Connecticut Bank & Trust Co. v. Munsill-Borden Mansion, LLC

81 A.3d 266, 147 Conn. App. 30
CourtConnecticut Appellate Court
DecidedDecember 10, 2013
DocketAC 34495
StatusPublished
Cited by6 cases

This text of 81 A.3d 266 (Connecticut Bank & Trust Co. v. Munsill-Borden Mansion, LLC) is published on Counsel Stack Legal Research, covering Connecticut Appellate Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Connecticut Bank & Trust Co. v. Munsill-Borden Mansion, LLC, 81 A.3d 266, 147 Conn. App. 30 (Colo. Ct. App. 2013).

Opinion

Opinion

SCHALLER, J.

In this action on a cross complaint to recover amounts due on a promissory note, the defendants, Munsill-Borden Mansion, LLC (Munsill-Borden), and Claude M. Brouillard, appeal from the judgment of the trial court rendered in favor of the cross claim plaintiff, Edward G. Kriedel III.1 On appeal, the defendants claim that the trial court improperly (1) excluded parol evidence and (2) applied certain provisions of the Uniform Commercial Code (UCC), General Statutes [32]*32§ 42a-3-101 et seq. We affirm the judgment of the trial court.

The record reveals the following facts and procedural history. On December 16, 2005, Munsill-Borden executed a mortgage on its real property in favor of Connecticut Bank & Trust Company in order to secure a $400,000 debt. Approximately two years later, on September 21, 2007, Munsill-Borden executed another mortgage on the same property in favor of the plaintiff in order to secure a $100,000 debt as reflected in a promissory note executed on the same date and made payable to the plaintiff. The note names Munsill-Borden as the maker and is signed by Brouillard as “[m]ember and personal [gjuarantor.”

On February 17,2009, Connecticut Bank & Trust instituted a foreclosure action against Munsill-Borden. In addition to Munsill-Borden, the complaint named, inter alia, Kriedel and Brouillard, in his capacity as a junior lienholder on the property, as defendants. Following the institution of the foreclosure action, the plaintiff filed a cross complaint against the defendants seeking to recover the amount due on the subordinate note and alleging, inter alia, that Brouillard was personally liable on the note as a guarantor. Thereafter, the defendants filed an answer, special defense, and counterclaim to the cross complaint alleging, inter alia, that Brouillard was not personally liable on the note. A trial to the court followed on September 29, 2009. The primary question before the court was whether Brouillard was personally hable on the note.

During trial, the defendants’ counsel cahed Brouillard as the defendants’ sole witness. On direct examination, the defendants’ counsel asked Brouillard if he intended or agreed to guarantee the note. The plaintiffs counsel objected to this inquiry on parol evidence grounds. The [33]*33court sustained the objection, prompting the defendants’ counsel to state: “I think it’s important ... for evaluating the promissory notes [and Brouillard’s] liability under the [note] to understand its history and how it . . . came into being. If you don’t understand the circumstances into which the note was created, then it’s very difficult to ascertain why certain things are missing. For example, a personal guarantee agreement which would otherwise be . . . part and parcel of a commercial mortgage and note.” The court then altered its earlier ruling and permitted the defendants’ counsel to “give that background.”

After eliciting background testimony, the defendants’ counsel handed Brouillard the note and asked him where he had executed it. During Brouillard’s response to the question, the plaintiffs counsel objected on parol evidence grounds. The court sustained the objection, and the defendants’ counsel expressed disagreement with the ruling.2 The court did not alter its ruling after hearing the defendants’ counsel. Thereafter, the defendants’ counsel began to ask Brouillard if he said any[34]*34thing to the plaintiffs counsel when they met at a restaurant to execute the note. Before Brouillard could answer, the plaintiffs counsel objected on parol evidence grounds. The court sustained the objection, and the defendants’ counsel expressed disagreement with the ruling.3 The court did not alter its ruling. The defendants’ counsel then asked Brouillard if he observed any “guarantee language” in the note. Brouillard answéred in the negative and stated that “the only signatory . . . is Munsill-Borden Mansion, LLC.” The defendants’ counsel subsequently asked Brouillard if it was his “sole intent” to execute the note only on behalf of Munsill-Borden. The plaintiffs counsel, once again, objected on parol evidence grounds. The court sustained the objection, and the defendants’ counsel did not express disagreement with the ruling.

Following trial, the court rendered judgment in favor of the plaintiff oh the counterclaim and cross complaint. In its memorandum of decision, the court determined that Munsill-Borden and Brouillard, personally, were hable for payment of the note. The court noted the defendants’ contention that Brouillard did not personally guarantee the debt or execute the note in his individual capacity. The court, however, determined that “[Brouillard’s] testimony [was] not convincing in light of the clear language of the note and [was] constricted [35]*35by the parol evidence rule.” The defendants subsequently appealed the court’s judgment.4

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The defendants first claim that the court erred in its application of the parol evidence rule. Specifically, the defendants contend that that the court improperly excluded extrinsic evidence that was admissible pursuant to various exceptions to the parol evidence rule. The plaintiff, however, contends that the defendants’ parol evidence claim was not preserved for appellate review. We agree with the plaintiff.

“[T]he parol evidence rule prohibits the use of extrinsic evidence to vary or contradict the terms of an integrated written contract. . . . [However] the parol evidence rule does not bar the admission of evidence that varies or contradicts the written terms of an integrated contract if it is offered: (1) to explain an ambiguity appearing in the instrument; (2) to prove a collateral oral agreement which does not vary the terms of the writing; (3) to add a missing term in writing which indicates on its face that it does not set forth the complete agreement; or (4) to show mistake or fraud.” (Citations omitted; internal quotation marks omitted.) Leonetti v. MacDermid, Inc., 310 Conn. 195, 211, 76 A.3d 168 (2013).

[36]*36On appeal, the defendants contend that the court improperly excluded extrinsic evidence that was admissible to show ambiguity, a collateral agreement, and fraud. The defendants maintain that their expressions of disagreement with the court’s parol evidence rulings during trial preserved their claim for appellate review.5 Our rules of practice provide that we are “not bound to consider a claim unless it was distinctly raised at trial or arose subsequent to the trial.” Practice Book § 60-5. We have “said many times that [we] will not review a claim that is not distinctly raised at trial. . . . A claim is distinctly raised if it is so stated as to bring [37]*37to the attention of the court the precise matter on which its decision is being asked. ... A claim briefly suggested is not distinctly raised.” (Citation omitted; internal quotation marks omitted.) Dockter v. Slowik, 91 Conn. App. 448, 462, 881 A.2d 479, cert. denied, 276 Conn. 919, 888 A.2d 87 (2005). To preserve a claim alleging an improper evidentiary ruling, “trial counsel must object properly. ...

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Cite This Page — Counsel Stack

Bluebook (online)
81 A.3d 266, 147 Conn. App. 30, Counsel Stack Legal Research, https://law.counselstack.com/opinion/connecticut-bank-trust-co-v-munsill-borden-mansion-llc-connappct-2013.