Carroll v. Ætna Life Insurance

146 S.E. 788, 39 Ga. App. 78, 1928 Ga. App. LEXIS 515
CourtCourt of Appeals of Georgia
DecidedDecember 14, 1928
Docket19148
StatusPublished
Cited by8 cases

This text of 146 S.E. 788 (Carroll v. Ætna Life Insurance) is published on Counsel Stack Legal Research, covering Court of Appeals of Georgia primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Carroll v. Ætna Life Insurance, 146 S.E. 788, 39 Ga. App. 78, 1928 Ga. App. LEXIS 515 (Ga. Ct. App. 1928).

Opinions

Bell, J.

This was a claim for compensation by the widow of William H. Carroll. The industrial commission denied the claim, and, after unsuccessfully appealing to the superior court, the claimant brought the case to this court.

Mr. Carroll, an employee of Atlantic Ice & Coal Corporation, was required by his employer to make a trip from Atlanta, Georgia, to Jacksonville, Florida, on business for the company and it was agreed that he should go by automobile and use his own car. He left Atlanta on the morning of July 24, and was killed at about 6 o’clock that afternoon in a collision with a freight-train at a public road crossing near Alma, in Bacon county, Georgia. The insurance carrier denied liability "upon the ground that his death was the result of his own violation of a penal statute of this State, as follows: “Upon approaching an intersecting highway, bridge, railroad crossing, dam, sharp curve, dugway or deep descent, or in traversing such intersecting highway, bridge, railroad crossing, dam, sharp curve, dugway or descent, the operator of a motor vehicle or motorcycle, shall at all times have said vehicle under immediate control, and shall not operate said vehicle at a greater speed than ten miles per hour.” Ga. L. 1921, pp. 256, 260; Park’s Code Supp. 1922, §§ 828 (uu-4).

The preponderance of the evidence before the industrial commission tended to show that Carroll approached the crossing at a speed of about 50 miles per hour, although one witness testified that the automobile was “going slow” at the time it was struck by the train. The commission, however, made no finding of fact as to the speed at which Carroll was traveling or as to the control of his vehicle except that in each respect he was violating the law. Upon this finding of fact, it was held, as a matter of law, that compensation should be denied.

The authority for this ruling was thought to be contained in section 14 of the compensation act (Ga. L. 1920, p. 167 et seq.; Park’s Code Supp. 1922, § 3154(n)), in which it is provided, among other things, that no compensation shall be allowed for injury or death due to an employee’s wilful misconduct, or to his wilful failure or refusal to perform any duty required by statute, the burden of proof being upon him who claims an exemption or forfeiture under this section. Assuming, without deciding, that “misconduct” as referred to in this section was intended to include the violation of a [80]*80general penal statute, and that the “duty required by statute,” as mentioned in the same connection, may embrace the common duty of every person to observe and not to violate the law, rather than that these terms, so far as they may pertain to the laws of the State, were intended to have reference only to such statutory rules and regulations as may relate to the conduct of those engaged in a particular line of business, we are nevertheless of the opinion that the mere infraction of any such .general penal statute would not, without more, authorize a denial of compensation. Section 14 contemplates more than a mere violation of a criminal traffic law, and more than a simple failure or refusal to perform a duty required by statute. In each case the act or omission on the part of the employee must at least be “wilful,” and this is a matter of proof not necessarily inhering in the evidence of the transgression itself. The term “wilful” is defined by Webster, as, obstinate, stubborn, inflexible, perverse, or governed by will without yielding to reason. The word as used in the criminal statutes has been variously said to mean, “with bad purpose,” “an evil intent,” “maliciously,” “without ground for believing the act .to be lawful.” Other definitions might be added. King v. State, 103 Ga. 263 (30 S. E. 30); Hateley v. State, 118 Ga. 79 (2) (44 S. E. 852); Black v. State, 3 Ga. App. 297 (59 S. E. 823) ; Kendall v. State, 9 Ga. App. 794 (2) (72 S. E. 164); Potter v. United States, 155 U. S. 438 (15 Sup. Ct. 144, 39 L. ed. 214).

The violation of a criminal law enjoining upon individuals or the' public a duty of diligence will, of course, amount to negligence where it results in injury to the person or property of another, but contributory negligence by an employee is not a ground for defeating compensation under the workmen’s compensation act. Besides, “wilful misconduct” or “wilful failure or refusal to perform a duty required'by statute” means something more than mere negligence. These terms as used in the compensation act contemplate the intentional doing of something with knowledge that it is likely to result in serious injury, or with wanton and reckless disregard to its probable consequences. Further than this no precise or comprehensive definition is necessary or will be attempted in the present case. It seems, however, that no act or omission on the part of the employee should be classified as wilful “unless the evidence indicates That entire absence of care which would raise the pre[81]*81sumption of conscious indifference,' or that, with reckless indifference, the person acted with actual or imputed knowledge that the inevitable or probable consequences of his conduct would be to inflict injury.” Harris v. Reid, 30 Ga. App. 187 (2) (117 S. E. 256).

In Herrington v. State, 121 Ga. 141 (48 S. E..908), an indictment for pointing a pistol was held fatally defective because it did not contain the word “intentional,” in conformity with the statute. Under section 116 of the Penal Code, making it a crime for a father to abandon his child, where he leaves it in a dependent condition, an indictment would be insufficient and bad if it failed to allege that such abandonment was wilful. McDaniel v. Campbell, 78 Ga. 188 (2). So, in a case like the present, compensation should not be denied unless there is evidence, either direct or circumstantial, to show, as an essential ingredient of the defense, the wilful character of the act or omission in question.

Again, in Georgia Ry. & Power Co. v. Reid, 26 Ga. App. 720, 724 (107 S. E. 100), this court held as follows: “One who commits an act of negligence in violating a penal statute in'the State may be called upon to account to the State criminally for the offense, but in so far as injury results to another from such violation the question is simply one of negligence and its proximate results. In other words, where a person violates a penal statute, so far as the individual is concerned, and injury results therefrom, he is guilty of no more than simple negligence, and his offense is not necessarily aggravated by the fact that the negligent act which caused the injury was due to a violation of a penal statute. A tort committed by the violation of a penal statute is not necessarily a greater tort, so far as the injured individual is concerned, than a tort resulting from the failure to exercise such care and diligence as the law requires under the particular facts of the case.” See also Schofield v. Hatfield, 25 Ga. App. 513 (103 S. E. 732).

In Louisville & Nashville R. Co. v. Stafford, 146 Ga. 206 (91 S. E.

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146 S.E. 788, 39 Ga. App. 78, 1928 Ga. App. LEXIS 515, Counsel Stack Legal Research, https://law.counselstack.com/opinion/carroll-v-tna-life-insurance-gactapp-1928.