Borden v. eFinancial LLC

District Court, W.D. Washington·Decided October 16, 2020·No. 2:19-cv-01430·Unknown

Opinion

1 2

3 4 5 6 7 UNITED STATES DISTRICT COURT WESTERN DISTRICT OF WASHINGTON 8 AT SEATTLE

9 10 DAVID BORDEN, CASE NO. C19-1430JLR 11 Plaintiff, ORDER GRANTING MOTION v. TO STAY 12 EFINANCIAL, LLC, 13 Defendant. 14

15 Before the court is Defendant eFinancial, LLC’s (“eFinancial”) motion to stay. 16 (Mot. (Dkt. # 40).) Plaintiff David Borden opposes eFinancial’s motion. (Opp. (Dkt. 17 # 46).) The court has considered the motion, the parties’ submissions concerning the 18 motion, the parties’ notices of supplemental authority (Dkt. ## 48-50), the relevant 19 portions of the record, and the applicable law. Being fully advised, the court GRANTS 20 eFinancial’s motion to stay (Dkt. # 40). 21 // 22 // 1 I. BACKGROUND 2 Mr. Borden filed his original complaint in this proposed class action on September

3 9, 2019. (Compl. (Dkt. # 1).) On August 10, 2020, Mr. Borden filed his amended 4 complaint, asserting on behalf of himself and a proposed class one cause of action under 5 the Telephone Consumer Protection Act of 1991, 47 U.S.C. § 227 (“the TCPA”). (Am. 6 Compl. (Dkt. # 39).) The TCPA prohibits companies from using an “automatic telephone 7 dialing system” (“ATDS”) to make calls to a telephone number assigned to a cellular 8 service. 47 U.S.C. § 227(b)(1)(A). It defines an ATDS as “equipment which has the

9 capacity (A) to store or produce telephone numbers to be called, using a random or 10 sequential number generator; and (B) to dial such numbers.” Id. The TCPA does not 11 impose liability where the “called party” provides “prior express consent” to receive 12 calls. Id. § 227(b)(1)(a). 13 Mr. Borden alleges that after completing a form on Progressive.com’s website that

14 offered a quote for life insurance, he was directed to a page on eFinancial’s website 15 which requested additional information. (Am. Compl. ¶¶ 13-16.) After completing the 16 eFinancial form, Mr. Borden clicked a button labeled “Next, your rates,” to proceed with 17 the rate quote. (Id. ¶¶ 17-20.) Mr. Borden alleges that he did not see a message in fine 18 print below the “Next, your rates” button that stated that by clicking the button, he would

19 consent to receive offers of insurance from eFinancial by email, telephone, and text. (Id. 20 ¶¶ 21-22.) Although Mr. Borden decided not to move forward with his application for 21 life insurance, he subsequently began to receive telemarketing text messages from 22 eFinancial on his personal cell phone. (Id. ¶¶ 29-32.) He alleges that eFinancial sent the 1 text messages using an ATDS and that the “Next, your rates” button and the fine print 2 beneath it were insufficient to establish that he gave “prior express consent” to receive

3 messages within the meaning of the TCPA. (Id. ¶¶ 22-25, 37.) 4 The interpretation of the statutory definition of “ATDS” is the subject of a split 5 among the circuit courts of appeal. Specifically, the circuits are divided on the question of 6 whether the clause “random or sequential number generator” in Section 227(a)(1)(A) 7 modifies both “to store” and “to produce.” The Third, Seventh, and Eleventh Circuits 8 have concluded that a system that simply dials from a stored list of numbers is not an

9 ATDS because the system must have the capacity to generate random or sequential 10 numbers to be called to qualify as an ATDS. See Dominguez v. Yahoo, Inc., 894 F.3d 11 116 (3d Cir. 2018); Gadelhak v. AT&T Servs., Inc., 950 F.3d 458 (7th Cir. 2020); Glasser 12 v. Hilton Grand Vacations Co., 948 F.3d 1301 (11th Cir. 2020). The Second, Sixth, and 13 Ninth Circuits, however, have concluded that a system that can automatically dial

14 numbers from a stored list meets the definition of an ATDS, even if that system does not 15 use a random or sequential number generator. In Duguid v. Facebook, Inc., 926 F.3d 16 1146, 1151 (9th Cir. 2019), the Ninth Circuit held that “the adverbial phrase ‘using a 17 random or sequential number generator’ modifies only the verb ‘to produce,’ and not the 18 preceding verb, ‘to store.’” Thus, “an ATDS need not be able to use a random or

19 sequential generator to store numbers—it suffices to merely have the capacity to ‘store 20 numbers to be called’ and ‘to dial such numbers automatically.’” Id. (internal citations 21 omitted); see also Duran v. LaBoom Disco, Inc., 955 F.3d 279 (2d Cir. 2020) (following 22 1 the Ninth Circuit); Allan v. Pa. Higher Educ. Assistance Agency, 968 F.3d 567 (6th Cir. 2 2020) (joining the Second Circuit and Ninth Circuit).

3 On July 9, 2020, the Supreme Court granted certiorari review of the Ninth 4 Circuit’s decision in Duguid to resolve this circuit split. Facebook, Inc. v. Duguid, No. 5 19-511, 2020 WL 3865252 (U.S. July 9, 2020) (“Duguid II”). The Court accepted review 6 of the following question: 7 Whether the definition of ATDS in the TCPA encompasses any device that can “store” and “automatically dial” telephone numbers, even if the device 8 does not “us[e] a random or sequential number generator.”

9 Id. (noting the Court had accepted review of the second question in Facebook’s petition). 10 (See Mot. Ex. 1 at ii (Facebook’s petition for review, listing proposed questions). Oral 11 argument is set to take place on December 8, 2020. See 12 http://www.supremecourt.gov/docket/docketfiles/html/19-511.html. 13 eFinancial now moves for a stay of proceedings in this case pending the Supreme 14 Court’s issuance of its ruling in Duguid II. 15 II. DISCUSSION 16 A. Legal Standard 17 A district court’s discretion to stay proceedings “is incidental to the power 18 inherent in every court to control the disposition of the causes on its docket with

19 economy of time and effort for itself, for counsel, and for litigants.” Landis v. N. Am. Co., 20 299 U.S. 248, 254 (1936). In deciding whether to stay proceedings, a district court must 21 weigh various competing interests, including “the possible damage which may result 22 from the granting of a stay, the hardship or inequity which a party may suffer [if the case 1 is allowed] to go forward, and the orderly course of justice measured in terms of the 2 simplifying or complicating of issues, proof, and questions of law which could be

3 expected to result from a stay.” Lockyer v. Mirant Corp., 398 F.3d 1098, 1110 (9th Cir. 4 2005) (quoting CMAX, Inc. v. Hall, 300 F.2d 265, 268 (9th Cir. 1962)). “A stay should 5 not be granted unless it appears likely the other proceedings will be concluded within a 6 reasonable time in relation to the urgency of the claims presented to the court.” Leyva v. 7 Certified Grocers of Cal., Ltd., 593 F.2d 857, 864 (9th Cir. 1979). The burden is on the 8 movant to show that a stay is appropriate. Clinton v. Jones, 520 U.S. 681, 708 (1997).

9 The court concludes that the Lockyer factors weigh in favor of staying this case 10 pending the Supreme Court’s resolution of Duguid II.

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