CTG LLC v. Tri-State Insurance Company of Minnesota

CourtDistrict Court, W.D. Oklahoma
DecidedMarch 31, 2025
Docket5:24-cv-00254
StatusUnknown

This text of CTG LLC v. Tri-State Insurance Company of Minnesota (CTG LLC v. Tri-State Insurance Company of Minnesota) is published on Counsel Stack Legal Research, covering District Court, W.D. Oklahoma primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
CTG LLC v. Tri-State Insurance Company of Minnesota, (W.D. Okla. 2025).

Opinion

UNITED STATES DISTRICT COURT FOR THE WESTERN DISTRICT OF OKLAHOMA

CTG, LLC, ) ) Plaintiff, ) ) v. ) Case No. CIV-24-254-G ) TRI-STATE INSURANCE COMPANY ) OF MINNESOTA et al., ) ) Defendants. )

ORDER Now before the Court is Plaintiff CTG, LLC’s Motion to Remand (Doc. No. 3). Defendant Tri-State Insurance Company of Minnesota (“Tri-State”) has responded in opposition to the Motion (Doc. No. 11), and Plaintiff has replied (Doc. No. 12). Defendant Spruce Land, LLC (“Spruce Land”) has not responded to Plaintiff’s Motion. Based on the case record, the parties’ arguments, and the governing law, the Motion is GRANTED. I. Background Plaintiff initially filed this action on May 25, 2023, in the District Court of Stephens County, Oklahoma, seeking damages from Defendants Tri-State and Spruce Land under Oklahoma law. Plaintiff alleges that it operates a grocery store (“Goodner’s Grocery”) at a location rented from Defendant Spruce Land. See Pet. (Doc. No. 1-3) at 2. Plaintiff alleges that on September 20, 2022, the store was damaged in a fire and that Plaintiff submitted a resulting claim to its insurer, Defendant Tri-State. See id. Plaintiff asserts a claim for “Breach of Contract” against Defendant Tri-State, alleging that Tri-State breached the insurance contract by failing to properly investigate, evaluate, and pay the claim upon Plaintiff’s request. See id. at 1-3. Plaintiff asserts a claim for “Breach of Implied Duty of Good Faith and Fair Dealing” against Defendant Spruce Land, alleging that Spruce Land failed to comply with its restoration obligations under its

lease agreement with Plaintiff despite having knowledge of the fire. See id. at 3. On March 11, 2024, Defendant Tri-State removed the action to this Court on the basis of diversity jurisdiction and the doctrine of fraudulent joinder, contending that Defendant Spruce Land (which, like Plaintiff, is a citizen of Oklahoma) was fraudulently named as a defendant to defeat diversity. See Notice of Removal (Doc. No. 1). Plaintiff

then filed its Motion to Remand, alleging that complete diversity does not exist between it and the defendants and that the doctrine of fraudulent joinder does not apply to permit removal in this case. II. Standards of Decision If a civil action filed in state court satisfies the requirements for original federal

jurisdiction, a defendant may remove the action “to the district court of the United States for the district . . . embracing the place where such action is pending.” 28 U.S.C. § 1441(a). “It is well-established that statutes conferring jurisdiction upon the federal courts, and particularly removal statutes, are to be narrowly construed in light of [the federal courts’] constitutional role as limited tribunals.” Pritchett v. Off. Depot, Inc., 420 F.3d 1090, 1094-

95 (10th Cir. 2005). “[A]ll doubts are to be resolved against removal.” Fajen v. Found. Res. Ins. Co., 683 F.2d 331, 333 (10th Cir. 1982). Here, Defendant Tri-State invokes 28 U.S.C. § 1332(a), which prescribes that “district courts shall have original jurisdiction of all civil actions where the matter in controversy exceeds the sum or value of $75,000, exclusive of interest and costs, and is between . . . citizens of different States.” 28 U.S.C. § 1332(a). It is undisputed that the $75,000 amount in controversy requirement is met here. See Pet. at 3, 4. What is disputed

is whether there is complete diversity among the parties. See McPhail v. Deere & Co., 529 F.3d 947, 951 (10th Cir. 2008) (recognizing that § 1332(a) requires complete diversity among the parties—i.e., “the citizenship of all defendants must be different from the citizenship of all plaintiffs”). Nominally, there is not complete diversity. There is diversity between Plaintiff (an

Oklahoma citizen) and Defendant Tri-State (an Iowa citizen), but Defendant Spruce Land, like Plaintiff, is an Oklahoma citizen. See Pet. ¶¶ 1.01-1.03. Citing this evident jurisdictional deficiency, Plaintiff seeks remand of this case to the state court. See Pl.’s Mot. to Remand at 8-9; 28 U.S.C. § 1447(c). Defendant Tri-State argues, however, that there is complete diversity because the nondiverse defendant, Spruce Land, was

fraudulently joined and its citizenship must be disregarded in applying § 1332(a). See Notice of Removal at 2-5; Def.’s Resp. at 4-7. The doctrine of fraudulent joinder permits a federal court to disregard the citizenship of a nondiverse defendant against whom the plaintiff has not asserted or cannot assert a colorable claim for relief. See Dutcher v. Matheson, 733 F.3d 980, 988 (10th Cir. 2013).

“To establish fraudulent joinder, the removing party must demonstrate either: 1) actual fraud in the pleading of jurisdictional facts, or 2) inability of the plaintiff to establish a cause of action against the non-diverse party in state court.” Id. (alteration and internal quotation marks omitted); see also Hernandez v. Liberty Ins. Corp., 73 F. Supp. 3d 1332, 1336 (W.D. Okla. 2014). Where, as here, removal is premised on the second basis, the removing party must

demonstrate “[t]he non-liability of the defendant[] alleged to be fraudulently joined . . . with ‘complete certainty.’” Hernandez, 73 F. Supp. 3d at 1336 (quoting Smoot v. Chi., Rock Island & Pac. R.R. Co., 378 F.2d 879, 882 (10th Cir. 1967)). “This does not mean that the federal court will pre-try, as a matter of course, doubtful issues of fact to determine removability[.]” Smoot, 378 F.2d at 882 (internal quotation marks omitted). “But upon

specific allegations of fraudulent joinder the court may pierce the pleadings, consider the entire record, and determine the basis of joinder by any means available.” Id. (citation and internal quotation marks omitted). Any uncertainty regarding the viability of the claims asserted against the nondiverse party—including “disputed questions of fact” and “ambiguities in the controlling law”— must be resolved in favor of remand. Montano v.

Allstate Indem., No. 99-2225, 2000 WL 525592, at *2 (10th Cir. Apr. 14, 2000) (internal quotation marks omitted); accord Dutcher, 733 F.3d at 988. III. Discussion Citing the pleading allegations, Defendant Tri-State argues that Plaintiff cannot establish a tort claim for breach of an implied duty of good faith and fair dealing against

Defendant Spruce Land. See Notice of Removal at 4; Pet. ¶¶ 2.01-2.07. “Under Oklahoma law, ‘[e]very contract . . . contains an implied duty of good faith and fair dealing.’” Combs v. Shelter Mut. Ins. Co., 551 F.3d 991, 998-99 (10th Cir. 2008) (alteration and omission in original) (quoting Wathor v. Mut. Assurance Adm’rs, Inc., 87 P.3d 559, 561 (Okla. 2004)).

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Related

McPhail v. Deere & Co.
529 F.3d 947 (Tenth Circuit, 2008)
Combs v. Shelter Mutual Insurance
551 F.3d 991 (Tenth Circuit, 2008)
Dutcher v. Matheson
733 F.3d 980 (Tenth Circuit, 2013)
Panama Processes, S.A. v. Cities Service Co.
1990 OK 66 (Supreme Court of Oklahoma, 1990)
Embry v. Innovative Aftermarket Systems L.P.
2010 OK 82 (Supreme Court of Oklahoma, 2010)
Wathor v. Mutual Assurance Administrators, Inc.
2004 OK 2 (Supreme Court of Oklahoma, 2004)
First National Bank & Trust Co. of Vinita v. Kissee
1993 OK 96 (Supreme Court of Oklahoma, 1993)
Hernandez v. Liberty Insurance
73 F. Supp. 3d 1332 (W.D. Oklahoma, 2014)

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CTG LLC v. Tri-State Insurance Company of Minnesota, Counsel Stack Legal Research, https://law.counselstack.com/opinion/ctg-llc-v-tri-state-insurance-company-of-minnesota-okwd-2025.