Connie Sue Coggins v. Frank Bisignano, Commissioner of the Social Security Administration

District Court, N.D. Indiana·Decided June 1, 2026·No. 3:25-cv-00793·Unknown

Opinion

UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF INDIANA SOUTH BEND DIVISION

CONNIE SUE COGGINS,

Plaintiff,

v. CAUSE NO.: 3:25-CV-793-TLS

FRANK BISIGNANO, Commissioner of the Social Security Administration,

Defendant.

OPINION AND ORDER The Plaintiff Connie Sue Coggins seeks review of the final decision of the Commissioner of the Social Security Administration denying her application for disability insurance benefits. The Plaintiff argues that the Administrative Law Judge (ALJ) erred in evaluating the medical opinion evidence. For the reasons below, the Court finds that substantial evidence supports the ALJ’s decision and that there is no basis to remand for further review. PROCEDURAL BACKGROUND On May 27, 2022, the Plaintiff applied for disability insurance benefits, alleging disability as of April 1, 2022. AR 288–94, ECF No. 14. After the claims were denied initially and on reconsideration, the Plaintiff requested a hearing, which was held before the ALJ on February 22, 2024. AR 103. On April 30, 2024, the ALJ issued a written decision, finding the Plaintiff not disabled. AR 100–20. On the Plaintiff’s request for review, the Appeals Council remanded to the ALJ. AR 121–24. A second hearing before the same ALJ was held on March 13, 2025. AR 44–77. The ALJ issued a second unfavorable decision on April 24, 2025. AR 14–43. The Plaintiff sought review by the Appeals Council, which denied the request. AR 1–5. Thus, the ALJ’s decision is the final decision of the Commissioner. Jozefyk v. Berryhill, 923 F.3d 492, 496 (7th Cir. 2019). On September 18, 2025, the Plaintiff filed her Complaint [ECF No. 1] in this Court, seeking judicial review under 42 U.S.C. § 405(g). The Plaintiff filed an opening brief, the Commissioner filed a response brief, and the Plaintiff filed a reply brief. ECF Nos. 16, 22, 25. THE ALJ’S DECISION For purposes of disability insurance benefits, a claimant is “disabled” if she is unable “to

engage in any substantial gainful activity by reason of any medically determinable physical or mental impairment which can be expected to result in death or which has lasted or can be expected to last for a continuous period of not less than 12 months.” 42 U.S.C. § 423(d)(1)(A); see 20 C.F.R. § 404.1505(a). To be found disabled, a claimant must have a severe physical or mental impairment that prevents her from doing not only her previous work, but also any other kind of gainful employment that exists in the national economy, considering her age, education, and work experience. 42 U.S.C. § 423(d)(2)(A); 20 C.F.R. § 404.1505(a). An ALJ conducts a five-step inquiry to determine whether a claimant is disabled. 20 C.F.R. § 404.1520. The claimant bears the burden of proving steps one through four, whereas the burden at step five is

on the ALJ. Zurawski v. Halter, 245 F.3d 881, 885–86 (7th Cir. 2001); see 20 C.F.R. § 404.1512. The first step is to determine whether the claimant is no longer engaged in substantial gainful activity. Id. § 404.1520(a)(4)(i), (b). In this case, the ALJ found that the Plaintiff had not engaged in substantial gainful activity for the period from the alleged onset date of April 1, 2022, through her date last insured of December 31, 2024. AR 20. At step two, the ALJ determines whether the claimant has a “severe impairment.” 20 C.F.R. § 404.1520(a)(4)(ii), (c). Here, the ALJ determined that the Plaintiff has the severe impairments of chronic lung failure, diabetes mellitus, obesity, obstructive sleep apnea, asthma, Postural Orthostatic Tachycardia Syndrome (POTS), depressive disorder, and anxiety disorder. AR 20. Step three requires the ALJ to consider whether the claimant’s impairment(s) “meets or equals one of [the] listings [in appendix 1 to subpart P of part 404 of this chapter].” 20 C.F.R. § 404.1520(a)(4)(iii), (d). If a claimant’s impairment(s), considered singly or in combination

with other impairments, meets or equals a listed impairment, the claimant will be found disabled without considering age, education, and work experience. Id. § 404.1520(a)(4)(iii), (d). Here, the ALJ found that the Plaintiff does not have an impairment or combination of impairments that meets or medically equals a listing, indicating that she considered Listings 1.00, 3.02, 3.03, 4.00, 5.00, 11.00, 12.00, 12.04, 12.06. AR 21–24. When a claimant’s impairment(s) does not meet or equal a listing, the ALJ determines the claimant’s “residual functional capacity” (RFC), which “is an administrative assessment of what work-related activities an individual can perform despite [the individual’s] limitations.” Dixon v. Massanari, 270 F.3d 1171, 1178 (7th Cir. 2001); see 20 C.F.R. § 404.1520(e). In this case, the

ALJ assessed the following RFC: After careful consideration of the entire record, the undersigned finds that, through the date last insured, the claimant had the residual functional capacity to perform light work as defined in 20 CFR 404.1567(b) except the claimant can only occasionally climb ramps and stairs, balance, stoop, kneel, and crouch. The claimant can never climb ladders, ropes, or scaffolds or crawl. The claimant must avoid concentrated exposure to extreme temperatures (hot/cold), wetness, fumes, dust, odors, gases, poor ventilation, and hazards, such as unprotected heights. The claimant can understand, remember, and carry out simple instructions, can make judgments commensurate with functions of simple, repetitive tasks. She can have occasional interaction with coworkers, supervisors, and the general public but no tandem work or team tasks and is able to deal with changes in a routine work setting.

AR 24. The ALJ then moves to step four and determines whether the claimant can do her past relevant work in light of the RFC. 20 C.F.R. § 404.1520(a)(4)(iv), (f). In this case, the ALJ found that the Plaintiff was unable to perform any past relevant work. AR 33–34. If the claimant is unable to perform past relevant work, the ALJ considers at step five whether the claimant can “make an adjustment to other work” given the RFC and the claimant’s

age, education, and work experience. 20 C.F.R. § 404.1520(a)(4)(v), (g).

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Connie Sue Coggins v. Frank Bisignano, Commissioner of the Social Security Administration, (N.D. Ind. 2026).

Connie Sue Coggins v. Frank Bisignano, Commissioner of the Social Security Administration (Connie Sue Coggins v. Frank Bisignano, Commissioner of the Social Security Administration) — published by Counsel Stack Legal Research, free access to 12M+ legal documents.

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