Construction Loan Services Ii, Llc, V. Ecm Riverside Llc

CourtCourt of Appeals of Washington
DecidedAugust 27, 2024
Docket59088-3
StatusPublished

This text of Construction Loan Services Ii, Llc, V. Ecm Riverside Llc (Construction Loan Services Ii, Llc, V. Ecm Riverside Llc) is published on Counsel Stack Legal Research, covering Court of Appeals of Washington primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Construction Loan Services Ii, Llc, V. Ecm Riverside Llc, (Wash. Ct. App. 2024).

Opinion

Filed Washington State Court of Appeals Division Two

August 27, 2024

IN THE COURT OF APPEALS OF THE STATE OF WASHINGTON

DIVISION II CONSTRUCTION LOAN SERVICES II, LLC, No. 59088-3-II a Washington limited liability company in its capacity as servicer and agent for BUILDERS CAPITAL OPPORTUNITY FUND, LLC, a Washington limited liability company,

Appellant,

v.

ECM RIVERSIDE LLC, an Oregon limited PUBLISHED OPINION liability company,

Respondent.

LEE, J. — Construction Loan Services II, LLC (CLS) appeals the superior court’s order

granting the Receiver’s motion to administer claims and determine claim priority and the superior

court’s denial of CLS’s motion to reconsider that order. Specifically, CLS argues that the superior

court erred when it determined (1) that a deposit made by LGI Homes – Washington LLC (LGI)

pursuant to a subsequently rejected purchase and sale agreement is not part of the receivership

estate and (2) that LGI was entitled to return of the deposit prior to distribution of the receivership

estate assets to secured creditors.

Because Washington’s receivership statute, chapter 7.60 RCW, provides that a receiver’s

rejection of an executory contract constitutes a breach of contract occurring immediately prior to

the receiver’s appointment, we hold that the superior court did not err when it determined that

LGI’s deposit was not part of the receivership estate. However, because there were no funds No. 59088-3-II

available prior to the Receiver’s appointment and the only funds currently available to return the

deposit are funds generated after the establishment of the receivership estate, LGI’s entitlement to

return of its deposit amounts to an unsecured claim against the receivership estate. Based on the

schedule of priorities provided in RCW 7.60.230, LGI’s claim falls below that of secured creditors

of the receivership estate, and the superior court erred when it ordered that LGI is entitled to return

of its deposit prior to any other receivership estate distributions. Therefore, we affirm in part and

reverse in part.

FACTS

A. BACKGROUND

In December 2017, ECM Riverside LLC (ECM) purchased land, known as the Riverside

Estates (Property), that it intended to subdivide into residential lots. In May 2018, ECM entered

into a purchase and sale agreement (PSA) for the Property with LGI, a homebuilder.

The terms of the PSA1 divided LGI’s purchase into “Phase 1” and “Phase 2.” Clerk’s

Papers (CP) at 92 (boldface omitted). Phase 1 consisted of 132 lots, for which LGI would pay a

purchase price of $11,880,000. Phase 2 consisted of 50 lots, for which LGI would pay $4,500,000.

Pursuant to the PSA, LGI paid a deposit of $1,621,000 for the Property, with $1,171,000 allocated

as the “‘Phase 1 Deposit’” and $450,000 allocated as the “‘Phase 2 Deposit.’” CP at 142. The

PSA provided that the deposits would be applied to the Phase 1 and Phase 2 purchase prices,

respectively, at each closing.

1 Between May 2018 and October 2020, ECM and LGI amended the PSA six times. The amendments adjusted the ultimate purchase prices, allocations of deposits, and legal descriptions of Phase 1 and Phase 2 properties, among other terms. Unless explicitly noted, references to the PSA are based on the contract terms following the sixth and final amendment.

2 No. 59088-3-II

LGI deposited $1,621,000 with an escrow agent. The PSA then provided that the total

deposit “shall be released to [ECM] . . . provided that [ECM]’s obligation to return the Deposit to

[LGI], to the extent required to do so under this [PSA], shall be secured by a mortgage lien against

the [Property] in the form of the Deed of Trust attached hereto.” CP at 93.

In the event that ECM breached the PSA, LGI could select one of two remedies.

Specifically, the PSA stated that LGI

shall have the right to elect either of the following remedies: (i) to terminate this [PSA] and receive (a) reimbursement from [ECM] for its reasonable out-of-pocket expenses incurred in investigating the Property, not to exceed $25,000 and (b) return of the Deposit (except to the extent previously applied to the Phase I Purchase Price), . . . or (ii) to take any and all legal actions necessary to compel [ECM]’s specific performance hereunder . . . provided that if the remedy of specific performance is unavailable then [LGI] shall be entitled to seek any remedies available at law or equity.

CP at 107.

In August 2018, LGI and ECM recorded a Deed of Trust (LGI Deed)

for the purpose of securing performance of [ECM]’s obligation to refund to [LGI] the Deposit (as defined in that certain [PSA] dated May 10, 2018 . . . by and between [ECM], as seller, and [LGI], as buyer), such Deposit being in the amount of $1,621,000, if and to the extent [ECM] is required to do so under the terms of such [PSA].

CP at 347. LGI and ECM listed the land securing the LGI Deed in an attachment. The attachment

shows that the LGI Deed created a security interest only in the Phase 1 property.2 The entire

deposit was released to ECM.

2 There is no record that LGI had a security interest in the form of a deed of trust for the Phase 2 property, despite allocating $450,000 of the $1,621,000 deposit for the Property to Phase 2.

3 No. 59088-3-II

In January 2019, ECM entered into a loan agreement with Construction Loan Services,

LLC (CLS),3 in which ECM borrowed $3,524,122.22. The loan was secured by the Property in a

Deed of Trust, dated January 31, 2019 (CLS Deed). The CLS Deed provided that in the event of

a default, CLS could apply to the superior court for the appointment of a receiver.4 CLS and ECM

subsequently amended the loan and increased the principal to $4,154,122.22. The loan was set to

mature in March 2020.

In July 2019, LGI and ECM closed on the Phase 1 property. Per the terms of the PSA,

Phase 2 closing was to occur by December 2020.

B. ECM DEFAULT AND SUBSEQUENT RECEIVERSHIP

By March 2020, ECM had failed to make payments to CLS or pay off its loan, thereby

defaulting per the terms of the loan agreement. Then, in May 2020, CLS petitioned the superior

court to appoint a receiver to “ensure to the orderly and efficient liquidation of the Property for the

benefit of all creditors.” CP at 894.

In November 2020, the superior court appointed a general receiver, Pacific Crest Realty

Advisors, LLC (Receiver). The order appointing a receiver stated in part:

3 Construction Loan Services II, LLC, as the authorized servicer and agent for Builders Capital Opportunity Fund, LLC, is the appellant in this appeal. Construction Loan Services, LLC is a related, but separate, entity from Construction Loan Services II, LLC. Construction Loan Services, LLC originated the loan to ECM. Construction Loan Services, LLC later transferred all of its rights, interest, and title in the loan to Builders Capital Opportunity Fund, LLC. For the purposes of this opinion, and to avoid confusion, the appellant and its related entities will be referred to collectively as “CLS.” 4 A receiver is “a person appointed by the court as the court’s agent, and subject to the court’s direction, to take possession of, manage, or dispose of property of a person.” RCW 7.60.005(10). A “person” may be an individual or an entity.

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