Engwis v. Michigan Mutual Insurance

448 N.W.2d 731, 181 Mich. App. 16
CourtMichigan Court of Appeals
DecidedNovember 6, 1989
DocketDocket 109858
StatusPublished
Cited by5 cases

This text of 448 N.W.2d 731 (Engwis v. Michigan Mutual Insurance) is published on Counsel Stack Legal Research, covering Michigan Court of Appeals primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Engwis v. Michigan Mutual Insurance, 448 N.W.2d 731, 181 Mich. App. 16 (Mich. Ct. App. 1989).

Opinion

G. S. Allen, J.

Where death results from asphyxia caused by a leaking portable propane tank located in a parked motor van, is plaintiff as a matter of law precluded from claiming no-fault benefits because death did not arise out of the use of a vehicle as a motor vehicle, as provided in MCL 500.3105; MSA 24.13105? The trial court answered this question in the affirmative, and on June 13, 1988, granted defendant’s motion for *18 summary disposition pursuant to MCR 2.116(C)(8) and (10). Plaintiff appeals as of right.

The facts are substantially undisputed. In October, 1978, decedent, William Engwis, purchased a 1979 Chevy van from Siler Motor Sales, Inc., in Merrill, Michigan. The van came equipped with a built-in electrical rear heater. Decedent purchased a portable heater that was attached to a propane gas tank situated inside the van to serve both as a stove for cooking and as a heater. Decedent used the van as a recreational vehicle on overnight camping and fishing trips.

On September 28, 1984, decedent left on a fishing trip in his Chevy van. When decedent did not return home on September 30, as planned, his son-in-law went looking for him. On October 2, the van was found in a Department of Natural Resources parking area on highway US 31 in Benzie County. Decedent was found dead inside, facing the back of the van, his head on the edge of a bunk, clothed in a T-shirt and undershorts. The valve on the propane gas tank was in the "on” position and the tank was empty. The heater switch was also in the "on” position. The van’s radio was on and the battery was dead.

The deposition testimony of plaintiff’s expert witnesses agreed that death occurred when the flame on the portable heater went out and the propane gas filled the van to a point where anyone in the van would die of asphyxia. One of plaintiff’s experts testified at deposition that the flame went out because of lack of oxygen and "the vehicle served as the containment for the gases.”

Plaintiff, wife of decedent, testified at deposition that when her husband purchased the van he did so believing that it had been converted into a recreational vehicle by the dealership. Her husband regularly used the van on camping’ and *19 fishing trips. She stated that she too had slept in the vehicle about two weekends a month in the months of June, July and August, and that the van had a cb radio, a stereo, a couch and two captain’s chairs.

Violet Sawade, the insurance agent who sold Mrs. Engwis the insurance policy covering the van, testified at deposition that when plaintiff came in regarding addition of the 1979 van to her husband’s existing policy she made no mention that the newly purchased vehicle was a camper. She stated that a van similar to Engwis’ with a fold-out bed or refrigerator would be considered to have been "customized” and an additional premium would have to be charged to cover such equipment. She also stated that the fact that decedent slept in the van when he went fishing would not have changed the rating factor for personal injury protection benefits.

The invoice from Siler Motor Sales covering the 1979 van was made an exhibit before the trial court. Nothing in that invoice suggests that the vehicle had been modified for use as a camper. The invoice reveals that the van was "designed, manufactured, sold and certified to applicable federal motor vehicle safety standards . . . as a bus, multipurpose passenger vehicle or truck . . . .” Also, instructions supplied with the portable heater/ stove warned the operator never to attempt "to operate the heater inside any vehicle, camper or enclosure unless you comply with applicable federal, state, and local regulations.”

In November, 1987, defendant moved for summary disposition pursuant to both MCR 2.116(C)(8) and (10). In May, 1988, plaintiff moved for summary disposition pursuant to MCR 2.116(C)(10).

It is undisputed that at the time of decedent’s death the 1979 Chevy van was parked and dece *20 dent was an occupant therein. Where a vehicle is parked at the time of an accident, recovery under the no-fault act is generally precluded. Miller v Auto-Owners Ins Co, 411 Mich 633, 639; 309 NW2d 544 (1981); Wills v State Farm Ins Cos, 178 Mich App 263, 266; 443 NW2d 396 (1989). The reason for this rule is that injuries involving parked vehicles normally do not involve the vehicle "as a motor vehicle.” Id. However, a statutory exception to this general rule permits recovery where the injury is sustained by a person while occupying the parked vehicle:

(1) Accidental bodily injury does not arise out of the ownership, operation, maintenance, or use of a parked vehicle as a motor vehicle unless any of the following occur:
* * *
(c) . . . the injury was sustained by a person while occupying, entering into, or alighting from the vehicle. [MCL 500.3106; MSA 24.13106. Emphasis added.]

Mere occupancy or presence in the parked vehicle is insufficient to qualify a claimant for no-fault benefits under subsection 3106(1)(c). A claimant must still establish that his injuries arose out of the use of the motor vehicle "as a motor vehicle.” Shinabarger v Citizens Mutual Ins Co, 90 Mich App 307, 315; 282 NW2d 301 (1979), lv den 407 Mich 895 (1979); Denning v Farm Bureau Ins Group, 130 Mich App 777; 344 NW2d 368 (1983), lv den 419 Mich 877 (1984); Gooden v Transamerica Ins Corp of America, 166 Mich App 793; 420 NW2d 877 (1988), lv den 431 Mich 862 (1988).

The test for determining whether an injury occurring in a parked vehicle arises out of the use of the vehicle "as a motor vehicle” is clearly set *21 forth in the seminal case Kangas v Aetna Casualty & Surety Co, 64 Mich App 1; 235 NW2d 42 (1975), lv den 395 Mich 787 (1975). There, this Court held that the injury must be foreseeably identifiable with the normal use, maintenance and ownership of the vehicle. Id. at 17. Stated another way, "there must be a sufficient causal nexus between the use of the motor vehicle and the injury.” Gooden, supra at 797, and cases cited therein.

In Koole v Michigan Mutual Ins Co, 126 Mich App 483, 485, 488; 337 NW2d 369 (1983), lv den 419 Mich 856 (1984), an explosion occurring when the plaintiff lit a match to a gas-fueled heater in a camper body attached to a parked pickup truck was held to be foreseeably identified with the normal use of the camper for sleeping and camping.

Specifically, we are persuaded that use of this vehicle for camping or sleeping constituted normal and foreseeable use as a motor vehicle and that such use properly encompassed operation of the gas-fueled heater or furnace. In short, the required causal nexus between the use of this motor vehicle as a motor vehicle and plaintiffs injuries has been established. [Id. at 488. Emphasis in original.]

Free access — add to your briefcase to read the full text and ask questions with AI

Related

McKenzie v. Auto Club Insurance Ass'n
580 N.W.2d 424 (Michigan Supreme Court, 1998)
Yost v. League General Insurance
539 N.W.2d 568 (Michigan Court of Appeals, 1995)
McKenzie v. Auto Club Insurance
536 N.W.2d 301 (Michigan Court of Appeals, 1995)

Cite This Page — Counsel Stack

Bluebook (online)
448 N.W.2d 731, 181 Mich. App. 16, Counsel Stack Legal Research, https://law.counselstack.com/opinion/engwis-v-michigan-mutual-insurance-michctapp-1989.