Capital One, N.A. v. Wilson Baquero

CourtDistrict Court, D. New Jersey
DecidedJanuary 28, 2026
Docket2:25-cv-13704
StatusUnknown

This text of Capital One, N.A. v. Wilson Baquero (Capital One, N.A. v. Wilson Baquero) is published on Counsel Stack Legal Research, covering District Court, D. New Jersey primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Capital One, N.A. v. Wilson Baquero, (D.N.J. 2026).

Opinion

UNITED STATES DISTRICT COURT DISTRICT OF NEW JERSEY

CHAMBERS OF MARTIN LUTHER KING ESTHER SALAS COURTHOUSE UNITED STATES DISTRICT JUDGE 50 WALNUT ST. ROOM 5076 NEWARK, NJ 07101 973-297-4887

January 28, 2026

LETTER MEMORANDUM

Re: Capital One, N.A. v. Wilson Baquero, Civil Action No. 25-13704 (ES) (JBC)

Dear Litigants:

Before the Court is pro se Defendant Wilson Baquero’s (“Mr. Baquero”) Notice of Removal, (D.E. No. 1), and application to proceed in forma pauperis (“IFP”). (D.E. No. 1-1).

Mr. Baquero represents that Plaintiff Capital One, N.A. (“Capital One”) commenced this action in the Superior Court of New Jersey, Union County Vicinage, Special Civil Part seeking to recover “an alleged credit card debt of approximately $3,765.98.” (D.E. No. 1 (“Notice of Removal”) ¶ 2).1 On July 23, 2025, Mr. Baquero removed Capital One’s claims to federal court, (D.E. No. 1), and applied for leave to proceed IFP. (D.E. No. 1-1).

Pursuant to 28 U.S.C. § 1915, “no citizen shall be denied an opportunity to commence, prosecute, or defend an action, civil or criminal, ‘in any court of the United States’ solely because his poverty makes it impossible for him to pay or secure the costs.” Adkins v. Dupont de Nemours & Co., 335 U.S. 331, 342 (1948). In order to proceed IFP, a litigant must show that he “cannot because of his poverty pay or give security for the costs and still be able to provide himself and dependents with the necessities of life.” Id. at 339 (citation modified). Upon careful consideration of Mr. Baquero’s IFP application, submitted under penalty of perjury, the Court finds that he cannot both pay the filing fee and still be able to provide himself with the necessities of life. Accordingly, the Court GRANTS Mr. Baquero’s IFP application.

“[W]hen a person proceeds in forma pauperis, the statute instructs the District Court to ‘dismiss the case at any time if the court determines that . . . [the complaint] fails to state a claim on which relief may be granted.’” Harris v. Bennett, 746 F. App’x 91, 93 (3d Cir. 2018) (quoting 28 U.S.C. § 1915(e)(2)(B)(ii)). Courts have “the discretion to consider the merits of a case and evaluate an IFP application in either order or even simultaneously.” Brown v. Sage, 941 F.3d 655, 660 (3d Cir. 2019). The Court must therefore review the Complaint sua sponte for sufficiency pursuant to 28 U.S.C. § 1915(e)(2)(B) and Federal Rule of Civil Procedure 8(a). A district court shall dismiss a case that is “frivolous or malicious,” “fails to state a claim upon which relief may

1 The Court relies on Defendant’s representation on this point, as it does not appear that he included Capital One’s Complaint with his Notice of Removal. (See generally D.E. No. 1). be granted,” or “seeks monetary relief against a defendant who is immune from such relief.” 28 U.S.C. § 1915(e)(2)(B); see Shorter v. United States, 12 F.4th 366, 374 (3d Cir. 2021). The legal standard for failure to state a claim under 28 U.S.C. § 1915(e)(2)(B) is the same as that applied under Federal Rule of Civil Procedure 12(b)(6). See Shorter, 12 F.4th at 371.

The Court also recognizes that it has an independent obligation to address issues of subject matter jurisdiction sua sponte and may do so at any stage of the litigation. See Adamczewski v. Emerson Elec. Co., No. 10-4862, 2011 WL 1045162, at *1 (D.N.J. Mar. 22, 2011); see also Zambelli Fireworks Mfg. Co. v. Wood, 592 F.3d 412, 418 (3d Cir. 2010) (“Federal courts are courts of limited jurisdiction, and when there is a question as to our authority to hear a dispute, ‘it is incumbent upon the courts to resolve such doubts, one way or the other, before proceeding to a disposition on the merits.’” (quoting Carlsberg Res. Corp. v. Cambria Sav. & Loan Ass’n, 554 F.2d 1254, 1256 (3d Cir. 1977))).

Pursuant to 28 U.S.C. § 1441(a), “any civil action brought in a State court of which the district courts of the United States have original jurisdiction, may be removed by the defendant or the defendants, to the district court of the United States for the district and division embracing the place where such action is pending.” If, however, “at any time before final judgment it appears that the district court lacks subject matter jurisdiction, the case shall be remanded.” Id. § 1447(c). “The removal statutes are to be strictly construed against removal and all doubts should be resolved in favor of remand.” Boyer v. Snap-On Tolls Corp., 913 F.2d 108, 111 (3d Cir. 1990) (internal quotations omitted). The party seeking to remove an action has the burden of proving that removal was proper. Samuel-Bassett v. KIA Motors Am., Inc., 357 F.3d 392, 396 (3d Cir. 2004).

Here, Plaintiff removed this case on the basis of “federal question” jurisdiction pursuant to 28 U.S.C. § 1331. (Notice of Removal at 2). That statute provides: “[t]he district courts shall have original jurisdiction of all civil actions arising under the Constitution, laws, or treaties of the United States.” 28 U.S.C. § 1331. “For federal jurisdiction to attach to state law claims, a substantial, disputed question of federal law must be a necessary element of a well-pleaded state claim.” Kalick v. United States, 35 F. Supp. 3d 639, 645 (D.N.J. 2014) (first citing Grable & Sons Metal Prods., Inc. v. Darue Eng’g & Mfg., 545 U.S. 308, 314 (2005); and then citing Franchise Tax Bd. v. Constr. Laborers Vacation Tr., 463 U.S. 1, 27–28 (1983)), aff’d, 604 F. App’x 108 (3d Cir. 2015). “A conclusory allegation of federal question jurisdiction, untethered to some plausible federal statutory or constitutional basis, does not suffice to confer subject matter jurisdiction.” Id. at 646.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Cite This Page — Counsel Stack

Bluebook (online)
Capital One, N.A. v. Wilson Baquero, Counsel Stack Legal Research, https://law.counselstack.com/opinion/capital-one-na-v-wilson-baquero-njd-2026.