Costanza v. Commissioner

1985 T.C. Memo. 317, 50 T.C.M. 280, 1985 Tax Ct. Memo LEXIS 311, 6 Employee Benefits Cas. (BNA) 1958
CourtUnited States Tax Court
DecidedJuly 1, 1985
DocketDocket No. 34078-83.
StatusUnpublished
Cited by4 cases

This text of 1985 T.C. Memo. 317 (Costanza v. Commissioner) is published on Counsel Stack Legal Research, covering United States Tax Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Costanza v. Commissioner, 1985 T.C. Memo. 317, 50 T.C.M. 280, 1985 Tax Ct. Memo LEXIS 311, 6 Employee Benefits Cas. (BNA) 1958 (tax 1985).

Opinion

CARL C. COSTANZA AND LENA COSTANZA, Petitioners v. COMMISSIONER OF INTERNAL REVENUE, Respondent.
Costanza v. Commissioner
Docket No. 34078-83.
United States Tax Court
T.C. Memo 1985-317; 1985 Tax Ct. Memo LEXIS 311; 50 T.C.M. (CCH) 280; T.C.M. (RIA) 85317; 6 Employee Benefits Cas. (BNA) 1958;
July 1, 1985.
Carl C. Costanza, pro se.
Andrew P. Fradkin, for the respondent.

FEATHERSTON

MEMORANDUM FINDINGS OF FACT AND OPINION

FEATHERSTON, Judge: This case was assigned to and heard by Special Trial Judge Joan Seitz Pate pursuant to section 7456(c) and (d) of the Internal Revenue Code of 1954, as amended, General Order No. 8 (81 T.C. XXIII) (1983) and Rules 180 and 181, Tax Court Rules of Practice and Procedure.1 The Court agrees with and adopts the opinion of the Special Trial Judge which is set forth below.

OPINION OF THE SPECIAL TRIAL JUDGE

PATE, Special Trial Judge: Respondent*313 determined a deficiency in petitioners' 1980 Federal income and self-employment taxes in the amount of $7,615.07. After a concession by petitioner, the issues for our decision are (1) whether the special ten-year-averaging provisions under section 402(e) may be used with respect to distributions received from an individual retirement account; (2) whether self-employment tax is payable on amounts received for secretarial services; and (3) whether, if we find a deficiency in petitioners' Federal income taxes for 1980, the interest on the deficiency may be abated.

Carl C. Costanza and Lena Costanza, his wife, filed a joint Federal income tax return for 1980. They resided in Elk Grove, Illinois at the time the petition in this case was filed.

Individual Retirement Account Distribution

Petitioner, Carl Costanza, was employed as an engineer by Bell and Howell, Inc. In January 1978, he retired and received a lump-sum distribution from his employer's qualified pension plan. He "rolled over" 2 this lump-sum distribution into an individual retirement account (IRA) with his bank. Petitioner withdrew the entire amount from his IRA in December 1980, when he was over the age of*314 fifty-nine and a half.

For the year 1980, petitioner received two Forms 1099R from his bank setting forth IRA distributions of $3,207.90 and $14,150.67, respectively. These forms indicated that the amounts paid qualified as "lump-sum distributions." Therefore, petitioners elected to report the total amount, $17,358.57, on Form 4972 utilizing the special ten-year-averaging method for lump-sum distributions from qualified retirement plans.

It is respondent's position that the special ten-year-averaging rules of section 402(e) are not applicable to distributions from IRAs. 3 Petitioner contends that he should be afforded the benefits of section 402(e) because he was advised by his banker that the distributions would so qualify.

The rules governing taxation of distributions from IRAs are set forth in section 408, not section 402. This section provides that any amount paid from an IRA shall be included in gross income for the taxable year in which the payment is received. The basis in such an account is zero.*315 Section 408(d)(1); Section 1.408-4(a)(2), Income Tax Regs.

An examination of the legislative history reveals that the intent underlying section 408 is consistent with respondent's determination. The conference committee explained: 4

Generally, the individual is to have a zero basis in his individual retirement account and the proceeds are to be fully taxable when distributed. These distributions are not to be eligible for capital gains treatment, or the special averaging rules applicable to lump-sum distributions from qualified plans (although the general averaging rules of sec. 1301 are to be available). * * *

Petitioner asks this Court to waive those rules because he was informed by his banker that the distributions would qualify for ten-year-averaging. Although we realize that petitioners must have been greatly dismayed when they learned that the tax treatment counseled by their banker was not available to them, we cannot grant them the relief that they ask. We simply have no power to ignore the plain meaning of the statutory language contained in section 408. Commissioner v. Gooch Co.,320 U.S. 418, 422 (1943);*316 Pesch v. Commissioner,78 T.C.

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Bluebook (online)
1985 T.C. Memo. 317, 50 T.C.M. 280, 1985 Tax Ct. Memo LEXIS 311, 6 Employee Benefits Cas. (BNA) 1958, Counsel Stack Legal Research, https://law.counselstack.com/opinion/costanza-v-commissioner-tax-1985.