Buffington v. The Progressive Corporation

District Court, S.D. New York·Decided August 6, 2024·No. 7:20-cv-07408·Unknown

Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE SOUTHERN DISTRICT OF NEW YORK STEVEN BUFFINGTON, on behalf of himself and all others similarly situated, Civil Action No.: 7:20-CV-07408 (VB) Plaintiff, V. PROGRESSIVE ADVANCED INSURANCE CO.,, ef al., Defendants,

WELGLILLAG ORDER GRANTING FINAL APPROVAL OF CLASS ACTION SETTLEMENT AGREEMENT, AND AWARDING ATTORNEYS’ FEES, EXPENSES, AND PLAINTIFF SERVICE AWARD WHEREAS, the Parties have entered into the Class Action Settlement Agreement, (the “Settlement Agreement”) (ECF No. 153-1), to settle this Action. The capitalized terms used herein have the same meaning as those in the Settlement Agreement. WHEREAS, by Order dated March 27, 2024 (ECF No. 156) (‘Preliminary Approval Order’), this Court granted preliminary approval of the Settlement Agreement, preliminarily certified the Settlement Class, ordered the dissemination of Class Notice to potential Class Members, provided Class Members an opportunity to exclude themselves from the Class or to object to the Settlement Agreement, and issued related Orders. WHEREAS, the Court held a Fairness Hearing on August 6, 2024 at 10:00 a.m. The Court has considered the Settlement Agreement, the record in this Action, and the Parties’ arguments and authorities, For good cause, the Court ORDERS: USDC SDNY DOCUMENT ELECTRONICALLY FILED DOC#: 1 DATE FILED: 3/6/02

1. For purposes of this Order, the Court adopts the terms and definitions set forth in the Settlement Agreement. 2. This Court has subject-matter jurisdiction over this Action and personal jurisdiction over all Parties to this Action, including the Plaintiff, all Settlement Class Members, and Progressive Advanced Insurance Company, Progressive Casualty Insurance Company, Progressive Specialty Insurance Company, and Progressive Max Insurance Company (together “Progressive” or “Defendants’’). 3, The Court finds that the Class Notice constituted the best notice practicable under the circumstances to all Settlement Class Members and fully complied with the requirements of Federal Rule of Civil Procedure 23 and due process, 4, The Court finds that the Settlement Administrator et-Defendants properly and Ws timely notified the appropriate government officials of the Settlement Agreement under the Class Action Fairness Act of 2005 (“CAFA”), 28 U.S.C. § 1715. The Court has reviewed the substance of Defendants’ notice and finds that it complied with all applicable requirements. Further, more than ninety (90) days have elapsed since Defendants provided CAFA notice. 5. The Court finds that, for purposes of settlement only, all prerequisites for maintenance of a class action set forth in Federal Rules of Civil Procedure 23(a) and (b)(3) are on the record on August 6, 2024. satisfied for the reasons set forth ##-the-Prelminary>pprevatOrder. The Court certifies the Wb following Settlement Class for purposes of settlement only: All individuals with personal automobile insurance policies issued in New York and underwritten by Progressive Advanced Insurance Company, Progressive Casualty Insurance Company, Progressive Specialty Insurance Company, or Progressive MAX Insurance Company who made a claim for comprehensive and collision coverage under their policy that was adjusted as a total loss, settled by Progressive on an actual cash value (“ACV”) basis, and who Progressive paid $0.00 in New York sales tax, or who received some amount of sales tax, but less than 8% of the ACV assigned by Progressive to the covered vehicle, at any time between

September 10, 2014, and March 27, 2024 fthe date-of □□□□□□□□□□□□□□□□□□□□□□□ NS Order: Excluded from the Settlement Class are: (i) Progressive’s officers, directors, employees, or legal representatives; (ii) all United States District Judges and United States Magistrate Judges to whom this case is or was assigned, along with any members of their immediate families; (iii) all Insureds who made a valid claim for comprehensive and collision coverage and were paid a combined state and local New York sales tax rate equal to or greater than 8% of the ACV assigned by Progressive to the Insured’s covered vehicle; G-any-persenwhe-hastimel epted-out-efthe Settlement Class; v3 (iv) and 4 any lawyer who has entered their appearance in this Action and any past or current □ employee of the Plaintiff's lawyers’ firms who was employed by any of those firms during the pendency of this Action. The Court also affirms the appointments of Class Counsel and the Class Representative as specified in the Preliminary Approval Order. 6. The Court has specifically considered the factors relevant to class action settlement approval, including the factors set forth in Fed. R. Civ. P. 23(€)(2), as well as: (1) the complexity, expense and likely duration of the litigation; (2) the reaction of the class to the settlement; (3) the stage of the proceedings and the amount of discovery completed; (4) the risks of establishing liability; (5) the risks of establishing damages; (6) the risks of maintaining the class action through trial; (7) the ability of defendants to withstand a greater judgment; (8) the range of reasonableness of the settlement fund in light of the best possible recovery; and (9) the range of reasonableness of the settlement fund to a possible recovery in light of all the attendant risks of litigation. City of Detroit v. Grinnell Corp., 495 F.2d 448 (2d Cir, 1974), 7. Under Federal Rule of Civil Procedure 23(e), the Court grants final approval of the Settlement Agreement and finds it is fair, reasonable, and adequate and in the best interests of the Settlement Class Members based on the following factors, among other things:

a. The Court finds that the Class Representative and Class Counsel adequately represented the Settlement Class for the purposes of litigating this matter and entering into and implementing the Settlement Agreement. b. There is no fraud or collusion underlying this settlement, and it was reached as a result of extensive arm’s-length negotiations, occurring over the course of several months and several mediation sessions with a respected mediator, supporting final approval. See, e.g., Moses v. N.Y. Times Co., 79 F.4th 235, 243 (2d Cir. 2023) (“[T]he arms-length quality of the negotiations remain a factor in favor of approv(al.]”); D’Amato v. Deutsche Bank, 236 F.3d 78, 85 (2d Cir. 2001) (presence of a neutral mediator is a factor weighing in favor of a finding of non- collusiveness). C. The complexity, expense, and likely duration of the litigation favor settlement—which provides meaningful benefits on a shorter time frame than otherwise possible— on behalf of the Settlement Class Members. See, e.g., Blessing v. Sirius XM Radio Inc., 507 F. App’x 1, 4 (2d Cir. 2012) (affirming the district court’s approval of a settlement where settling was more beneficial to the proposed class than proceeding to trial). d. The support of Progressive, Progressive’s Counsel, Class Counsel, and Plaintiff, who have participated in this litigation, including engaging in significant discovery and favors WN motion practice, and evaluated the proposed settlement, also tever final approval. See In re Sony Corp. SXRD, 448 F, App’x 85, 87 (2d Cir. 2011). €.

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Buffington v. The Progressive Corporation, (S.D.N.Y. 2024).

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