Bush v. Quality Loan Service Corp of Washington

CourtDistrict Court, E.D. Washington
DecidedJuly 12, 2023
Docket2:23-cv-00109
StatusUnknown

This text of Bush v. Quality Loan Service Corp of Washington (Bush v. Quality Loan Service Corp of Washington) is published on Counsel Stack Legal Research, covering District Court, E.D. Washington primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Bush v. Quality Loan Service Corp of Washington, (E.D. Wash. 2023).

Opinion

1 2

3 4 5 UNITED STATES DISTRICT COURT EASTERN DISTRICT OF WASHINGTON 6

7 LEONARD BUSH, NO. 2:23-CV-0109-TOR 8 Plaintiff, ORDER DENYING MOTION TO 9 v. REMAND AND GRANTING MOTION TO DISMISS 10 QUALITY LOAN SERVICE CORP OF WASHINGTON; FAY 11 SERVICING, LLC; U.S. BANK TRUST NATIONAL 12 ASSOCIATION; LSF10 MASTER PARTICIAPTION TRUST, 13 Defendants. 14

15 BEFORE THE COURT are Plaintiff’s Motion to Remand (ECF No. 6) and 16 Defendants’ Motion to Dismiss (ECF No. 7). These matters were submitted for 17 consideration without oral argument. The Court has reviewed the record and files 18 herein, the completed briefing, and is fully informed. For the reasons discussed 19 below, Plaintiff’s Motion to Remand (ECF No. 6) is denied and Defendants’ 20 Motion to Dismiss (ECF No. 7) is granted. 1 BACKGROUND 2 This case concerns a non-judicial foreclosure. ECF No. 1. On February 15,

3 2023, Plaintiff filed the Complaint in Spokane County Superior Court for 4 declaratory relief and to quiet title under a promissory note. See ECF No. 1-4. On 5 April 21, 2023, Defendants filed the notice of removal to this Court, alleging

6 diversity jurisdiction. ECF No. 1. On May 21, 2023, Plaintiff filed the present 7 motion to remand the case. ECF No. 6. The next day, Defendants filed the present 8 motion to dismiss. ECF No. 7. The following facts are drawn from Plaintiff’s 9 Complaint and are accepted as true for the purpose of the motion to dismiss.

10 Chavez v. United States, 683 F.3d 1102, 1108 (9th Cir. 2012). 11 Plaintiff owns real property located in Spokane County in which Defendant 12 LSF10 Master Participation Trust shares an interest. ECF No. 1-4 at 2, ¶ 1. On or

13 about November 12, 2002, Plaintiff signed a promissory note naming Beneficial 14 Mortgage Corporation as the payee. Id., ¶ 4. Plaintiff signed a Deed of Trust 15 naming Beneficial Mortgage Corporation as the beneficiary, the interest of which 16 was later assigned to Defendant LFS10 Master Participation Trust. Id., ¶ 4. In

17 2008 and 2009, Plaintiff became delinquent in payments. Id., ¶ 5. The last 18 payment Plaintiff made was in January 2009. Id., ¶ 5. Plaintiff has made no 19 payments on the loan since. Id., ¶ 6.

20 1 On August 9, 2022, Defendant Quality Loan Service caused a notice of 2 trustee sale to be recorded on August 9, 2022, with the sale set for February 24,

3 2023. Id. at 4, ¶ 7. 4 DISCUSSION 5 I. Judicial Notice

6 A court may judicially notice a fact that is not subject to reasonable dispute 7 where it is either (1) generally known within the territorial jurisdiction of the trial 8 court or (2) capable of accurate and ready determination from sources whose 9 accuracy cannot reasonably be questioned. Fed. R. Evid. 201(b). Courts take

10 judicial notice of undisputed matters of public record, such as documents filed in 11 state courts. Harris v. Cnty. of Orange, 682 F.3d 1126, 1131–32 (9th Cir. 2012). 12 Defendants request the Court take judicial notice of public records relating

13 to the foreclosure and previous litigation involving the real property and parties at 14 issue. ECF No. 7. The Court takes judicial notice of the public records filed with 15 the Spokane County Recorder’s Office and the state court judicial proceedings. 16 II. Motion to Remand

17 Pursuant to 28 U.S.C. § 1441(a), a defendant may remove an action from 18 state to federal court only if the federal court has original subject matter 19 jurisdiction over the action. “In civil cases, subject matter jurisdiction is generally

20 conferred upon federal district courts either through diversity jurisdiction, 28 1 U.S.C. § 1332, or federal question jurisdiction, 28 U.S.C. § 1331.” Peralta v. 2 Hispanic Bus., Inc., 419 F.3d 1064, 1068 (9th Cir. 2005). Diversity jurisdiction

3 exists when the matter in controversy is between “citizens of different States.” 28 4 U.S.C. § 1332(a). 5 If the complaint seeks only nonmonetary relief, a notice of removal may

6 assert the amount in controversy. 28 U.S.C. § 1446(c)(2)(A)(1). “In actions 7 seeking declaratory or injunctive relief, it is well established that the amount in 8 controversy is measured by the value of the object of the litigation.” Hunt v. 9 Washington State Apple Adver. Comm’n, 432 U.S. 333, 347 (1977); see also Cohn

10 v. Petsmart, Inc., 281 F.3d 837, 840 (9th Cir. 2002). 11 Plaintiff contends that Defendants have failed to establish diversity 12 jurisdiction in the notice of removal by only relying on the underlying promissory

13 note of $131,653.92. ECF No. 6. Plaintiff contends the promissory note is not the 14 object of the litigation. Id. at 2–3. Rather, Plaintiff asserts the Defendants must 15 identify how many payments would be subject to the statute of limitations defense 16 and the sum of those payments as well as the value of the security interest created

17 by the deed of trust. Id. at 3. 18 Plaintiff sets the bar too high. Defendant is not required to identify the 19 number of payments subject to the applicable statute of limitations to calculate the

20 amount in controversy. See Lewis v. Verizon Communications, Inc., 627 F.3d 395, 1 400 (9th Cir. 2010) (“The amount in controversy is simply an estimate of the total 2 amount in dispute, not a prospective assessment of defendant’s liability.”); Korn v.

3 Polo Ralph Lauren Corp., 536 F. Supp. 2d 1199, 1204 –05 (E.D. Cal. 2008) (A 4 defendant “is not obligated to research, state, and prove the plaintiff’s claims for 5 damages.”).

6 Plaintiff has put the loan amount in controversy in this declaratory action. 7 Here, the object of the action is to prevent the sale of Plaintiff’s property via 8 foreclosure. Although Plaintiff is not seeking monetary damages, the object of the 9 litigation is to quiet title to the property. Though the exact amount is unclear, the

10 original loan was for $131,652. Without researching or calculating the effect of 11 any statute of limitations arguments, the value of the litigation exceeds the 12 jurisdictional minimum of $75,000. Therefore, Defendants established diversity

13 jurisdiction. Plaintiff’s motion for remand is denied. 14 III. Motion to Dismiss 15 A defendant may move to dismiss a complaint for lack of subject matter 16 jurisdiction. Fed. R. Civ. P. 12(b)(1). The Ninth Circuit has recognized motions

17 premised on res judicata grounds may be brought under a Rule 12(b)(1) motion. 18 See Villegas v. United States,

Related

Parklane Hosiery Co. v. Shore
439 U.S. 322 (Supreme Court, 1979)
Delores Lewis v. Verizon Communications, Inc.
627 F.3d 395 (Ninth Circuit, 2010)
Carmen Peralta v. Hispanic Business, Inc.
419 F.3d 1064 (Ninth Circuit, 2005)
Subir Gupta v. Thai Airways International, Ltd.
487 F.3d 759 (Ninth Circuit, 2007)
Harris v. County of Orange
682 F.3d 1126 (Ninth Circuit, 2012)
Jose Chavez v. James Ziglar
683 F.3d 1102 (Ninth Circuit, 2012)
United States v. Bhatia
545 F.3d 757 (Ninth Circuit, 2008)
Korn v. Polo Ralph Lauren Corp.
536 F. Supp. 2d 1199 (E.D. California, 2008)
United States ex rel. Barajas v. Northrop Corp.
147 F.3d 905 (Ninth Circuit, 1998)
Villegas v. United States
963 F. Supp. 2d 1145 (E.D. Washington, 2013)

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Bush v. Quality Loan Service Corp of Washington, Counsel Stack Legal Research, https://law.counselstack.com/opinion/bush-v-quality-loan-service-corp-of-washington-waed-2023.