Evans v. Provident Life & Accident Insurance

815 P.2d 550, 249 Kan. 248, 1991 Kan. LEXIS 149
CourtSupreme Court of Kansas
DecidedJuly 16, 1991
Docket64,689
StatusPublished
Cited by35 cases

This text of 815 P.2d 550 (Evans v. Provident Life & Accident Insurance) is published on Counsel Stack Legal Research, covering Supreme Court of Kansas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Evans v. Provident Life & Accident Insurance, 815 P.2d 550, 249 Kan. 248, 1991 Kan. LEXIS 149 (kan 1991).

Opinions

[250]*250The opinion of the court was delivered by

McFarland, J.:

Provident Life & Accident Insurance Company (Provident) appeals a jury verdict awarding Arlene Evans the proceeds of a $300,000 accidental death policy issued by Provident insuring Dr. Grant Evans, husband of Arlene. Provident also appeals from the award of attorney fees. Arlene Evans cross-appeals from the amount of attorney fees awarded, the interest rate applied to the award, and the question of whether she should have been allowed to discover Provident’s attorney fee costs.

Dr. Evans practiced in the medical specialty of obstetrics/gynecology for many years prior to his retirement in 1986. His retirement resulted from numerous health problems. On April 11, 1987, he received fatal bums in the bathroom of his hospital room in the psychiatric unit of Wesley Medical Center, Wichita. He was 65 years old and was being treated for major depression with melancholia.

Arlene Evans made claim under the policy. Provident denied the claim on the basis the death was the result of an intentionally self-inflicted injury, a suicide, and, accordingly, was not within the coverage afforded by the policy. This action was filed, and the jury found the death was accidental. The Court of Appeals affirmed the district court on all issues except the post-judgment interest question. Evans v. Provident Life & Accident Ins. Co., 15 Kan. App. 2d 97, 803 P.2d 1033 (1990). This case is before us on petition for review. Additional facts will be stated as pertinent to particular issues.

JURISDICTION

For her first issue, cross-appellant Evans contends this court lacks jurisdiction to hear Provident’s appeal.

The journal entry of judgment in the case was entered on April 21, 1989, corrected by an order nunc pro tunc entered on May 8, 1989, and the order denying Provident’s motion for judgment notwithstanding the verdict was entered on July 7, 1989. The journal entry determining the award of attorney fees to Evans was not entered until November 28, 1989. Provident filed its notice of appeal on December 27, 1989. The notice of appeal was within the 30-day limit set forth by K.S.A. 1990 Supp. 60-[251]*2512103(a) if the “entry of the judgment” is determined to be November 28, 1989.

On March 23, 1990, we filed our opinion in Snodgrass v. State Farm Mut. Auto. Ins. Co., 246 Kan. 371, 789 P.2d 211 (1990), wherein we held:

“A final decision under K.S.A. 1989 Supp. 60-2102(a)(4), for appeal purposes, is a decision on the merits which does not require resolution of a motion or request for attorney fees before filing a timely notice of appeal.” Syl. ¶ 1.
“Under the facts of the case, the entry of judgment by the district court was a final decision appealable as of right under K.S.A. 1989 Supp. 60-2102(a)(4) regardless of any unresolved question of attorney fees. Following Budinich v. Becton Dickinson & Co., 486 U.S. 196, 100 L. Ed. 2d 178, 108 S. Ct. 1717 (1988).” Syl. ¶ 2.
“A K.S.A. 40-256 motion or request for attorney fees is not a part of the merits of the underlying action, even though alleged in the petition, because attorney fees are not part of the compensation for a plaintiffs injury. Attorney fees traditionally have been regarded by the legislature as costs awarded to the prevailing party.” Syl. ¶ 3.

Under the Snodgrass rule, Provident’s notice of appeal should have been taken within 30 days of July 7, 1989. However, Snodgrass constituted a departure from our prior rulings and was not filed until several months after Provident’s time for appeal would have expired. We believe the retroactive application of Snodgrass to bar the appeal herein would be unfair and inappropriate.

We conclude Provident’s notice of appeal was timely under the rules then existing and that this court has jurisdiction in this appeal.

For its first three issues, Provident challenges certain jury instructions. These issues are interrelated and must be considered in context with each other. The claimed instructional errors concern:

1. failure to place the burden of establishing accidental death upon claimant, Arlene Evans;
2. giving improper instructions on the presumption against suicide; and
3. failure to instruct the jury on Provident’s mental infirmity defense.

BURDEN OF PROOF

The policy in question provided coverage .for accidental death. [252]*252Death by suicide or intentionally self-inflicted injury was excluded. Accordingly, in addition to'the requirements of proof on án ordinary life insurance policy, claimant had tó prove the accidental cause of death. .

The Court of Appeals adequately disposed of this. issue as follows:

“Provident claims that the trial court’s instructions erroneously placed the burden of proof on it. Instruction No. 9 set forth the burden of proof:
“ ‘Plaintiff claims that on April 11, 1987, the insured, Grant E. Evans, suffered accidental bodily injury resulting in the loss of his life as provided in the group policy issued by defendant.
“ ‘Plaintiff has the burden to prove that her claim is more probably true than not true.
“ ‘Defendant claims that Grant E. Evans died as the result of suicide or intentionally self-inflicted injury.
“ ‘Defendant has the burden to prove that its claims are more probably true than not true.’
“Provident notes in its brief that one of the ‘limitations and exclusions’ included in the policy denies coverage for suicide or intentionally self-inflicted injuries. Provident argues at some length in its brief, using quotations from treatises on insurance, a Tenth Circuit case from 1963, and a line of cases from New York decided in the 1930’s, that Evans was required to , prove that Dr. Evans’ death wa$ not suicide. Provident overlooks more recent Kansas case law that is clearly applicable.
“ ‘When an insurer seeks to avoid liability on the ground that the accident or injury for which -compensation is demanded is covered by some specific exception to the general terms of the policy, the burden of proof rests upon the insurer to prove the facts which bring the case within such specified exception.’ Baugher v. Hartford Fire Ins. Co., 214 Kan. 891, Syl. ¶ 4, 522 P.2d 401 (1974).
“In Alliance Life Ins. Co. v. Ulysses Volunteer Firemans Relief Assn., 215 Kan.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Ellis v. McNeese
Court of Appeals of Kansas, 2024
AV Homes v. AmGuard Insurance Co.
Court of Appeals of Kansas, 2021
Kaelter v. Sokol
Court of Appeals of Kansas, 2018
In re Estate of Strader
Court of Appeals of Kansas, 2017
Karr v. Mid Central Contractors
Court of Appeals of Kansas, 2015
Wiles v. American Family Life Assurance Co.
350 P.3d 1071 (Supreme Court of Kansas, 2015)
In Re the Estate of Strader
339 P.3d 769 (Supreme Court of Kansas, 2014)
Snider v. American Family Mutual Insurance Co.
298 F.3d 1120 (Supreme Court of Kansas, 2013)
Foster v. Stonebridge Life Ins. Co.
327 P.3d 1014 (Court of Appeals of Kansas, 2012)
Edwards v. Monumental Life Insurance
812 F. Supp. 2d 1263 (D. Kansas, 2011)
Snider v. American Family Mutual Insurance
244 P.3d 1281 (Court of Appeals of Kansas, 2011)
Feller v. Hartford Life & Accident Insurance
817 F. Supp. 2d 1097 (S.D. Iowa, 2010)
Tradesmen International, Inc. v. Wal-Mart Real Estate Business Trust
129 P.3d 102 (Court of Appeals of Kansas, 2006)
Fisher v. Kansas Crime Victims Compensation Board
124 P.3d 74 (Supreme Court of Kansas, 2005)
Peoples Mortgage Corp. v. Kansas Bankers Surety Co.
62 F. App'x 232 (Tenth Circuit, 2003)
Tyler v. Employers Mut. Cas. Co.
49 P.3d 511 (Supreme Court of Kansas, 2002)
O'Donoghue v. Farm Bureau Mutual Insurance
49 P.3d 22 (Court of Appeals of Kansas, 2002)

Cite This Page — Counsel Stack

Bluebook (online)
815 P.2d 550, 249 Kan. 248, 1991 Kan. LEXIS 149, Counsel Stack Legal Research, https://law.counselstack.com/opinion/evans-v-provident-life-accident-insurance-kan-1991.