Federal Home Loan Mortgage Corporation, as Trustee for the Benefit of the Freddie Mac Seasoned Loans Structured Transaction Trust, Series 2020-2 v. Austin Dennis III

CourtDistrict Court, M.D. Georgia
DecidedApril 28, 2026
Docket5:26-cv-00157
StatusUnknown

This text of Federal Home Loan Mortgage Corporation, as Trustee for the Benefit of the Freddie Mac Seasoned Loans Structured Transaction Trust, Series 2020-2 v. Austin Dennis III (Federal Home Loan Mortgage Corporation, as Trustee for the Benefit of the Freddie Mac Seasoned Loans Structured Transaction Trust, Series 2020-2 v. Austin Dennis III) is published on Counsel Stack Legal Research, covering District Court, M.D. Georgia primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Federal Home Loan Mortgage Corporation, as Trustee for the Benefit of the Freddie Mac Seasoned Loans Structured Transaction Trust, Series 2020-2 v. Austin Dennis III, (M.D. Ga. 2026).

Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE MIDDLE DISTRICT OF GEORGIA MACON DIVISION

FEDERAL HOME LOAN : MORTGAGE CORPORATION, AS : TRUSTEE FOR THE BENEFIT OF THE : FREDDIE MAC SEASONED LOANS : STRUCTURED TRANSACTION : TRUST, SERIES 2020-2, : CASE NO. 5:26-CV-157 (CAR) : Plaintiff, : : v. : : AUSTIN DENNIS III, : : Defendant. : ____________________________________

ORDER ON MOTION TO PROCEED IN FORMA PAUPERIS On or about March 20, 2026, Plaintiff Federal Home Loan Mortgage Corporation filed a dispossessory action against Defendant Austin Dennis, III “And All Others” in the Magistrate Court of Putnam County, Georgia.1 On April 24, 2026, Defendant, acting pro se, filed a Notice of Removal and a Motion to Proceed In Forma Pauperis (“IFP”). For the reasons explained below, the Court GRANTS Defendant’s Motion to Proceed IFP [Doc. 2] but REMANDS this dispossessory action to the Magistrate Court of Putnam County, Georgia and DIRECTS the Clerk of Court to close this case. A. Motion to Proceed IFP

1 Doc. 1-2. Motions to proceed IFP are governed by 28 U.S.C. § 1915(a)(1), which provides: [A]ny court of the United States may authorize the commencement, prosecution or defense of any suit, action or proceeding, civil or criminal, or appeal therein, without prepayment of fees or security therefor, by a person who submits an affidavit that includes a statement of all assets such prisoner possesses2 that the person is unable to pay such fees or give security therefor.

When considering a motion to proceed IFP filed under § 1915(a), “[t]he only determination to be made by the court . . . is whether the statements in the affidavit satisfy the requirement of poverty.”3 The Court should accept statements contained in an IFP affidavit, “absent serious misrepresentation.”4 Although a litigant need not show he is “absolutely destitute” to qualify under § 1915(a), he must show that “because of his poverty, he is unable to pay for the court fees and costs, and to support and provide necessities for himself and his dependents.”5 The Court has reviewed Defendant’s application to proceed IFP and is satisfied that he cannot pay the court fees because of his poverty. Defendant states his average monthly income is $3,000 from his employment, which does not cover his total basic monthly expenses of approximately $8,500, including rent, utilities, transportation,

2 “Despite the statute’s use of the phrase ‘prisoner possesses,’ the affidavit requirement applies to all persons requesting leave to proceed IFP.” Martinez v. Kristi Kleaners, Inc., 364 F.3d 1305, 1306, n. 1 (11th Cir. 2004). 3 Martinez v. Kristi Keaners, Inc., 364 F.3d 1305, 1307 (11th Cir. 2004) (internal quotation marks and citation omitted). 4 Id. medical bills, and food for himself and his two minor children. Thus, Plaintiff qualifies as a pauper under §1915, and his Motion for IFP is GRANTED. B. Preliminary Screening Because Defendant is proceeding IFP, the Court is required to screen his

Complaint and must sua sponte dismiss the complaint or portion thereof which (1) is found to be frivolous or malicious, (2) fails to state a claim on which relief may be granted, or (3) seeks monetary relief against a defendant who is immune from such relief.6 Title 28

U.S.C. § 1915(e) “accords judges not only the authority to dismiss a claim based on an indisputably meritless legal theory, but also the unusual power to pierce the veil of the complaint’s factual allegations and dismiss those claims whose factual contentions are

clearly baseless.”7 A claim is frivolous when it appears from the face of the complaint that the factual allegations are “clearly baseless” and the legal theories “indisputably meritless,” or when it is apparent that “the defendant’s absolute immunity justifies dismissal before service

of process.”8 As a result, “[d]ismissal for failure to state a claim is appropriate when the facts as pleaded do not state a claim for relief that is ‘plausible on its face’”9 and is governed by the same standard as a dismissal under Federal Rule of Civil Procedure

6 28 U.S.C. § 1915(e)(2)(b). 7 Neitzke v. Williams, 490 U.S. 319, 327 (1989). 8 Carroll v. Gross, 984 F.2d 392, 393 (11th Cir. 1993). 12(b)(6). However, pro se “pleadings are held to a less stringent standard than pleadings drafted by attorneys and will, therefore, be liberally construed.”11 Independent of the Court’s duty under § 1915(e) to evaluate the claim of a party proceeding IFP, the Court also has an obligation to ensure that subject-matter jurisdiction

exists. “As the Federal Rules of Civil Procedure state, ‘[i]f the court determines at any time that it lacks subject-matter jurisdiction, the court must dismiss the action.’”12 A complaint is also deemed “frivolous” under § 1915 where there is no subject-matter

jurisdiction.13 Civil actions brought in state courts may be removed if the action falls within the original jurisdiction of federal courts.14 In the absence of an express grant of statutory

jurisdiction, original jurisdiction may be predicated upon the presence of a federal question pursuant to 28 U.S.C. § 1331, or diversity of citizenship pursuant to 28 U.S.C. § 1332.15 Neither a federal question nor diversity of citizenship supports jurisdiction here. The Court has no federal question jurisdiction over this action. Federal courts have

original jurisdiction over all civil actions arising under the Constitution or the laws of the United States.16 Based on Defendant’s assertions that Plaintiff has violated the Fair Debt

10 See, e.g., Mitchell v. Farcass, 112 F.3d 1483, 1490 (11th Cir. 1997). 11 Boxer X v. Harris, 437 F.3d 1107, 1110 (11th Cir. 2006) (citations omitted). 12 Williams v Warden, Fed. Bureau of Prisons, 713 F.3d 1332, 1337-38 (11th Cir. 2013) (quoting Fed. R. Civ. P. 12(h)(3)). 13 Davis v. Ryan Oaks Apt., 357 F. App’x 237, 238-39 (11th Cir. 2019); see also Arbaugh v. Y&H Corp., 546 U.S. 500, 514 (2006) (“[W]hen a federal court concludes that it lacks subject-matter jurisdiction, the court must dismiss the complaint in its entirety.”). 14 28 U.S.C. § 1331. 15 Baltin v. Alaron Trading Corp., 128 F.3d 1466, 1469 (11th Cir. 1997). Collection Practices Act (15 U.S.C.

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Brenda W. Davis v. Ryan Oaks Apartment
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Mitchell v. Farcass
112 F.3d 1483 (Eleventh Circuit, 1997)
Miriam W. Williams v. Best Buy Co., Inc.
269 F.3d 1316 (Eleventh Circuit, 2001)
Evelyn Martinez v. Kristi Kleaners, Inc.
364 F.3d 1305 (Eleventh Circuit, 2004)
Caterpillar Inc. v. Williams
482 U.S. 386 (Supreme Court, 1987)
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490 U.S. 319 (Supreme Court, 1989)
Arbaugh v. Y & H Corp.
546 U.S. 500 (Supreme Court, 2006)
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Federal Home Loan Mortgage Corporation, as Trustee for the Benefit of the Freddie Mac Seasoned Loans Structured Transaction Trust, Series 2020-2 v. Austin Dennis III, Counsel Stack Legal Research, https://law.counselstack.com/opinion/federal-home-loan-mortgage-corporation-as-trustee-for-the-benefit-of-the-gamd-2026.