Brown v. Tennison

CourtDistrict Court, D. Colorado
DecidedMay 20, 2025
Docket1:19-cv-00941
StatusUnknown

This text of Brown v. Tennison (Brown v. Tennison) is published on Counsel Stack Legal Research, covering District Court, D. Colorado primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Brown v. Tennison, (D. Colo. 2025).

Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF COLORADO Senior Judge Raymond P. Moore

Civil Action No. 19-cv-00941-RM-TPO DENNIS L. BROWN, an individual; and PAUL D. BROWN, and individual, Plaintiffs, v. BRADLEY J. TENNISON, an individual; FREDERICK ARIAS, an individual; TENNISON INVESTMENTS, INC., an Arizona corporation; SHIELD DEFENSE SYSTEMS, INC., a Nevada corporation; THE JOSEPH PROJECT, a Nevada unincorporated association; and JOHN DOES NUMBERS ONE THROUGH THREE, Defendants. ______________________________________________________________________________

ORDER FOR FINAL DEFAULT JUDGMENT ______________________________________________________________________________

This matter comes before the Court following the filing of Plaintiffs’ Motion for Default Judgment and Memorandum of Points and Authorities (ECF No. 187), after the entry of Clerk’s Default against Defendants (a) Bradley J. Tennison (“Mr. Tennison”); (b) Frederick Arias (“Mr. Arias”); (c) Tennison Investments, Inc. (“Tennison Investments”); (d) Shield Defense Systems, Inc. (“Shield Defense”); and (e) The Joseph Project (“TJP”) (collectively, “Defendants”). After reviewing the evidence and evaluating all pleadings and exhibits on record in this action, the Court finds that default judgment shall be entered in favor of Plaintiffs and against Defendants, in the amounts and for the relief set forth below, for the reasons set forth in this Order. I. FINDINGS OF FACT A. Background to the Claims This case arises out of a scheme in which the Browns were lured into investing nearly $4,850,000.00 in an investment vehicle called “The Joseph Project” (“TJP”), with promises of the complete security of the Browns’ investments, a very attractive rate of return for the Browns and their families, and the opportunity for the Browns to contribute to humanitarian projects worldwide. The TJP investment turned out to be a scam, and the promises Defendants made were fraudulent. After the sale of the Browns’ family business, Brown Brothers Asphalt and Concrete, LLC, in September 2015 (see Pls.’ Compl. [ECF No. 1], p.6), the Browns were introduced to

Mr. Tennison, who owned and operated Tennison Investments, and Mr. Arias, who owned and operated Shield Defense, for the purpose of presenting the Browns with an investment opportunity. (Id., pp.15-16.) In these meetings, in October, November, and December 2015, Defendants told the Browns about TJP, which they described as a faith-based investment opportunity. Mr. Tennison told the Browns that, as a registered broker with the Financial Industry Regulatory Authority (“FINRA”) and an investment advisor, he ran Tennison Investments and managed people’s money. (Id.) Defendants said TJP would provide certain specially selected investors with a “100% plus” return on their investments after a year, in which the investors were described as

“asset providers” and the impressive profit as a “capital enhancement benefit.” (Id., pp.16-23.) Capitalizing on the Browns’ desire for a socially conscious investment, Mr. Tennison and Mr. Arias said the investment would fund humanitarian projects worldwide and claimed to share the Browns’ Christian beliefs and values. (Id., p.7-8, pp.17-18.) Defendants told the Browns their investment funds would only be used as collateral for international sovereign currency and small cap trading activities, after-hours, and money invested in TJP would never be at risk. (Id., pp.16-21.) Mr. Tennison and Mr. Arias also told the Browns the 10% monthly return on their investments, in the form of “capital enhancement benefits,” would be paid within 12 months. (Id., pp.18-23.) Mr. Tennison told the Browns he had invested $1,000,000 of his own money in an investment like TJP, which received a 10% rate of return per month, “like clockwork,” and that he had invested $2,000,000 of his own money in TJP. (Id., p.18; pp.22-23.)

Defendants provided the Browns with various marketing materials (see e.g. Pls.’ Compl., Ex. 1 [ECF No. 1-1]; Ex. 2 [ECF No. 1-2]), and conducted numerous meetings and conference calls, all intended to coax the Browns into investing in The Jospeh Project. (Id., pp.16-23.) Defendants stressed that, due to the highly confidential nature of TJP and its business activities, the Browns must not communicate with others lacking a need to know. (Id., p.22; p.25.) Relying on Defendants’ assurances about TJP, the Browns made the decision to invest. At Defendants’ direction, on December 16, 2015, Dennis and Paul Brown each competed a “Participant Information Sheet,” a “Non-Circumvention & Non-Disclosure Agreement,” a “Letter of Non-Solicitation, Request & Accredited Participant,” a “Deed of Trust,” and a “Deed

of Stewardship for Custodian Deposit Transaction” for TJP, all of which had been hand- delivered to the Browns in Colorado. (See Pls.’ Compl., Ex. 3 [ECF No. 1-3]; Ex. 4 [ECF No. 1- 4].) At Defendants’ urging, each borrowed funds from lines of credit to invest in TJP. (Id., p.23.) On December 24, 2015, Dennis and Paul Brown each authorized wire transfers to an account at Bank of America in the name of TJP, for $3,000,000.00 and $1,500,000.00, respectively. (Id., p.24.) In mid-2016, Defendants sought additional money from the Browns, claiming they had not yet raised the minimum amount to complete TJP’s “Minimum Asset Consideration” of $10,000,000, in order to proceed, and were short by $350,000.00. (Id., pp.25-26.) Again, relying on Defendants’ assurances about TJP, on September 9, 2016, Dennis and Paul Brown each authorized additional wire transfers, of $175,000.00 each, into TJP’s account at Bank of America. (Id., p.26.) In July 2017, the Browns inquired of Defendants about the status of their TJP

investments. (Id., p.27.) In response, Defendants advised that TJP was taking longer than anticipated but that everything was fine. (Id.) In furtherance of their scheme, Defendants then provided the Browns with a lulling payment, which Defendants referred to as a “cost to carry payment.” (Id.) This, Defendants said, was to reimburse the Browns for some of the interest they were paying on lines of credit used to fund their respective investments in TJP. (Id.) On July 18, 2017, Mr. Arias’s Shield Defense wired Dennis Brown $250,000.00 and, on July 27, 2017, it wired Paul Brown $125,000.00, purporting to be these “cost to carry payments.” (Id.) In subsequent months, the Browns repeatedly inquired of Defendants as to the status of their investments in TJP and the promised capital enhancement benefits. (Id., p.28.) While

Defendants offered a variety of excuses, told the Browns to open Swiss bank accounts to receive their capital enhancement benefits, and repeatedly acted to assure the Browns with new dates on which they would receive the accrued but unpaid capital enhancement benefits, no substantive information or return on their investments was ever provided. (Id.) It was only in mid-2018 that Mr. Tennison advised the Browns that he would only communicate with them through his attorneys at the Polsinelli, P.C. law firm, and the Browns learned that Mr. Tennison had been barred from selling securities by FINRA. (See Pls.’ Compl., p.30; Ex. 5 [ECF No. 1-5].) Dennis Brown invested a total of $3,175,000 in TJP. (See D. Brown Afft., Exhibit A [ECF No. 187-1], at ¶10.) Dennis Brown paid $929,618.31 in interest on the line of credit he utilized, at the urging of Defendants, to make the investment in TJP. (Id.) Dennis Brown’s total gross compensatory damages are $4,104,618.31. (Id.) Paul Brown invested a total of $1,675,000 in TJP. (See P. Brown Afft., Exhibit B [ECF No. 187-2], at ¶11.) Paul Brown paid $477,539.05 in interest on the line of credit he utilized, at the urging of Defendants, to make the

investment in TJP. (Id.) Paul Brown’s total gross compensatory damages are $2,152,539.05.

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