Ford v. Village of Northbrook

2025 IL App (1st) 231952-U
Appellate Court of Illinois·Decided February 20, 2025·No. 1-23-1952·Unpublished

Opinion

2025 IL App (1st) 231952-U No. 1-23-1952

Order filed February 20, 2025 Fourth Division

NOTICE: This order was filed under Supreme Court Rule 23 and is not precedent except in the limited circumstances allowed under Rule 23(e)(1).

IN THE

APPELLATE COURT OF ILLINOIS FIRST DISTRICT

CHARLES R. FORD, )

)

Plaintiff-Appellee, )

)

v. ) Appeal from the ) Circuit Court of

VILLAGE OF NORTHBROOK, THE MEMBERS OF ) Cook County. THE VILLAGE BOARD OF TRUSTEES OF THE ) VILLAGE OF NORTHBROOK, RICH NAHRSTADT, ) No. 21CH04930 VILLAGE MANAGER, and JUDY BUTCH, ) EXECUTIVE ASSISTANT TO VILLAGE MANAGER, ) Honorable ) Eve M. Reilly,

Defendants. ) Judge Presiding.

)

(Village of Northbrook, )

)

Appellant). )

JUSTICE LYLE delivered the judgment of the court.

Justices Hoffman and Ocasio concurred in the judgment.

ORDER

¶1 Held: We affirm the judgment of the circuit court reversing the decision of the Village of Northbrook to deny health insurance benefits to Charles Ford where the Village of Northbrook’s decision was clearly erroneous.

¶2 Plaintiff Charles R. Ford was employed as a firefighter/paramedic for the Village of Northbrook. Mr. Ford suffered a catastrophic injury while transferring a patient to the hospital after responding to an emergency call. Mr. Ford applied for, and was granted, line-of-duty disability pension benefits by the Board of Trustees of the Northbrook Firefighters Pension Fund (Pension Fund). Mr. Ford then applied for health insurance benefits through the Village of Northbrook under the Public Safety Employee Benefits Act (the Act) (820 ILCS 320/1 et seq. (West 2022)). The Board of Trustees of the Village of Northbrook (the Village) denied Mr. Ford’s application for health insurance benefits, finding that Mr. Ford was not injured as the result of responding to what he reasonably believed was an emergency.

¶3 Mr. Ford sought judicial review of the Village’s decision in the circuit court of Cook County. The circuit court reversed the decision of the Village, finding that its determination that Mr. Ford was not responding to what he reasonably believed was an emergency at the time he was injured was clearly erroneous. The Village now appeals, contending that its decision that Mr. Ford was not responding to an emergency at the time he was injured was not against the manifest weight of the evidence. The Village maintains that even if Mr. Ford was initially responding to an emergency, any emergency had ceased by the time Mr. Ford was injured while transferring the patient to the hospital. For the reasons that follow, we affirm the judgment of the circuit court.

¶4 I. BACKGROUND

¶5 Mr. Ford was hired by the Village of Northbrook Fire Department in May 1997. On June 19, 2017, Mr. Ford was working as an ambulance officer when he was dispatched to the home of a “person feeling weak.” Mr. Ford testified that the call was considered “non-fire emergent.” When Mr. Ford arrived at the patient’s home with four other paramedics, the 325-pound, 65-year-old patient was sitting on the toilet with two family members holding her upright. According to Mr.

Ford’s patient care report, the patient had become too weak to stand after taking her evening medications. The patient’s skin appeared pale, she was on numerous medications, and she had a history of high blood pressure and high cholesterol. The patient also had pain in her lower back and weakness in her extremities. Mr. Ford’s patient history noted that the patient had a tumor on her spine.

¶6 The paramedics used a stair chair to move the patient from the bathroom onto an ambulance cot in the living room. The patient stated that she was in “a lot” of pain but declined pain medication. Mr. Ford and his partner transported the patient to the hospital with emergency lights and sirens activated. On the way to the hospital, Mr. Ford provided the patient with oxygen and “basic life support.” Mr. Ford testified that he used this course of treatment because there was “[n]othing urgent” and no “severe-pending medical issues.” The purpose of the basic life support was to monitor the patient and keep her comfortable while she was transported to the hospital. The patient’s vitals were “good” and she was alert and oriented “times four.” Mr. Ford and his partner transported the patient to the Glenbrook Emergency Room.

¶7 When they arrived at the hospital, hospital personnel helped Mr. Ford and his partner transfer the patient from the ambulance cot to the emergency room bed. While lifting the patient to make the transfer, Mr. Ford felt a burning sensation and a “kind of pop/give” in his right shoulder area. Mr. Ford also noticed a “tingling” sensation that started at his elbow and went down through his fingers. Mr. Ford gave a patient report to the emergency room staff, then returned to headquarters. He informed his supervisors about his injury and was sent to the emergency room to be evaluated. Mr. Ford was evaluated and told that he had a strain from overexertion and that the muscle may be causing some neurological issues. Mr. Ford filed an injury report and indicated on

the form that the call where he was injured was an Emergency “EMS” call. Mr. Ford’s supervisor approved the form.

¶8 Mr. Ford was still experiencing these symptoms two days later and visited an orthopedic specialist. The doctor conducted a physical examination and took x-rays of Mr. Ford’s neck and shoulders. The shoulder showed no fracture or dislocation, but Mr. Ford had a narrowing of his cervical spine in certain areas. An MRI also showed a narrowing of Mr. Ford’s cervical spine.

¶9 Mr. Ford sought line-of-duty disability pension benefits from the Pension Board pursuant to section 4-110 of the Illinois Pension Code (40 ILCS 5/4-110 (West 2020)). At the hearing, Mr. Ford testified that he was unable to perform physically strenuous work for prolonged periods due to his shoulder injury. Following the hearing, the Pension Board granted Mr. Ford line-of-duty disability pension benefits.

¶ 10 Mr. Ford next applied to the Village for payment of his health insurance premiums under the Act (820 ILCS 320/10 (West 2020)). To qualify for benefits under the Act, Mr. Ford was required to establish eligibility under both sections 10(a) and (b). Those sections provide, in relevant part:

(a) An employer who employs a full-time law enforcement, correctional or correctional probation officer, or firefighter, who, on or after the effective date of this Act suffers a catastrophic injury or is killed in the line of duty shall pay the entire premium of the employer’s health insurance plan for the injured employee, the injured employee’s spouse, and for each dependent child of the injured employee until the child reaches the age of majority or until the end of the calendar year in which the child reaches the age of 25 if the child continues to be dependent for support ****.

(b) In order for the law enforcement, correctional or correctional probation officer, firefighter, spouse, or dependent children to be eligible for insurance coverage under this Act, the injury or death must have occurred as the result of the officer’s response to fresh pursuit, the officer or firefighter’s response to what is reasonably believed to be an emergency, an unlawful act perpetrated by another, or during the investigation of a criminal act. Nothing in this Section shall be construed to limit health insurance coverage or pension benefits for which the officer, firefighter, spouse, or dependent children may otherwise be eligible. 820 ILCS 320/10(a), (b) (West 2020).

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