Chidinma Grace Salako v. Rushmore Loan Management Services LLC, et al.

District Court, D. Arizona·Decided January 6, 2026·No. 2:25-cv-01063·Unknown

Opinion

WO

Chidinma Grace Salako, No. CV-25-01063-PHX-JJT

Plaintiff, ORDER

v.

Rushmore Loan Management Services LLC, et al., Defendants. Now pending before the Court is yet another slew of discovery-related disputes. Those filings include pro se Plaintiff Chidinma Grace Salako’s four motions requesting, inter alia, various protective orders (Docs. 138, 139, 143, 145), to which Defendants filed a consolidated, omnibus response (Doc. 148), and Plaintiff replied (Doc. 150). The parties also filed a Joint Discovery Dispute Statement No. 2 (Doc. 151) regarding other discovery issues that Plaintiff supplemented with two “notices” (Docs. 155, 156), revealing that this matter has, once more, digressed into morass. First, the Court is aware the parties now disagree even about how they may conduct meet-and-confers, which are required before filing notices of discovery disputes and certain motions. The Court has not been encyclopedic in its listing of the fora or media that may facilitate the meet-and confer. The purpose of the meet-and-confer is as follows: when a party believes another party is proceeding in a way that is contrary to the applicable rules or the law interpreting those rules, the meet-and-confer is required to give the objecting party the opportunity to raise with the other party that disagreement and for the other party, upon hearing the concern, to in good faith evaluate the concern to determine whether it has merit. If the other party agrees the first party’s concern has merit, the other party can correct course or the parties can reach some compromised resolution short of involving the Court and requiring it to devote its concededly scarce time refereeing another dispute whose solution is evident in the rules. If the other party does not agree, then the motion or notice is filed and the Court must engage. That is all. The meet-and-confer is not a forum for arguing the merits of the case, nor is it the place to raise things that have happened in other facets of the litigation. It is simply a way to isolate a perceived misstep in the pleadings or the conduct of discovery and discuss that limited question—and nothing else—to determine if the parties can resolve the limited issue by mutual assent without coming back to the Court over and over. Having observed the above first principle, the Court next observes there can be multiple modes to effectively meet and confer. It expressly recognized in its prior scheduling order the possibility of conducting the meet-and-confer face to face or by telephone because those are the most obvious ways to conduct a contemporaneous discussion that allows for real-time reaction and civil give-and-take among the parties. The Court most favors telephonic meet-and-confers because they have the added advantage of saving the parties time and money. But it does not impose or limit modes of conducting the meet-and-confer to these two options. The Court understands that one party here would prefer to confer via email. As long as that party—whichever one seeks to communicate via email—does not delay the conferral process and, therefore, defeat its spirit by unreasonably long delays in responding, email serves the purpose of the meet-and-confer as set forth above. Now that the conferral requirement is clarified, the Court turns to the growing and unresolved discovery disputes and Plaintiff’s various motions. The parties have brought forth their second formal discovery dispute. This time, Defendants allege that Plaintiff: (1) either fails to respond to discovery requests or did respond but rewrote the original request prior to providing her response; (2) refuses to provide her availability for a deposition; (3) fails to produce documents she received from third party subpoenas; and (4) refuses to cooperate in signing a protective order following this Court’s standard form despite requesting that protection. (Doc. 151 at 2.) Plaintiff denies that she rewrote Defendants’ discovery requests, claiming that she “responded in good faith to each request as received, using the wording provided, and supplied narrative responses describing events as they occurred.” (Id. at 3.) The record clearly demonstrates the opposite. Plaintiff did rewrite several discovery requests. This she would have had to do manually and with intention. While in some instances she merely summarized a request, in others she altered a request so significantly that it no longer resembled the original premise or purpose of Defendant’s request, to favor Plaintiff’s own position. For example, Defendant Nationstar’s third request for admission asked Plaintiff to “[a]dmit the Note requires monthly payments of principal and interest in the amount of $1,888.52.” (Doc. 151-2 at 18.) Plaintiff rewrote the statement to say, “[a]dmit that Nationstar did not send you any bills or statements in June 2022,” which Plaintiff subsequently admitted. (Id. at 29.) Several such alterations are significant, intentional, self-serving, and resemble anything but a “good faith” attempt to respond to Defendants’ discovery requests. For Plaintiff’s portion of the joint discovery dispute, she advances that Defendants sent her “an unsolicited ZIP folder” that contained malware or a virus. (Doc. 151 at 3.) She cancelled access to the ZIP file and emailed Defendants’ counsel regarding the incident, who promptly explained that the ZIP file was necessary because the documents Plaintiff requested were too large to send as an email attachment, and the ZIP file would have merely opened a separate folder to those documents.1 (Doc. 152-1 at 3.) Plaintiff also accuses Defendants’ counsel of contributing to an “escalating and disorienting discovery environment” and sending “multiple emails containing inconsistent accusations.” (Doc. 151 at 3.) . . .

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Chidinma Grace Salako v. Rushmore Loan Management Services LLC, et al., (D. Ariz. 2026).

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