Farmers Union Service Association of South Dakota v. James Murphy

CourtDistrict Court, D. South Dakota
DecidedNovember 17, 2025
Docket4:25-cv-04079
StatusUnknown

This text of Farmers Union Service Association of South Dakota v. James Murphy (Farmers Union Service Association of South Dakota v. James Murphy) is published on Counsel Stack Legal Research, covering District Court, D. South Dakota primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Farmers Union Service Association of South Dakota v. James Murphy, (D.S.D. 2025).

Opinion

UNITED STATES DISTRICT COURT DISTRICT OF SOUTH DAKOTA SOUTHERN DIVISION

FARMERS UNION SERVICE ASSOCIATION 4:25-CV-04079-RAL OF SOUTH DAKOTA, Plaintiff, OPINION AND ORDER GRANTING PLAINTIFF'S MOTION TO DISMISS VS. SECOND COUNT OF COUNTERCLAIM JAMES MURPHY, Defendant.

Plaintiff Farmers Union Service Association of South Dakota (Farmers Union) brought this action against its former independent contractor, Defendant James Murphy, for breach of contract and tortious interference with business relationships or expectancies arising from the cessation of Murphy’s work as an agent for Farmers Union. Doc. 1. Murphy filed an Answer, Counterclaim, and Third-Party Complaint, making two counterclaims against Farmers Union, one for breach of contract and the other based on the theory of respondeat superior for an alleged assault by a Third- Party Defendant. Doc. 5. The parties later stipulated to dismiss Murphy’s claim against the Third- Party Defendant without prejudice. Docs. 18, 19. Farmers Union now moves to dismiss Murphy’s second counterclaim for assault under Federal Rule of Civil Procedure 12(b)(1) and 12(b)(6). Doc. 8. For the reasons explained, this Court grants Farmers Union’s Motion to Dismiss, Doc. 8. I. Factual Allegations This Opinion and Order makes no findings of fact but derives the facts from Murphy’s Counterclaim and supporting record materials. This Court accepts all Murphy’s factual allegations

as true and makes all inferences in Murphy’s favor as the nonmoving party. Retro Television Network, Inc. v. Luken Comme’ns, LLC, 696 F.3d 766, 768-69 (8th Cir. 2012). Farmers Union is an insurance agency serving almost 12,000 customers in South Dakota and servicing over 23,000 policies issued to South Dakota policyholders. Doc. 1 § 6; Doc. 5 { 6. Murphy entered into a Local Agents Agreement (LAA) on October 1, 2010, with Farmers Union. Doc. 1 § 11; Doc. 5 § 11. Under the LAA, Murphy was an independent contractor for Farmers Union selling and servicing insurance policies for customers mainly in and around Yankton County, South Dakota. Doc. 1 §§ 11-12; Doc. 5 §§ 11-12. The parties, also on October 1, 2010, entered into a “Farmers Union Service Association of South Dakota Agent Contract Termination Program (‘CTP’).” Doc. 5 § 89. Under the CTP, Murphy was to receive a “Contract Termination Benefit” upon termination of the LAA if he had provided at least ten years of service and was not terminated for cause. Id. ff] 90-91. Farmers Union hosts annual trips for its top agents, which are typically held in tropical destinations during the winter months. Id. § 96. Farmers Union invited Murphy to every annual trip—thirteen such trips in total—after his first year of service. Id. § 97. In March of 2022, Farmers Union hosted its annual trip in Punta Cana, which both Murphy and his wife attended. Id. 498. Randy Burkel, a manager for Farmers Union in North Dakota, also attended the annual trip in 2022. Id. § 99. One evening during a dinner, Burkel approached Murphy while Murphy was sitting at a table. Id. § 100. “Burkel wrapped his arm around Murphy’s neck, pulled him down off of the chair, and began taunting, calling him ‘a f**king joke’ and using other cruel, foul language.” Id, Although the incident was reported within fifteen minutes and “ruined the entire trip for Murphy and his wife,” Farmers Union never took any steps to redress the incident. Id.

101, 103. Murphy did not name Burkel as a third-party defendant, nor allege a tort claim based on Burkel’s actions. Farmers Union held its 2024 annual trip for top agents in Costa Rica, which Murphy and his wife attended. Id. § 104. Also attending this trip was Dave Murphy (“Dave”),' Farmers Union’s Sales Director of Captive Agents based out of North Dakota who had supervisory authority over Murphy and other agents working in South Dakota. Id. f] 65-66, 105. During this trip in April of 2024, Murphy was at the hotel bar joking about “who’s the best Murphy here?” Id. 4 106. Dave, also at the bar, “became irate, hostile, and aggressive towards Murphy, threatening to ‘kick his ass,’” thereby putting Murphy in fear of bodily harm. Id. Murphy reported this incident to Nick Honke, a South Dakota manager, within a month of returning home from the trip. Id. 4 107. Although Honke told Murphy that he would investigate the matter, Murphy did not receive any communication from Honke for a month. Id. {J 107-08. Murphy called Honke to inquire about the investigation to which Honke replied, “Oh, you’re serious?” Id. § 108. Curt Soehl, Farmers Union’s Personal Lines Production Manager for South Dakota, later told Murphy that “it would not do any good to report the Dave [] attack because Farmers Union would not do anything about it.” Id. 4 109. In January of 2025, Murphy reported his incident with Dave to Karla Hofhenke, Executive Director of Farmers Union. Id. { 110. Hofhenke informed CEO Mark Anderson and Chief Sales, Marketing and Brand Officer Kevin Ressler about the April 2024 incident. Id. 72, 110. On January 8, 2025, Anderson and Ressler called Murphy to hear his account of the event. Id. □□□□□

1 This Court will refer to Dave Murphy as “Dave” to prevent confusion with Defendant James Murphy, whom this Court refers to as “Murphy.”

A week later, Anderson called Murphy and characterized the incident as nothing more than “locker room banter” and said that Murphy should not be upset about it. Id. On February 20, 2025, Murphy and his wife met with Anderson and Ressler to discuss Murphy’s grievances with Farmers Union. Id. § 72. At this meeting, Murphy informed Farmers Union of his intention to leave his agency relationship with Farmers Union and operate his own insurance agency independent of Farmers Union. Id. § 76; see id. at 18. Murphy alleges his decision to leave Farmers Union was “a result of the poor leadership [he] experienced at Farmers Union.” Id. § 112. Murphy told Anderson and Ressler that he was willing to work with Farmers Union by staying longer than thirty days for a smooth transition and being “more than willing to buy [his] book of business.” Id. {{] 74-75. On February 25, 2025, four Farmers Union managers showed up unannounced at Murphy’s office to seize all files, documents, and paperwork related to Farmers Union. Id. { 78. Farmers Union also denied Murphy access to his computer, email account, and Farmers Union’s online systems. Id. 79. Due to Farmers Union’s actions and his inability to work, Murphy believed his termination as an agent of Farmers Union was effective immediately. Id. {{] 80-81. Murphy then took steps to operate his own insurance agency independent of Farmers Union including notifying his clients that he was no longer with Farmers Union. Id. 82-83. Farmers Union sued Murphy for breach of contract, alleging violations of the non- solicitation provisions, and tortious interference with business relationships or expectancies. Doc. 1 at 8-9. Murphy answered the Complaint, counterclaimed, and brought a Third-Party Complaint against Dave for assault regarding his actions on the 2024 annual trip. Doc. 5. The Counterclaim asserted actions for breach of contract and assault, alleging respondeat superior to impose liability for the assault claim, against Farmers Union. Id. at 22-24. Farmers Union filed a Motion to

Dismiss the assault claim? against Farmers Union. Doc. 8. The parties have since stipulated to a dismissal without prejudice of the Third-Party Complaint against Dave, Doc. 18, which this Court granted, Doc. 19. II. Legal Standard A motion to dismiss under Federal Rule of Civil Procedure

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Farmers Union Service Association of South Dakota v. James Murphy, Counsel Stack Legal Research, https://law.counselstack.com/opinion/farmers-union-service-association-of-south-dakota-v-james-murphy-sdd-2025.