Fidelity Mortgage Guarantee Co. v. Bobb

160 A. 120, 306 Pa. 411, 1932 Pa. LEXIS 460
CourtSupreme Court of Pennsylvania
DecidedDecember 2, 1931
DocketAppeals, 311 and 314
StatusPublished
Cited by11 cases

This text of 160 A. 120 (Fidelity Mortgage Guarantee Co. v. Bobb) is published on Counsel Stack Legal Research, covering Supreme Court of Pennsylvania primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Fidelity Mortgage Guarantee Co. v. Bobb, 160 A. 120, 306 Pa. 411, 1932 Pa. LEXIS 460 (Pa. 1931).

Opinion

Opinion by

Mr. Justice Maxey,

By a single indenture two distinct pieces of real estate in Philadelphia were conveyed to Joseph Bobb by Rose M. Goodwin (single) on August 29, 1924. One of these pieces fronted 170 feet on 63d Street and it contained an apartment house. The other fronted 28 feet on City Avenue. This latter lot ran back in an “L” shape so that it joined the rear of the 63d Street property. Both lots were fully described by metes and bounds in the Goodwin deed.

On August 3, 1925, Joseph Bobb and Annie, his wife, deeded this 63d Street property to the Anita Realty Company, a corporation, the stockholders of which were Joseph Bobb, Annie Bobb, his wife, and Annie’s brother and sister. This deed conveyed “all that certain lot or piece of ground with the buildings and improvements theron erected on the southwesterly side of 63d Street,” etc. It made no reference whatever to the City Avenue lot but it contained this paragraph, after the description of the 63d Street property: “Being the same premises which Rose M. Goodwin, singlewoman, by Indenture bearing date the 29th day of August, 1924, and recorded in deed book J. M. H. No. 1951, page 168, etc. granted and conveyed unto the said Joseph Bobb, in fee.” On *416 March 16, 1928, the Anita Realty Company deeded both the 63d Street property and the City Avenue property to Annie Bobb. Both properties were in that deed fully described by metes and bounds.

In order to pay off certain mortgages on the 63d Street Street property, Annie Bobb borrowed money and as security gave a mortgage in the sum of $15,000 on the City Avenue lot. This mortgage dated December 18, 1928, was accompanied by a bond in the sum of $30,000. Annie Bobb and Joseph Bobb, her husband, executed both bond and mortgage. The mortgagee and the obligee in the mortgage and bond respectively were the Fidelity Mortgage Guarantee Company, the present appellant, hereinafter referred to as the Guarantee Company. On April 8, 1930, the mortgagors and obligors defaulted in the payments due. Judgment was entered in favor of the Guarantee Company on the bond and damages were assessed at $17,000. The property was sold to the Guarantee Company for $18,600 in a deed acknowledged on July 3, 1930, and an auditor was appointed to take testimony, to make findings of fact in law and to distribute the fund.

After the transfer on August 3, 1925, by Joseph and Annie Bobb to the Anita Realty Company of the 63d Street property by specific description, but not the City Avenue lot, unless the above clause beginning with “Being” is construed to include the City Avenue lot, a number of judgments were entered against Joseph Bobb. The opposing claims before the auditor were between these judgment creditors and the Guarantee Company. If the deed of Joseph and Annie Bobb to Anita Realty Company dated August 3, 1925, is construed as including both lots, then the Guarantee Company is entitled to the fund arising from the sale of the City Avenue lot; if it is determined that the City Avenue lot is not included in that deed, the creditors of Joseph Bobb who obtained or entered judgment against him after the date he conveyed away his interest in the 63d Street property *417 while still retaining the City Avenne lot would be entitled to the fund arising from the sale of the City Avenue lot.

We agree with the court below in sustaining the finding of the auditor that the City Avenue lot was not included in the deed of August 3, 1925, but that the lot was still owned by Joseph Bobb when the judgments against him were entered.

When Joseph Bobb acquired these two lots in 1924 by deed from Bose M. Goodwin, that deed described distinctly, as already noted herein, two separate lots, one the 63d Street lot and one the City Avenue lot. After the description of the 63d Street lot in this deed were the words “Being the same premises which Joseph Bobb and Annie, his wife, granted and conveyed unto the said Rose M. Goodwin, a singlewoman, in fee,” and following this there are certain building restrictions specified, a certain mortgage assumed. Then there appears this language “Also that certain lot or piece of ground, etc.” Then follows a description of the City Avenue lot. After this description came the words ‘being the same property which Patrick J. Donegan and Annie, his wife ......granted and conveyed unto the same Bose M. Goodwin in fee.”

The auditor aptly said: “It is true that these two conveyances appear in one deed, but they are conveyances of distinctly different pieces of property. When, therefore, the deed made by Joseph Bobb to the Anita Realty Company described one of these lots, the one on 63d Street, and spoke of it as the same premises which Bose M. Goodwin by indenture bearing date the 29th of August, 1924, had conveyed to Joseph Bobb, this language seems perfectly consistent with the language of the preceding deed. The premises in question were a distinct part of the same premises conveyed to Bobb by the deed of August 3, 1925. They were one of the two premises deeded by that deed, and we think the language would fully justify this construction.”

*418 The clause beginning “Being the same premises” is obviously put into a deed for the purpose of calling attention to the links in the chain of title. It is placed there for that purpose rather than for the purpose of completely identifying the property conveyed. In one sense, the 63d Street property described in the deed of Goodwin to Bobb and Bobb was “the same property” the grantor had obtained from her grantor, though it was not all of “the same property” thus obtained. The word “same” is often used loosely. For example, when it is said that two books are printed on the same paper, it is not meant thereby that both books are printed on identically the same sheets of that paper. While the word “same” is sometimes used in the sense of “identical” they are not always synonymous. “Identical” means absolute agreement in all features, while the word “same” may or may not mean complete agreement in all features. Lexigraphically it is as correct to interpret “same” as used in the deed clause referred to as “part of the same,” as it is to interpret it as “all of the same,” and since the specific description in the deed in question describes fully the 63d Street property and makes no mention whatever of the City Avenue property, the obviously correct interpretation of “same” in that clause is as being synonymous with “part of the same.” This interpretation is also called for by considerations of public policy, for many situations are likely to arise where to interpret “same” in a clause of this kind as meaning “all of the same” instead of “part of the same” would lead to confusion in land titles. The safer rule of interpretation is to interpret it under circumstances such as are present in this case as meaning part of the same property and not as meaning all of the same.

It is a familiar rule of construction that “the express mention of one thing in a grant implies the exclusion of another”: 18 C. J. 260, section 216. This principle is exemplified in the rule that: Where a road is expressly granted and its precise location and limits are fixed and *419

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Cite This Page — Counsel Stack

Bluebook (online)
160 A. 120, 306 Pa. 411, 1932 Pa. LEXIS 460, Counsel Stack Legal Research, https://law.counselstack.com/opinion/fidelity-mortgage-guarantee-co-v-bobb-pa-1931.