Ford’s patient history noted that the patient had a tumor on

her spine.

¶6 The paramedics used a stair chair to move the patient from the bathroom onto an ambulance

cot in the living room. The patient stated that she was in “a lot” of pain but declined pain

medication. Mr. Ford and his partner transported the patient to the hospital with emergency lights

and sirens activated. On the way to the hospital, Mr. Ford provided the patient with oxygen and

“basic life support.” Mr. Ford testified that he used this course of treatment because there was

“[n]othing urgent” and no “severe-pending medical issues.” The purpose of the basic life support

was to monitor the patient and keep her comfortable while she was transported to the hospital. The

patient’s vitals were “good” and she was alert and oriented “times four.” Mr. Ford and his partner

transported the patient to the Glenbrook Emergency Room.

¶7 When they arrived at the hospital, hospital personnel helped Mr. Ford and his partner

transfer the patient from the ambulance cot to the emergency room bed. While lifting the patient

to make the transfer, Mr. Ford felt a burning sensation and a “kind of pop/give” in his right shoulder

area. Mr. Ford also noticed a “tingling” sensation that started at his elbow and went down through

his fingers. Mr. Ford gave a patient report to the emergency room staff, then returned to

headquarters. He informed his supervisors about his injury and was sent to the emergency room to

be evaluated. Mr. Ford was evaluated and told that he had a strain from overexertion and that the

muscle may be causing some neurological issues. Mr. Ford filed an injury report and indicated on

-3- No. 1-23-1952

the form that the call where he was injured was an Emergency “EMS” call. Mr. Ford’s supervisor

approved the form.

¶8 Mr. Ford was still experiencing these symptoms two days later and visited an orthopedic

specialist. The doctor conducted a physical examination and took x-rays of Mr. Ford’s neck and

shoulders. The shoulder showed no fracture or dislocation, but Mr. Ford had a narrowing of his

cervical spine in certain areas. An MRI also showed a narrowing of Mr. Ford’s cervical spine.

¶9 Mr. Ford sought line-of-duty disability pension benefits from the Pension Board pursuant

to section 4-110 of the Illinois Pension Code (40 ILCS 5/4-110 (West 2020)). At the hearing, Mr.

Ford testified that he was unable to perform physically strenuous work for prolonged periods due

to his shoulder injury. Following the hearing, the Pension Board granted Mr. Ford line-of-duty

disability pension benefits.

¶ 10 Mr. Ford next applied to the Village for payment of his health insurance premiums under

the Act (820 ILCS 320/10 (West 2020)). To qualify for benefits under the Act, Mr. Ford was

required to establish eligibility under both sections 10(a) and (b). Those sections provide, in

relevant part:

(a) An employer who employs a full-time law enforcement, correctional or correctional

probation officer, or firefighter, who, on or after the effective date of this Act suffers a

catastrophic injury or is killed in the line of duty shall pay the entire premium of the

employer’s health insurance plan for the injured employee, the injured employee’s spouse,

and for each dependent child of the injured employee until the child reaches the age of

majority or until the end of the calendar year in which the child reaches the age of 25 if the

child continues to be dependent for support ****.

-4- No. 1-23-1952

(b) In order for the law enforcement, correctional or correctional probation officer,

firefighter, spouse, or dependent children to be eligible for insurance coverage under this

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2025 IL App (1st) 231952-U, Counsel Stack Legal Research, https://law.counselstack.com/opinion/ford-v-village-of-northbrook-illappct-2025.