Cavalier Insurance Company v. Gann

329 So. 2d 573, 57 Ala. App. 519, 1976 Ala. Civ. App. LEXIS 782
CourtCourt of Civil Appeals of Alabama
DecidedMarch 24, 1976
DocketCiv. 655
StatusPublished
Cited by4 cases

This text of 329 So. 2d 573 (Cavalier Insurance Company v. Gann) is published on Counsel Stack Legal Research, covering Court of Civil Appeals of Alabama primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Cavalier Insurance Company v. Gann, 329 So. 2d 573, 57 Ala. App. 519, 1976 Ala. Civ. App. LEXIS 782 (Ala. Ct. App. 1976).

Opinion

ON REHEARING

BRADLEY, Judge.

The former opinion in this case is hereby withdrawn and the following becomes the opinion of this court:

Plaintiff filed an action in the Marion County Circuit Court against defendant seeking recovery for the loss of a mobile home that was covered by an insurance policy issued by defendant. By stipulation the only issue presented to the jury was that of damages. A verdict was returned in favor of plaintiff for $6,125. A judgment n. o. v. was requested on the ground of excessiveness of the verdict and was denied. The motion for new trial was also denied. Appeal was taken by defendant from the final judgment for plaintiff.

The facts show that in 1966 plaintiff purchased a 1966 First American House Trailer from Ewing Mobile Homes in Tupelo, Mississippi. He paid, according to his and his wife’s testimony, $1,000 down and financed $6,500 through Commercial Credit Corporation in Tupelo, Mississippi. In November 1973 the trailer was totally destroyed by a tornado. There was testimony that just prior to the tornado the trailer was in excellent condition. The plaintiff valued the trailer at the time of the tornado at $7,500 and after the tornado as being without value.

Since the only issue presented to the jury concerned the question of damages, the plaintiff testified that the trailer, even [522]*522though it was seven and one-half years old, was in excellent condition and was worth $7,500. The defendant also attempted to introduce proof by way of expert testimony as to the market value of the trailer just before it was destroyed by the tornado. These witnesses were shown to have had experience in buying and selling mobile homes or house trailers, and in estimating their value; then they were presented with several hypothetical questions for answer on the value of the trailer in question. Plaintiff’s objections to the various hypothetical questions were sustained by the trial court. Defendant here claims these rulings were erroneous and require a new trial.

The recurring ground of objection to these questions was that the witnesses were not qualified to testify as experts regarding the type of trailer in question. The witnesses had admitted that they had neither observed plaintiff’s trailer before its destruction, nor had ever dealt on a firsthand basis with any First American trailer.

Whether a witness is qualified to testify as an expert is a question to be answered by the trial court, and his discretion in the matter will not be overturned except for abuse. Guarantee Trust Life Ins. Co. v. Overton, 50 Ala.App. 435, 280 So.2d 140. In Cooper v. Thomson Implement Co., 272 Ala. 655, 133 So.2d 391, the supreme court upheld a trial judge’s discretion in disqualifying an expert diesel mechanic’s testimony as to the cause of damage to a John Deere Model 70 tractor engine. The trial court’s stated reason for disqualification was the witness’ unfamiliarity with the John Deere brand of engine. In light of this reported decision, the disqualification of the experts in the present case to testify as to the value of an unfamiliar brand of trailer was within the scope of the trial court’s discretion.

Defendant next asserts that the trial court erred in- not granting him a continuance during the trial of the case when he was surprised that the plaintiff and his wife would not acknowledge a purported copy of the financing agreement signed by plaintiff. It does not appear from the record that these witnesses were deposed prior to trial. Had they been, the authenticity of the witness’ signature could have been established at that time. If there were some question about it, further investigation could have been made. It would appear that postponing this investigation until trial makes it come too late and the trial court will not be placed in error for refusing a continuance during this stage. Continuances are not favored and the trial court’s denial of a motion for continuance will not be reviewed except for gross abuse, Johnson Pub. Co. v. Davis, 271 Ala. 474, 124 So.2d 441.

Defendant next contends that the trial court erred in refusing to let a witness testify that a directory of prices of used mobile homes had'assigned a certain value to the destroyed trailer in question. The pertinent portion of the testimony is as follows:

“DIRECT EXAMINATION

“Q (By Mr. Tidwell): What is this you have here, Mr. Bedingfield (indicating) ?
“A This is a Directory of prices for used mobile homes.
“Q Is this a recognized authority as to the value of mobile homes ?
“A It is.
“Q And is it the one that is used by individuals to so estimate the value .. .
“A Yes, sir . .
“Q . . . of Mobile Homes ?
“A Yes.
“Q And you are familiar with this book?
[523]*523“A Yes.
“Q Now then, is First American listed in that book ?
“A Yes, it is.
“Q Is a 1966 First American listed in that book?
“A Yes.
“Q Now, at what value does that book assign to that . . .
“MR. DAVIS': We object.
“THE COURT: Sustained.”

It is first noted that neither the book in question nor a pertinent portion thereof was offered in evidence as reflecting the estimated value of the particular type of trailer in question; neither was the witness asked to look at the book and refresh his recollection so that he might testify based on his knowledge and experience. What the witness was asked to do was read out the value assigned in the book to a 1966 First American trailer. Had he been allowed to give this testimony, he would have merely been repeating what the authors of the book had said about the value of the trailer type in question. The admission of opinion testimony as to market value based at least in part on hearsay is discretionary with the ‘ trial court, Farm Industries, Division of Quaker Oats Co. v. Howell, 39 Ala.App. 131, 95 So.2d 808. The refusal to admit such opinions where they are heavily influenced, if not completely controlled, by hearsay is no abuse of discretion.

Another alleged error cited by defendant is the denial of his request for a mistrial based on plaintiff’s reference in argument to the jury to a settlement offer. As to the basis for the mistrial request, the record reflects the following:

“MR. TIDWELL: I would like to get into the record the fact that in his argument Mr. Davis has discussed various and sundry settlement offers, and we move for a mistrial.
“THE COURT: All right, that is denied.”

For the trial court to be placed in error for denying an objection to argument of counsel, it must appear that the ruling was appropriately invoked on utterance of the supposedly improper remarks. Pinckard v. Dunnavant, 281 Ala. 533, 206 So.2d 340. Counsel has the duty to point out to the trial court the portion of the argument deemed objectionable. Pacific Mutual Life Ins. Co. v. Yeldell, 36 Ala.App. 652, 62 So.2d 805.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Martin v. Sterling Associates, Inc.
72 So. 3d 411 (Louisiana Court of Appeal, 2011)
El Paso Electric v. Real Estate Mart, Inc.
650 P.2d 12 (New Mexico Court of Appeals, 1982)
Warwick v. Warwick
372 So. 2d 1108 (Court of Civil Appeals of Alabama, 1979)
Pruitt v. Pruitt
343 So. 2d 495 (Supreme Court of Alabama, 1976)

Cite This Page — Counsel Stack

Bluebook (online)
329 So. 2d 573, 57 Ala. App. 519, 1976 Ala. Civ. App. LEXIS 782, Counsel Stack Legal Research, https://law.counselstack.com/opinion/cavalier-insurance-company-v-gann-alacivapp-1976.