Cornett v. Student Loan Solutions, LLC

CourtDistrict Court, E.D. Kentucky
DecidedAugust 28, 2020
Docket5:20-cv-00261
StatusUnknown

This text of Cornett v. Student Loan Solutions, LLC (Cornett v. Student Loan Solutions, LLC) is published on Counsel Stack Legal Research, covering District Court, E.D. Kentucky primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Cornett v. Student Loan Solutions, LLC, (E.D. Ky. 2020).

Opinion

UNITED STATES DISTRICT COURT EASTERN DISTRICT OF KENTUCKY CENTRAL DIVISION (at Lexington)

SARAH CORNETT, ) ) Plaintiff, ) Civil Action No. 5: 20-261-DCR ) V. ) ) STUDENT LOAN SOLUTIONS, INC., ) MEMORANDUM OPINION et al., ) AND ORDER ) Defendants. )

*** *** *** *** Plaintiff Sarah Cornett filed a complaint in the Fayette Circuit Court alleging violations of the Fair Debt Collection Practices Act (“FDCPA”), 15 U.S.C. §§ 1692–1692p, and the Kentucky Consumer Protection Act (“KCPA”), KRS 367.110 et seq. The defendants removed the action to this Court on June 18, 2020. [Record No. 1] Cornett has now moved to stay the proceedings, asking this Court to abstain pursuant to the doctrine outlined in Colo. River Water Conservation Dist. v. United States, 424 U.S. 800, 813 (1976). For the reasons explained below, Cornett’s motion to stay will be granted. I. This action arises out of a dispute over the collection of a debt incurred by Cornett. Defendant Student Loan Solutions, Inc., filed a debt collection action in Fayette Circuit Court on November 8, 2019, Civil Action No. 19-CI-03999, styled: Student Loan Solutions, Inc. v. Sarah Cornett. [Record No. 9-1] Cornett answered and filed counterclaims on December 16, 2019, alleging unfair debt collection practices under state and federal law. [Record No. 9-2] In May 2020, she sought leave to file amended counterclaims and add the remaining defendants (Williams & Fudge, Inc., The Law Offices of Sarah Okrzynsk, LLC, Sarah A. Okrzynsk, and Pamela S. Petas) as third-party counterclaim defendants. [Record Nos. 9-8 and

13-1] Her motion was granted by the state court on July 18, 2020. [Record No. 10-1] While the motion to amend was pending, Cornett filed another action in Fayette Circuit Court on June 10, 2020. [Record No. 1-1] She alleges that she did so to forestall arguments that her claims under the FDCPA, which contains a one-year statute of limitations, were time- barred. [Record No. 9, at p. 4] The defendants subsequently removed the second action to this Court on June 18, 2020. [Record No. 1] Cornett then moved to stay this proceeding and the motion has been fully briefed.

II. Federal courts have a “virtually unflagging obligation . . . to exercise the jurisdiction given them.” Colorado River, 424 U.S. at 817. In limited circumstances, however, a federal court will abstain from exercising its jurisdiction and defer to the concurrent jurisdiction of a state court. Id. at 817–18. Abstention is an “extraordinary step,” taken only in “extraordinary cases.” Total Renal Care, Inc. v. Childers Oil Co., 743 F. Supp. 2d 609, 612 (E.D. Ky. 2010). Accordingly, this Court must undertake a careful, two-step inquiry to determine whether

abstention is proper. Romine v. Compuserve Corp., 160 F.3d 337, 339–41 (6th Cir. 1998). The Court must first “determine that the concurrent state and federal actions are actually parallel.” Id. at 339. Absent parallelism, the Colorado River doctrine does not apply, and the inquiry ends. But if the two actions are parallel, the Court will proceed to the second step: that is, “determining whether extraordinary circumstances justifying abstention are present.” Total Renal Care, Inc., 743 F. Supp. 2d at 615. a. Parallelism

In deciding whether the state court and federal court proceedings are parallel, the Court will look to whether they are “substantially similar.” Romine, 160 F.3d at 340 (citations omitted). “Exact parallelism is not required.” Id. Rather, the actions will be considered parallel if they “are predicated on the same allegations as to the same material facts.” Id. Additionally, the parties in the state court proceedings need not be identical to those in the federal case. Heitmanis v. Austin, 899 F.2d 521, 528 (6th Cir. 1990). In this action, Cornett alleges violations of the FDCPA and KCPA committed by the

defendants. [Record No. 1-1] Specifically, her allegations stem from six collection letters, a collection complaint, and an answer to an interrogatory. [Id.] Her counterclaims contain the same material facts and allege the same violations in the first Fayette Circuit Court proceeding. [Record No. 9-8] There is no doubt that these claims are “substantially similar.” Romine, 160 F.3d at 340. Further, the defendants’ arguments against parallelism are unavailing. They admit the cases are similar, but claim they “become much less similar after the state court is provided an

opportunity to dispose of Cornett’s statute of limitations claims and rule on the mis-joinder of Williams and Fudge, Inc., the Law Office of Sarah A. Okrzynski, LLC, Sarah A. Okrzynski, and Pamela S. Petas.” [Record No. 11 at p. 3] However, the Fayette Circuit Court granted Cornett leave to add those third-party defendants that were, according to the defendants, improperly joined. [Record 10-1] And the parallelism analysis assesses state court actions as they are, not as they may become. See, e.g., Healthcare Co. v. Upward Mobility, Inc., 784 F. App’x 390, 395 (6th Cir. 2019) (“[Courts] may examine only claims that were made, not claims that might have been made.”). In short, the federal and state court actions are parallel

for purposes of abstention. b. Colorado River Factors Having concluded that the federal and state court actions are parallel, this Court must consider eight relevant factors. Romine, 160 F.3d at 340–41. Those are: (1) whether the state court has assumed jurisdiction over any res or property; (2) whether the federal forum is less convenient to the parties; (3) the need to avoid piecemeal litigation; (4) the order in which the jurisdiction was obtained; (5) whether the source of governing law is state or federal; (6) the

adequacy of the state court action to protect the federal plaintiffs’ rights; (7) the relative progress of the state and federal proceedings; and (8) the presence or absence of concurrent jurisdiction. Id. at 340–41. The Court does not treat these eight factors as “a mechanical checklist.” Id. at 341. The second step of the Colorado River inquiry rather requires ‘a careful balancing of the important factors as they apply in a given case, with the balance heavily weighted in favor of the exercise of jurisdiction.” Moses H. Cone Mem’l Hosp. v. Mercury Constr. Corp., 460 U.S.

1, 16 (1983). And the third factor (i.e., the danger of piecemeal litigation) is accorded the most weight in this balance. Romine, 160 F.3d at 341 (quoting Moses H. Cone, 460 U.S. at 19)). Accordingly, this Court’s primary focus is whether its exercise of concurrent jurisdiction risks piecemeal litigation. “The threat of piecemeal results is . . . especially high” where different courts adjudicate an identical issue. Romine, 160 F.3d at 341. “[B]y resolving a claim already considered in a state court, a federal court would [] be creating piecemeal litigation within the meaning of this factor, by duplicating the resolution of the very same issue in different courts.” Preferred Care of Del., Inc. v. Vanarsdale, 676 F. App’x 388, 395 (6th

Cir. 2017) (citing Romine, 160 F.3d at 341). Here, where the issues and parties involved are identical, the risk of piecemeal litigation is high.

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Related

Total Renal Care, Inc. v. CHILDERS OIL COMPANY
743 F. Supp. 2d 609 (E.D. Kentucky, 2010)
Preferred Care of Delaware, Inc. v. Vanarsdale
676 F. App'x 388 (Sixth Circuit, 2017)
Heitmanis v. Austin
899 F.2d 521 (Sixth Circuit, 1990)

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Cornett v. Student Loan Solutions, LLC, Counsel Stack Legal Research, https://law.counselstack.com/opinion/cornett-v-student-loan-solutions-llc-kyed-2020.