Fischer v. Fischer-Olson

CourtSouth Dakota Supreme Court
DecidedJune 24, 2026
Docket30786, 30793
StatusPublished

This text of Fischer v. Fischer-Olson (Fischer v. Fischer-Olson) is published on Counsel Stack Legal Research, covering South Dakota Supreme Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Fischer v. Fischer-Olson, (S.D. 2026).

Opinion

#30786, #30793-a-SRJ 2026 S.D. 39

IN THE SUPREME COURT OF THE STATE OF SOUTH DAKOTA

JEFFREY FISCHER, ALLISON FISCHER, and FISCHER FARMS PARTNERSHIP, Plaintiffs and Appellees,

v.

MISSY FISCHER-OLSON, REED J. OLSON, and EXCEL UNDERGROUND, INC., Defendants and Appellants.

APPEAL FROM THE CIRCUIT COURT OF THE SECOND JUDICIAL CIRCUIT LINCOLN COUNTY, SOUTH DAKOTA

THE HONORABLE RACHEL R. RASMUSSEN Judge

DANIEL K. BRENDTRO MARY ELLEN DIRKSEN BENJAMIN HUMMEL of Hovland, Rasmus, & Brendtro, Prof. LLC Sioux Falls, South Dakota Attorneys for defendants and appellants.

STEVEN W. SANFORD of Cadwell, Sanford, Deibert & Garry, LLP Sioux Falls, South Dakota Attorneys for plaintiffs and appellees.

CONSIDERED ON BRIEFS JANUARY 12, 2026 OPINION FILED 06/24/26 #30786, #30793

JENSEN, Chief Justice

[¶1.] Jeffrey Fischer, Allison Fischer, and Fischer Farms Partnership

(collectively Fischer Farms) commenced this action seeking to recover loans they

claim were made to Reed Olson, Missy Fischer-Olson, and Excel Underground, Inc.

(collectively Excel). A jury returned a verdict awarding Fischer Farms the sum of

$849,550. Excel appeals, arguing the circuit court erred by refusing to instruct the

jury on the statute of frauds and by refusing to give its proposed instruction for the

recovery of damages for breach of contract. Fischer Farms cross-appeals the circuit

court’s refusal to award prejudgment interest. We affirm.

Factual and Procedural Background

[¶2.] Fischer Farms is a South Dakota general partnership. Jeff Fischer

and his father, Lynn Fischer, are general partners of Fischer Farms. Allison

Fischer is Jeff’s wife. Excel is a South Dakota corporation. Reed Olson is the sole

shareholder, officer, and director of Excel. Missy Fischer-Olson is Reed’s wife,

Lynn’s daughter, and Jeff’s sister.

[¶3.] Fischer Farms claimed it made loans to Excel during a period from

2014 to early 2018, while Excel was engaged in litigation over a payment dispute

with the Brant Lake Sanitary District involving Excel’s installation of a sewer

system at Brant Lake. Excel sued Brant Lake to recover money it claimed was

owed on the project, while Brant Lake sued Excel alleging defective work. The

cases were consolidated, and a jury returned a verdict in favor of Excel for

$1,569,691.81 on February 1, 2018. This Court affirmed the decision on appeal in

-1- #30786, #30793

Excel Underground, Inc. v. Brant Lake Sanitary District, 2020 S.D. 19, 941 N.W.2d

791. Brant Lake paid the judgment on July 27, 2021.

[¶4.] Fischer Farms commenced this action on July 31, 2020, seeking to

enforce Excel’s purported loan repayment obligations. At trial, Fischer Farms

presented evidence that because of the financial strain on Excel while the Brant

Lake litigation was pending, Lynn and other family members made several loans to

Excel totaling more than $1 million. There were no promissory notes reflecting

most of the claimed loans, and because of the informal nature of the loans, most of

which Lynn made on behalf of the partnership without Jeff’s knowledge, Fischer

Farms claimed the total balance owed was difficult to calculate. Fischer Farms

asserted that the account receivable balance of $1,210,000—as shown on Fischer

Farms’ financial statement as of December 19, 2017—reflected the total

indebtedness. Fischer Farms acknowledged that this included a bank loan secured

by Fischer Farms’ property that Excel had repaid. Fischer Farms sought $929,550

at trial, plus the repayment of a $50,000 loan made by Jeff and Allison.

[¶5.] Excel acknowledged receiving approximately $325,000 in loans from

Fischer Farms, Jeff, and Allison, but claimed that these loans had been repaid.

There were written promissory notes for some of the loans, but Excel claimed that

the other loan balances were “fictional.” Excel maintained that after Fischer Farms

began having financial problems, Fischer Farms created these “fictional” loan

balances owed by Excel. Excel asserted that these loan balances continuously

changed on Fischer Farms’ balance sheets.

-2- #30786, #30793

[¶6.] During the trial, Fischer Farms introduced an excerpted transcript

from the Brant Lake trial, in which Reed testified that Excel’s borrowings from his

family totaled over $1 million. Additionally, counsel for Excel stated in closing

arguments at the Brant Lake trial, “This other number, 1.168 million dollars, that’s

how much Reed has borrowed from family to stay afloat.” Although Excel did not

claim the loans as a part of its damages, the evidence that it borrowed more than $1

million from Fischer Farms was intimately tied to, and supported, its claim for lost

profits.1

[¶7.] Fischer Farms also introduced several emails to and from Missy, in

which she acknowledged the debt to Fischer Farms and stated that the debt would

be repaid.2 On October 25, 2018, Laura Kulm Ask,3 an attorney retained by Fischer

Farms in 2017 for a possible bankruptcy, emailed Missy and a consultant for

Fischer Farms, asking, “When will the $1,277,500 judgment be paid to [Fischer

Farms,]” and whether the amount should be discounted if Excel will not pay it for

some time. Kulm Ask emphasized in the email that “[i]t is crucial” that Fischer

1. Excel asserted that after Brant Lake wrongfully made a claim on Excel’s bond, the business lost multiple jobs and suffered significant lost profits from 2014 until the time of trial. Excel presented expert testimony that it had lost profits during those years, ranging from $680,000 to more than $2.5 million. Reed testified the business had never borrowed money in the past, but because of losses caused by Brant Lake’s actions, Excel was forced to borrow more than $1 million from Fischer Farms and family to keep the business afloat. The jury in the Brant Lake case awarded Excel damages for lost profits in the amount of $800,000, in addition to other contractual damages.

2. Each of Missy’s emails were sent from the following email address: missy@fischer-farms.com.

3. Kulm Ask has since been appointed as a United States Bankruptcy Judge for the District of South Dakota. -3- #30786, #30793

Farms’ financial information is “accurate.” Later that same day, Missy responded,

“We are expecting this settled in March of [20]19.” In a November 1, 2018, email to

Andy Pedersen of Structured Asset Finance, whose company was considering

providing financing to Fischer Farms, Missy stated, “I’ve attached the judgment

that my husband’[s] company has won in a lawsuit on a construction project . . . .

As stated on Fischer Farms[’] balance sheet, our company owes Fischer Farms and

they will be paid in full once we receive the judgment.” In a November 29 email to

Andy, Missy again stated, “When the judgment is received, Fischer Farms will be

repaid in full.” On December 11, Missy again emailed Andy, stating, “As per your

request, please see the attached regarding collection of the judgment that is owed to

Fischer Farms from Excel Underground, Reed Olson and Missy Fischer Olson.” In

an October 1, 2019, email to Mike Frei, Fischer Farms’ banker at Commercial State

Bank, Missy stated, “We will get any and every loan paid back. We [w]ill have the

money but at this moment in time we’ve sunk lower than rock bottom.”

[¶8.] Excel filed a written motion for judgment as a matter of law pursuant

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