Boyd A. Fritzinger v. American Family Mutual Insurance Company, S.I.

CourtCourt of Appeals of Wisconsin
DecidedAugust 26, 2025
Docket2024AP000649
StatusUnpublished

This text of Boyd A. Fritzinger v. American Family Mutual Insurance Company, S.I. (Boyd A. Fritzinger v. American Family Mutual Insurance Company, S.I.) is published on Counsel Stack Legal Research, covering Court of Appeals of Wisconsin primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Boyd A. Fritzinger v. American Family Mutual Insurance Company, S.I., (Wis. Ct. App. 2025).

Opinion

COURT OF APPEALS DECISION NOTICE DATED AND FILED This opinion is subject to further editing. If published, the official version will appear in the bound volume of the Official Reports. August 26, 2025 A party may file with the Supreme Court a Samuel A. Christensen petition to review an adverse decision by the Clerk of Court of Appeals Court of Appeals. See WIS. STAT. § 808.10 and RULE 809.62.

Appeal No. 2024AP649 Cir. Ct. No. 2022CV194

STATE OF WISCONSIN IN COURT OF APPEALS DISTRICT III

BOYD A. FRITZINGER AND FRITZ CONTRACTING, INC.,

PLAINTIFFS-APPELLANTS,

V.

AMERICAN FAMILY MUTUAL INSURANCE COMPANY, S.I. AND CRAIG J. STOKES,

DEFENDANTS-RESPONDENTS.

APPEAL from an order of the circuit court for Polk County: JEFFERY L. ANDERSON, Judge. Affirmed.

Before Stark, P.J., Hruz, and Gill, JJ.

Per curiam opinions may not be cited in any court of this state as precedent

or authority, except for the limited purposes specified in WIS. STAT. RULE 809.23(3). No. 2024AP649

¶1 PER CURIAM. Boyd Fritzinger and Fritz Contracting, Inc. (collectively, Fritzinger) appeal from an order granting Craig Stokes and American Family Mutual Insurance Company, S.I. (collectively, Stokes) summary judgment dismissing Fritzinger’s bailment action. Fritzinger filed the bailment action following the destruction of Fritzinger’s vehicle in a July 2021 fire that occurred in Stokes’ pole barn.

¶2 The circuit court concluded that the facts in the record established that Fritzinger and Stokes engaged in, at most, a gratuitous bailment. The court further determined that the inference of negligence provided in WIS JI—CIVIL 1026 (2005) did not apply to gratuitous bailment actions. Moreover, the court concluded that Fritzinger had failed to make a prima facie showing as to the cause of the fire.

¶3 We assume without deciding that the evidence in the record establishes that Stokes was a mutual bailee and owed an ordinary duty of care to Fritzinger. However, the inference in WIS JI—CIVIL 1026—essentially applying the doctrine of res ipsa loquitur—does not apply to Fritzinger’s bailment action under the facts of this case because, consistent with binding case law, the fire at issue was not the kind that does not ordinarily occur in the absence of negligence. See Arledge v. Scherer Freight Lines, Inc., 269 Wis. 142, 148-51, 68 N.W.2d 821 (1955). Because Fritzinger failed to put forth sufficient evidence demonstrating that Stokes’ negligence caused the pole barn fire, there were no material questions of fact and the circuit court properly granted Stokes’ summary judgment motion. We therefore affirm.

2 No. 2024AP649

BACKGROUND

¶4 Fritzinger and Stokes were friends. For approximately 15 years, Stokes operated a vehicle parts and repair business called “Stoker Service.” Generally, Stokes would work out of his truck and drive to his customers. Beginning in 2007, Stokes provided, through Stoker Service, parts, repair, and Department of Transportation (“DOT”) inspections for Fritzinger, who owns Fritz Contracting. Fritzinger testified that “sometimes [Stokes] would give me a bill and sometimes he wouldn’t. If he needed work that I needed to do for him, then we would just trade off.”

¶5 It is undisputed that prior to the fire, Stokes stopped charging Fritzinger for labor related to repair work on Fritzinger’s vehicles. Stokes did, however, consistently charge Fritzinger for the cost of vehicle parts and DOT inspections using invoices under the name Stoker Service. Fritzinger assumed that Stokes marked up the cost of the parts, but he was “not sure.”

¶6 In 2020, Stokes completed construction of a steel pole barn that he intended to use as his “toy shop for … retirement.”1 Fritzinger completed the excavation for the pole barn’s “building pad,” and, in return, Stokes paid him $5,000, and “the rest of it was basically bartered” through vehicle parts. Stokes performed all of the electrical work for the pole barn, although he was not formally trained as an electrician, and he insulated the barn himself with “refrigeration panels.” The pole barn did not have smoke detectors or a fire suppression system, but it did have a fire extinguisher.

1 The pole barn was constructed by a third party.

3 No. 2024AP649

¶7 According to Stokes, he did not use the barn for Stoker Service, and he considered Stoker Service “completely separate from [the] pole barn.” Stokes did move his vehicle service equipment—including torches, air tools, cordless tools, and work benches—into the barn over a year prior to the fire. Fritzinger, on the other hand, stated that Stokes used the pole barn for Stoker Service, and Fritzinger recalled “one instance of [Fritzinger] using Stoker Service” after construction of the barn but before the fire. Specifically, in April 2020, Stokes “provided parts for a brake job on [a] truck and trailer.” An invoice provided to Fritzinger for that job listed the pole barn as the address for Stoker Service.

¶8 Stokes “retired” around December 2020 after being diagnosed with cancer. As part of his retirement, Stokes stopped repairing vehicles for profit, but he continued to purchase parts at wholesale value and attempted to sell those parts at retail value for profit “up until the time of the fire.” The parts process involved a customer calling Stokes about a needed part, Stokes obtaining “the information of the year of the vehicle or the part number,” phoning his “distributor,” and Stokes having the part delivered either to his personal residence or to his customer’s address. Shortly after being diagnosed with cancer, Stokes had surgery and was not “doing too much” work.

¶9 In July 2021, Fritzinger experienced mechanical issues with his Mack truck, including issues with the alternator and an oil leak. On July 21 or 22, 2021, Fritzinger took his truck to Stokes, who diagnosed the problems and suggested repairs. Stokes agreed to order the necessary parts. Fritzinger testified that Stokes’ diagnosis of the truck “saved [him] a lot of money.” Fritzinger then left the truck parked outside of the pole barn and told Stokes that “if he needed assistance to call” Fritzinger. Later, Stokes parked the truck in the pole barn.

4 No. 2024AP649

¶10 Stokes testified that he agreed to work on the truck at the pole barn because Fritzinger’s “shop was full of materials” due to a recent storm. While the parties did not discuss the cost, if any, that Stokes would charge Fritzinger for repairing the truck, Stokes testified that he was planning on charging Fritzinger what he “paid for the part[s]. No markup.” Fritzinger testified that he was “not so sure that” Stokes would charge him for labor to fix the truck but confirmed that he had “no reason to believe that” Stokes “was intending to derive any profit from the work.”

¶11 Stokes eventually ordered and received the parts for Fritzinger’s truck using his Stoker Service account at River States Truck & Trailer. According to Stokes, at least one day prior to the fire, Fritzinger called Stokes to inform him that Fritzinger could not assist with repairing the truck because Fritzinger’s “wife’s car broke down up north.” Fritzinger had no recollection of making that call. Stokes testified that after he received the call from Fritzinger, he removed the alternator from the truck by himself because he “wanted to get the truck out of the” pole barn.

¶12 On July 23, 2021, the day of the fire, Stokes intended to install the new alternator. He arrived at the pole barn, “sat there, decided what [he] was going to do,” “[m]oved some tools around,” and left the barn to use the restroom in his nearby camper. Stokes left some electrical tools charging in the pole barn while he was in the camper.

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Bluebook (online)
Boyd A. Fritzinger v. American Family Mutual Insurance Company, S.I., Counsel Stack Legal Research, https://law.counselstack.com/opinion/boyd-a-fritzinger-v-american-family-mutual-insurance-company-si-wisctapp-2025.