De Fries v. Wells Fargo Bank, NA

CourtDistrict Court, D. Connecticut
DecidedMarch 16, 2023
Docket3:20-cv-01882
StatusUnknown

This text of De Fries v. Wells Fargo Bank, NA (De Fries v. Wells Fargo Bank, NA) is published on Counsel Stack Legal Research, covering District Court, D. Connecticut primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
De Fries v. Wells Fargo Bank, NA, (D. Conn. 2023).

Opinion

UNITED STATES DISTRICT COURT DISTRICT OF CONNECTICUT

ROLAND J. DE FRIES,

Plaintiff, No. 3:20-cv-01882-MPS

v.

WELLS FARGO BANK, N.A., Defendant.

RULING ON MOTION TO DISMISS The plaintiff, Roland de Fries, sues Well Fargo Bank for loss of and damage to the personal property in his home in Torrington, Connecticut, while the home was involved in foreclosure proceedings. He alleges that Wells Fargo, the mortgagee, hired agents to secure the home while he still owned it but was not living there, and that these agents either stole his personal belongings and “ransacked” the home or permitted others to do so. He brings claims of “unfair practice,” negligent hiring and supervision, breach of contract, fraud, negligent misrepresentation, violation of the Connecticut Unfair Trade Practices Act, Conn. Gen. Stat. §§ 42-110a et seq., intentional infliction of emotional distress, violation of the Americans with Disabilities Act, 42 U.S.C. §§ 12112 et seq. (the “ADA”), and “tort and grand larceny.” See ECF No. 55. Wells Fargo has moved to dismiss the entire complaint. The plaintiff’s operative complaint consists of 64 pages of allegations and 62 pages of exhibits. In the interest of expediting this matter, I will not repeat those allegations here and will assume the parties’ familiarity with the plaintiff’s allegations and exhibits, as well as with the briefs submitted in connection with the motion to dismiss. I will discuss only those allegations and legal points necessary to provide an understanding of the reasons for my decision to GRANT in part and DENY in part the motion to dismiss. In short, I find that although most of the plaintiff’s claims fail because either they are not supported by factual allegations that make the claims plausible or they invoke legal theories that the law does not recognize, the plaintiff has pled enough facts to allow the claim for negligent hiring and supervision to proceed. I will also afford the plaintiff one more opportunity to replead some of the claims dismissed in this ruling, and I provide some much-needed guidance at the end of this opinion on the proper way to do so

under Rule 8 of the Federal Rules of Civil Procedure. I discuss the claims below in the order in which they appear in the complaint. I. LEGAL STANDARD In deciding a motion to dismiss under Fed. R. Civ. P. 12(b)(6), I must determine whether the plaintiff has alleged “enough facts to state a claim to relief that is plausible on its face.” Bell Atl. Corp. v. Twombly, 550 U.S. 544, 570 (2007). “A claim has facial plausibility when the plaintiff pleads factual content that allows the court to draw the reasonable inference that the defendant is liable for the misconduct alleged.” Ashcroft v. Iqbal, 556 U.S. 662, 678 (2009). The court accepts as true all of the complaint’s factual allegations when evaluating a motion to dismiss, id., and must “draw all reasonable inferences in favor of the non-moving party,”

Vietnam Ass’n for Victims of Agent Orange v. Dow Chem. Co., 517 F.3d 104, 115 (2d Cir. 2008). However, “threadbare recitals of the elements of a cause of action, supported by mere conclusory statements, do not suffice” to survive a motion to dismiss. Mastafa v. Chevron Corp., 770 F.3d 170, 177 (2d Cir. 2014) (citation omitted). II. DISCUSSION

Neither Connecticut nor federal law recognizes a claim for “unfair practice.” So I dismiss this claim and discuss plaintiff’s claim for violation of the Connecticut Unfair Trade Practices Act below. B. Negligent Hiring and Supervision/Breach of Contract The plaintiff alleges “negligent hiring and supervision” and “breach of contract” in a single count, but I will discuss them separately as they are distinct causes of action. I will begin with the breach of contract claim. 1. Breach of Contract The plaintiff takes pains in both his complaint and his brief to emphasize that he is not suing under the mortgage, contesting the foreclosure proceedings, or seeking to recover the home itself. Instead, he says, he is suing only about the loss of and damage to his personal property. ECF No. 55 at 10 (“the events at the heart of this complaint are NOT BASED ON FORECLOSURE ACTIONS but rather actions by the Defendants that resulted in the loss of ALL MY WORLDLY POSSESSIONS”); id. at 13 (“this Complaint is NOT FILED to make claims related to the mortgage or anything that relates to the mortgage agreement” but instead is related to “the actions and inactions of the Defendant that led to the disappearing, soiling, or otherwise destruction of my possessions”). The problem is that, besides the mortgage, and the related note, which the complaint mentions only to say that there was one (ECF No. 55 at 15), the complaint identifies no other contract between the plaintiff and Wells Fargo. Contrary to the plaintiff's allegation, it is not the law that, in the absence of a contractual relationship, the Defendant has “‘an obligation . . . [to comply with] certain rules, conduct, communication, and transparency ....” Jd. at 28. Because the existence of a contract is an essential element of any breach of contract claim and because the complaint does not suggest that there was a contract — other than the mortgage and note, which the complaint expressly disavows as the basis for any claim — I must dismiss the breach of contract claim.

2. Negligent Hiring and Supervision This claim is the only one I find to be sufficient to proceed. Wells Fargo argues that this claim fails because the plaintiffs allegations are speculative and conclusory, because the plaintiff has not alleged that Wells Fargo owed him any duty, and because language in the mortgage makes clear that Wells Fargo had no duty to preserve or maintain the property. The plaintiff alleges that he purchased the home in 2011, with a mortgage to Wells Fargo. Id. at 15. In 2013, Wells Fargo initiated foreclosure proceedings, but “chose to return the title to” the plaintiff in December 2016 after apparently mistakenly assuming it “had possession of the title” to his property. /d. at 15-16. The plaintiff claims that in December 2016, “an accidental foreclosure sale was held . . . allowing unauthorized individuals entry to the home.” Id. at 22. In 2016, the plaintiff was involved in a serious car accident in New York City, leading to his temporary relocation there “due to extensive medical treatments” and as a result of which he became “100% disabled and... bound to a wheelchair.” /d. at 15. In 2017 and 2018, while he still owned the property but was not living there, he visited the property and noticed that the home “appeared to have been ransacked,” and yet there “were no open windows, doors or forced entry according to Torrington police.” /d. at 16. He discovered that Wells Fargo had listed the home with “a real estate broker who appeared to continue to show the property even after” being notified by the plaintiff that the home was not for sale. /d.

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De Fries v. Wells Fargo Bank, NA, Counsel Stack Legal Research, https://law.counselstack.com/opinion/de-fries-v-wells-fargo-bank-na-ctd-2023.