Firemen's Insurance v. Sterling Coal Co.

83 N.W.2d 319, 348 Mich. 564
CourtMichigan Supreme Court
DecidedJune 3, 1957
DocketDocket 58, Calendar 47,121
StatusPublished
Cited by13 cases

This text of 83 N.W.2d 319 (Firemen's Insurance v. Sterling Coal Co.) is published on Counsel Stack Legal Research, covering Michigan Supreme Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Firemen's Insurance v. Sterling Coal Co., 83 N.W.2d 319, 348 Mich. 564 (Mich. 1957).

Opinion

Carr, J.

This case has resulted from an explosion occurring in the basement of a house at 3638 Moore street, Inkster, Michigan, on November 4, 1950. At the time the premises were owned and occupied by Aaron and Eva Blanchard, husband and wife. The house was heated by a hot-water furnace located approximately in the center of the basement. On October 27th preceding the date of the explosion Mr. Blanchard had purchased from the defendant a quantity' of coal which was delivered to the residence. At approximately 7 o’clock in the evening of November 4th he undertook to build a fire in the furnace. In the course of the operation he used paper to which he set fire, added a number of pieces of kindling, and then placed thereon 3 shovels of the coal sold and delivered to him by defendant. After closing the furnace door, Mr. Blanchard walked upstairs and started toward the front of the house. Before he reached that point the explosion occurred. As the result, the furnace was destroyed, the interior of the basement seriously damaged, and the walls of the house on the north side were forced out. Following .the explosion Mr. Blanchard examined the coal in the bin and found on the. pile a detonator *567 cap and wires, such wires being adaptéd to the use of a cap of the ldnd found.

At the time of the explosion the owners carried insurance on the premises with the plaintiff company, the policy providing for coverage from damage resulting from. an explosion in the maximum amount of $7,000. An adjuster of the company examined the situation immediately following the occurrence in question, and as a result of the conclusions reached by the company the full amount of the policy was paid. Thereupon the owners executed to plaintiff a subrogation receipt authorizing the company to bring suit or to compromise or settle any claim that the owners might have against a person or corporation liable for the loss that had been sustained. Pursuant to the subrogation agreement plaintiff instituted action against defendant, alleging in the declaration filed the delivery of the coal to the residence of plaintiff’s assignors and further asserting that said coal contained dynamite and dynamite caps when so delivered. Plaintiff averred that defendant breached its warranty to plaintiff’s assignors in that the coal delivered was not fit for the purpose for which it was sold because of the presence therein of dynamite. Defendant by answer denied liability on its part, and the cause proceeded to trial before the circuit judge without a jury.

At the conclusion of plaintiff’s proofs counsel for . defendant moved for judgment in its favor, alleging that proper proof had not been introduced to show what caused the explosion. The motion was denied and following the introduction of testimony on behalf of defendant the trial judge, in accordance with conclusions set forth in an opinion dictated on the record, entered judgment for the plaintiff in the amount- paid by it under the terms of the insurance policy. 'Motion for a new trial was made and denied. Defendant has. appealed, claiming that the .motion *568 for judgment at the conclusion of plaintiff’s proofs was erroneously denied, that the judgment entered was contrary to the weight of the evidence, and that the court was in error in sustaining an objection to a question, propounded to a witness by counsel for defendant, relating to the explosive force of dynamite.

The proofs introduced by plaintiff in support of its right to recover established the purchase of the coal from defendant, the delivery thereof to the premises occupied by Mr. and Mrs. Blanchard, the attempt to build a fire in the furnace during the evening of November 4, 1950, the resulting explosion, and the damages sustained by the building and contents, including the furnace. The right of plaintiff to maintain the action by virtue of the subrogation receipt is not questioned. In considering whether plaintiff by its proofs has established a prima facie case, the testimony and all legitimate inferences that may be drawn therefrom must be viewed in a light favorable to plaintiff. Anderson v. Kearly, 312 Mich 566; Douglas v. Holcomb, 340 Mich 43; Bennett v. Hill, 342 Mich 754. From the undisputed facts in the case it may reasonably be inferred that something of a highly explosive nature was placed in the furnace, with the result disclosed by the proofs. The fact that a detonator cap with wire adapted for use in connection therewith was found in the coal is significant. The record indicates that the cap was of a character that might be used in exploding dynamite. It further appears that at the time of the trial said cap was “alive.” After the occurrence of the explosion it was scarcely possible to determine the exact cause thereof other than by permissible inferences from established facts. The trial judge was entitled to draw such inferences.

In Butrick v. Snyder, 236 Mich 300, 305, a ease somewhat.analogous to the case at bar, it was said:

*569 “While it is true that a verdict may not rest upon hare conjecture (Fuller v. Ann Arbor R. Co., 141 Mich 66 [18 Am Neg Rep 489]), it is also true that a finding as to a particular fact may be based upon inferences fairly drawn from other facts established by proof. Waidelich v. Andros, 182 Mich 374. The burden was on the plaintiff to prove that the dynamite caps were left in the tool shed by defendant’s employees. If unable to furnish positive evidence of this fact, he might establish it by circumstantial proof of such a nature as would create a probability sufficiently strong to lead the jury to conclude that such was the fact. Dunbar v. McGill, 64 Mich 676. The reasonable inferences which may be drawn from the affirmative facts proven are evidence, and not presumptions.”

Of like import is Koob v. City of Lansing, 321 Mich 150. On the record before us it may not be said that the trial court was in error in denying defendant’s motion for judgment in its favor.

This brings us to the question whether the judgment entered in plaintiff’s favor was against the weight of the evidence. The record fully supports the conclusion that the explosion was within the furnace. Testimony was offered on behalf of plaintiff negativing the possibility of the explosion of the boiler. The fact that the occurrence took place very shortly after the starting of the fire by Mr. Blanchard is scarcely consistent with any such possible claim. It is suggested th'at coal gas may have been responsible, but if so it must have been generated with great rapidity. We do not understand that any claim is made by defendant that gas in the basement, escaping from a water heater or gas stove, was responsible for the injury to the building and contents. There is no testimony that such gas was present on the occasion in question. The trial judge obviously came to the conclusion that the most logical explanation for the occurrence was that a highly-explosive *570 substance had been put into the furnace in the coal used by Mr. Blanchard in Ms attempt to start the fire.

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Bluebook (online)
83 N.W.2d 319, 348 Mich. 564, Counsel Stack Legal Research, https://law.counselstack.com/opinion/firemens-insurance-v-sterling-coal-co-mich-1957.