Opinion of the Court
cardmember agreement. After careful review, we affirm.
I. Factual & Procedural Background
This appeal arises from a credit card debt collection action filed by Discover
against Defendant on 7 November 2024. On 23 December 2024, Defendant answered
Discover’s complaint and filed counterclaims alleging violations of the Fair Debt
Collection Practices Act and North Carolina’s Unfair and Deceptive Trade Practices
Act. In his original counterclaims, Defendant alleged that Discover attempted to
collect interest or fees that it was not entitled to under the cardmember agreement.
Defendant also asserted counterclaims against Discover for failure to attach the
cardmember agreement to its complaint. Discover filed a motion to dismiss
Defendant’s counterclaims for failure to state a claim, which the trial court granted
on 8 July 2025.
On 5 September 2025, Discover provided Defendant with a copy of his updated
cardmember agreement. On 26 September 2025, Defendant sought leave to amend
his answer to raise new counterclaims under the NCDCA, alleging that Discover
attempted to collect interest or fees that it was not entitled to under the cardmember
agreement.
The trial court heard and denied Defendant’s motion on 3 November 2025,
stating in relevant part: “This case is over a year old . . . and it’s just being drug
out . . . . It does look like there is not anything new to explore . . . . Your case needs to
get heard. There’s nothing new that you couldn’t have filed at the original time of
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the file.” Defendant timely appealed and attempted to file a petition for writ of
certiorari (“PWC”).1
II. Jurisdiction
As an initial matter, we consider whether we have jurisdiction to review this
appeal. Defendant concedes that the order from which he appeals is interlocutory
and asserts that it affects a substantial right.
“Generally, there is no right of immediate appeal from interlocutory orders and
judgments.” Goldston v. Am. Motors Corp., 326 N.C. 723, 725, 392 S.E.2d 735, 736
(1990). “An interlocutory judgment is one made during the pendency of an action,
which does not dispose of the case, but leaves it for further action by the trial court
in order to settle and determine the entire controversy.” Veazey v. City of Durham,
231 N.C. 357, 362, 57 S.E.2d 377, 381 (1950) (citing Johnson v. Roberson, 171 N.C.
194, 195–96, 88 S.E. 231, 231–32 (1916)). “[I]mmediate appeal is available from an
interlocutory order or judgment which affects a substantial right.” Sharpe v.
Worland, 351 N.C. 159, 162, 522 S.E.2d 577, 579 (1999) (internal quotation marks
and citations omitted). “[T]he denial of a motion to amend the answer to allege a
compulsory counterclaim affects a substantial right and is immediately appealable.”
Hudspeth v. Bunzey, 35 N.C. App. 231, 234, 241 S.E.2d 119, 121 (1978).
1 On the same day, Defendant filed a PWC with the trial court that he did not file with the
Clerk of the Court of Appeals. Defendant’s failure to file his petition with this Court renders his PWC a legal nullity. See N.C. R. App. P. 21(b) (2025).
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A compulsory counterclaim “arises out of the transaction or occurrence that is
the subject matter of the opposing party’s claim . . . . ,” N.C. Gen. Stat. § 1A-1, Rule
13(a) (2025), and “must be raised in responsive pleadings[,]” Jonesboro United
Methodist Church v. Mullins-Sherman Architects, L.L.P., 359 N.C. 593, 596, 614
S.E.2d 268, 270 (2005).
Here, because Defendant’s revised counterclaims arise from the same
transaction, the counterclaims are compulsory. See N.C. Gen. Stat. § 1A-1, Rule
13(a). Thus, the trial court’s denial of Defendant’s motion to amend to include a
compulsory counterclaim makes the matter immediately appealable. See Hudspeth,
35 N.C. App. at 234, 241 S.E.2d at 121. Accordingly, we have jurisdiction to review
Defendant’s appeal. See Sharpe, 351 N.C. at 162, 522 S.E.2d at 579.
III. Issue
The issue on appeal is whether the trial court abused its discretion in denying
Defendant’s motion to amend his answer without making the required findings.
IV. Analysis
Defendant argues that the trial court abused its discretion by denying his
motion to amend his answer and failing to make the required findings. We disagree.
“[A] motion under Rule 15(a) for leave of court to amend a pleading is
addressed to the sound discretion of the trial judge and the denial of such a motion is
not reviewable absent a clear showing of an abuse of discretion.” Carolina Garage,
Inc. v. Holston, 40 N.C. App. 400, 403, 253 S.E.2d 7, 9 (1979) (citations omitted).
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Abuse of discretion occurs when the trial court’s decision is “manifestly unsupported
by reason” or “so arbitrary that it could not have been the result of a reasoned
decision.” White v. White, 312 N.C. 770, 777, 324 S.E.2d 829, 833 (1985) (citation
omitted). “A trial court abuses its discretion only where no reason for the ruling is
apparent from the record.” JPMorgan Chase Bank, N.A. v. Browning, 230 N.C. App.
537, 544, 750 S.E.2d 555, 561 (2013) (citing Ledford v. Ledford, 49 N.C. App. 226,
233–34, 271 S.E.2d 393, 398–99 (1980)).
After a responsive pleading is served, “a party may amend his pleading only
by leave of court or by written consent of the adverse party; and leave shall be freely
given when justice so requires.” N.C. Gen. Stat. § 1A-1, Rule 15(a) (2025). “A motion
to amend may be denied for ‘(a) undue delay, (b) bad faith, (c) undue prejudice, (d)
futility of amendment, and (e) repeated failure to cure defects by previous
amendments.’ ” JPMorgan Chase Bank, N.A., 230 N.C. App. at 544, 750 S.E.2d at
561 (quoting Strickland v. Lawrence, 176 N.C. App. 656, 666–67, 627 S.E.2d 301, 308
(2006)). “[A] trial court is not required to state specific reasons for denial of a motion
to amend . . . .” Chicopee, Inc. v. Sims Metal Works, Inc., 98 N.C. App. 423, 430, 391
S.E.2d 211, 216 (1990) (citing Martin v. Hare, 78 N.C. App. 358, 360–61, 337 S.E.2d
632, 634 (1985)).
Here, the trial court’s bases for denying Defendant’s motion include undue
delay and futility, which are apparent from the record. See JPMorgan Chase Bank,
N.A., 230 N.C. App. at 544–45, 750 S.E.2d at 561. Concerning undue delay, the trial
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court stated, “This case is over a year old . . . and it’s just being drug out . . . . It does
look like there is not anything new to explore . . . . Your case needs to get heard.
There’s nothing new that you couldn’t have filed at the original time of the file.”
Indeed, Defendant could have accessed his statements and cardmember agreement
on his own account and should have known his counterclaims existed at the time of
his initial answer.
Moreover, Defendant’s motion to amend was futile because the new
counterclaims were similar to causes of action that the trial court had already
dismissed. See JPMorgan Chase Bank, N.A., 230 N.C. App. at 544–45, 750 S.E.2d at
561. Accordingly, the trial court did not abuse its discretion in denying Defendant’s
motion to amend his answer. See Carolina Garage, Inc., 40 N.C. App. at 404, 253
S.E.2d at 9–10.
V. Conclusion
Because Defendant’s motion to amend was properly denied for undue delay
and futility of amendment, the trial court did not abuse its discretion in denying
Defendant’s motion to amend his answer.
AFFIRMED.
Panel consisting of Judges COLLINS, CARPENTER, and FLOOD.
Report per Rule 30(e).
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