Charles J. Jayroe v. Progressive Casualty Insurance Company

CourtDistrict Court, N.D. Texas
DecidedOctober 27, 2025
Docket3:25-cv-02408
StatusUnknown

This text of Charles J. Jayroe v. Progressive Casualty Insurance Company (Charles J. Jayroe v. Progressive Casualty Insurance Company) is published on Counsel Stack Legal Research, covering District Court, N.D. Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Charles J. Jayroe v. Progressive Casualty Insurance Company, (N.D. Tex. 2025).

Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE NORTHERN DISTRICT OF TEXAS DALLAS DIVISION

CHARLES J. JAYROE, § PLAINTIFF, § § V. § CASE NO. 3:25-CV-2408-G-BK § PROGRESSIVE CASUALTY INSURANCE § COMPANY § DEFENDANTS. §

FINDINGS, CONCLUSIONS AND RECOMMENDATION OF THE UNITED STATES MAGISTRATE JUDGE Pursuant to 28 U.S.C. § 636(b) and Special Order 3, this pro se civil action was automatically referred to the undersigned United States magistrate judge for pretrial management. Doc. 2. Before the Court for findings and a recommended disposition is Plaintiff’s Motion to Remand to State Court.1 Doc. 6. Defendant has filed a response, Doc. 9, and Plaintiff has filed a reply, Doc. 10. Upon review of the relevant pleadings and applicable law, the motion should be DENIED. I. BACKGROUND Plaintiff Charles J. Jayroe (“Jayroe”) filed the instant suit on July 30, 2025, asserting claims against Defendant Progressive Casualty Insurance Company (“Progressive”) in Texas state court for breach of contract, violations of Texas Insurance Code §§ 541.060 and 542.003, violations of the Texas Deceptive Trade Practices Act, and a common law bad faith and breach

1 A motion for “remand is a dispositive matter on which a magistrate judge should enter a recommendation to the district court subject to de novo review.” Davidson v. Georgia-Pac., L.L.C., 819 F.3d 758, 765 (5th Cir. 2016). of the duty of good faith and fair dealings. Doc. 1-1 at 4-5. On September 2, 2025, Jayroe filed a motion for default judgment in the state court and Progressive filed its original answer. Doc. 1- 1, passim. While Jayroe’s motion for default judgment was still pending, Progressive subsequently filed the notice of removal sub judice, asserting diversity jurisdiction.2 Doc. 1. In response, Jayroe now moves for remand to the 160th District Court of Dallas County, Texas.

Doc. 6. II. ANALYSIS A defendant may remove a state court action if the action is one that could have originally been filed in federal court. See 28 U.S.C. § 1441(a). Unless otherwise provided by statute, a federal court’s subject matter jurisdiction requires (1) a federal question arising under the Constitution, a federal law, or a treaty, see 28 U.S.C. § 1331, or (2) complete diversity of citizenship between adverse parties and a good faith amount in controversy exceeding $75,000,

see 28 U.S.C. § 1332. The removing party bears the burden of establishing jurisdiction. Miller v. Diamond Shamrock Co., 275 F.3d 414, 417 (5th Cir. 2001). In a civil action, the notice of removal must be filed within 30 days after the receipt by the defendant through service. See 28 U.S.C. § 1446(b). Here, Jayroe does not contest the parties’ diverse citizenship or that the amount in controversy exceeding $75,000. Instead, he argues that he was entitled to a default judgment in state court, and Progressive’s removal attempt did not divest the state court of jurisdiction. But Jayroe’s suggestion that because this case had been ripe for default judgment in the state court, it may not be removed to federal court, is without legal support.

2 State court records available online (of which this Court takes judicial notice) confirm that the state court had not yet acted on the motion for default judgment at the time of removal. First, Jayroe’s premise that he is entitled to default judgement is flawed. In Texas, if a defendant is required to answer, a plaintiff may obtain default judgment against the defendant if they have not filed an answer. TEX. R. CIV. P. 239. But when, as here, a defendant files its answer before the state court enters a default judgment, the plaintiff is no longer entitled to a default judgment.

Second, Plaintiff’s suggestion that removal by Progressive would not operate to dispose of a pending default judgement motion is equally flawed. “When a case is removed[,] the federal court takes it as though everything done in the state court had in fact been done in federal court.” Murray v. Ford Motor Co., 770 F.2d 461, 464 (5th Cir. 1985). Thus, it is irrelevant to the issue of removal whether a defendant files an answer after a plaintiff has already moved for default judgment, as the motion for default judgment would still be pending in the federal district court upon removal. Here, however, the motion for default judgment was rendered moot by Progressive’s answer, just as if the case was still pending in state court. Finally, Jayroe’s argument that Progressive’s notice of removal was not filed within the

30 days required by 28 U.S.C. § 1446(b), lacks factual support. Per Jayroe’s own filings, Progressive was successfully served on August 8, 2025. Doc. 6 at 8. Progressive filed its notice of removal on September 5, 2025. Doc. 6 at 38-39. The span between both days is 28 days and within the 30-day period for removal. Therefore, Progressive’s notice of removal was timely filed under 28 U.S.C. § 1446(b). III. JAYROE’S FILINGS CITE TO NONEXISTENT, AI-GENERATED AUTHORITY

The Court’s review of Jayroe’s filings reveals that Jayroe has cited multiple nonexistent or “hallucinated” legal cases, indicative of reliance on Artificial Intelligence (AI) or other Large Language Models to prepare his filings. For example, in his motion to remand, Jayroe cites Villatoro v. GWL Cmt. Mgmt., LLC, 2013 WL 12101130 (S.D. Tex. Jan. 22, 2013), which does not exist. See Doc. 6 at 3. In fact, the Westlaw citation leads to ECF Hopwood v. Sunrise Ford, Inc., No. 2:12-CV-14299-KMM, 2013 WL 12101130 (S.D. Fla. Apr. 29, 2013), which does not involve the issue of removal jurisdiction and instead concerns a motion for summary judgment. Jayroe’s citations to Ortiz v. General Motors Corp., 2008 WL 2620736 (N.D. Tex. June 30,

2008) and Cowart v. AVIK Services, No. 3:19-CV-00101, 2019 WL 1745988 (S.D. Tex. 2019) are similarly problematic. See Doc. 6 at 3; Doc. 10 at 4. “It is no secret that generative AI programs are known to ‘hallucinate’ nonexistent cases, and with the advent of AI, courts have seen a rash of cases in which both counsel and pro se litigants have cited such fake, hallucinated cases in their briefs.” Sanders v. United States, 176 Fed. Cl. 163, 169 (2025) (cited source omitted); see also Boggess v. Chamness, No. 6:25-cv-64- JDK-JDL, 2025 WL 978992, at *1 (E.D. Tex. Apr. 1, 2025) (Kernodle, J.) (The “[p]laintiff’s citation to a hallucinatory case was likely generated via artificial intelligence and violates this Court’s Local Rule CV-11(g), which makes clear that ‘generative artificial intelligence tools may

produce factual and legal inaccuracies and reminds attorneys that they must verify the information that they submit to the court.’” (quoting Gauthier v. Goodyear Tire & Rubber Co., No. 1:23-CV-281, 2024 WL 4882651, at *2 (E.D. Tex. Nov. 25, 2024) (Crone, J.)). Here, the Court’s local civil rules require litigants to disclose the use of Generative AI: 1.

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Related

Miller v. Diamond Shamrock Co.
275 F.3d 414 (Fifth Circuit, 2001)
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819 F.3d 758 (Fifth Circuit, 2016)
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91 F.4th 610 (Second Circuit, 2024)

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Charles J. Jayroe v. Progressive Casualty Insurance Company, Counsel Stack Legal Research, https://law.counselstack.com/opinion/charles-j-jayroe-v-progressive-casualty-insurance-company-txnd-2025.