Bills v. Nationwide Mutual Insurance

463 A.2d 1148, 317 Pa. Super. 188, 1983 Pa. Super. LEXIS 3638
CourtSupreme Court of Pennsylvania
DecidedJuly 29, 1983
Docket1816, 1863, and 2102
StatusPublished
Cited by24 cases

This text of 463 A.2d 1148 (Bills v. Nationwide Mutual Insurance) is published on Counsel Stack Legal Research, covering Supreme Court of Pennsylvania primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Bills v. Nationwide Mutual Insurance, 463 A.2d 1148, 317 Pa. Super. 188, 1983 Pa. Super. LEXIS 3638 (Pa. 1983).

Opinion

JOHNSON, Judge:

This is a consolidated appeal 1 from a judgment awarding no-fault benefits under the Pennsylvania No-fault Motor Vehicle Insurance Act. 2 The injuries giving rise to the claim occurred on August 21, 1979 when a dune buggy in which the claimant was a passenger rolled over while being operated on a privately-owned field. Since we hold that the dune buggy here involved was not a “motor vehicle” as defined by the No-fault Act, we reverse the order and judgment of the trial court.

*191 The sole question on this appeal is whether a dune buggy fits within the definition of a “motor vehicle” as contained in the No-fault Act. Although any victim of an accident resulting in injury is entitled to receive basic loss benefits in accordance with the Act, 40 P.S. § 1009.201, a “victim” is defined by the Act as “an individual who suffers injury arising out of the maintenance or use of a motor vehicle” 40 P.S. § 1009.103: This latter section of the Act further defines the term “motor vehicle” as meaning “a vehicle of a kind required to be registered under the Act of April 29, 1959 (P.L. 58, No. 32), known as The Vehicle Code.” 3 We therefore must look to the Vehicle Code, and any applicable case law, to determine whether the dune buggy in which the claimant was riding at the time of her injury is a “motor vehicle” for purposes of recovery under the No-fault Act.

In Siefert v. Nationwide Insurance, 289 Pa.Super. 160, 432 A.2d 1101 (1981) our court was called upon to consider whether a trail bike, which had neither headlights, taillights, nor a horn was a vehicle of a kind required to be registered under the Vehicle Code. There, we reviewed the statutory mandate that registration of a vehicle shall be refused when the vehicle is not constructed or equipped as required by the Vehicle Code. After noting that every vehicle operated on a highway is required to be equipped with a head lamp system, a rear lighting system and a horn or other audible warning device, we concluded that trail bikes necessarily cannot be registered because they lack headlights, taillights and horns. 289 Pa.Super, at 163, 432 A.2d at 1102. From that finding, we concluded that a trail bike is not “a vehicle of a kind required to be registered” *192 and thus the trail bike in Siefert was not a “motor vehicle” as defined by the No-fault Act. Id.

From the record in the appeal before us, we find that the dune buggy was not equipped with a rear lighting system, turn signals and hazard warning lights, a muffler, and rear wheel shields, 4 all of which are required for operation on a Commonwealth highway. 5 The lack of this equipment, alone, would permit us to conclude that the dune buggy is not “a vehicle of a kind required to be registered” were we to apply the rationale of our court in the Siefert case.

We feel that further analysis is appropriate on this appeal. We note that the dune buggy had never been insured in this Commonwealth 6 nor had it ever been inspected or licensed in Pennsylvania or any other state. 7 It had been assembled in January 1979, using a chassis and roll cage purchased from Fibertech, a California supplier, and miscellaneous other parts acquired by the owner either from junkyards or old cars. After assembly, the dune buggy was transported on a trailer to a garage located directly across a highway from the privately-owned field where the accident occurred.

We are satisfied from the record that this particular dune buggy was operated only on privately-owned fields and only had contact with a Commonwealth highway when being moved between its storage location and the fields directly across the road. 8 The road which was traversed in moving the dune buggy to and from the fields where it was operated exclusively was a two-lane dead-end road (Old Route 13) *193 with its terminus only fifty feet from the garage driveway where the vehicle was stored. 9 The dune buggy was driven straight across the road to and from the fields. 10 We have no difficulty in concluding that a dune buggy which had contact with the public highways only on seven occasions between February and August 1979, and then merely to cross a two-lane highway to and from a privately-owned field, was not being maintained or used on a public highway within the meaning of the No-fault Act.

We recognize that our court has recently held that the purposes of the Act are not advanced where a court seeks to restrict the phrase “maintenance or use of motor vehicle” to include only the maintenance or use of motor vehicles when used as vehicles on the highway. Crawford v. Allstate Insurance Company, 305 Pa.Super. 167, 172, 451 A.2d 474, 477 (1982). In Crawford, we reversed the trial court’s order sustaining a preliminary objection in the nature of a demurrer where the utility pick-up truck involved, both prior and subsequent to the accident, had been operated upon public highways as well as upon railroad tracks (where the subject accident occurred). There, we determined that the pick-up truck was, in fact, a “motor vehicle” under the No-fault Act since it had been operated upon public highways and was registered in Ohio. We find the facts in Crawford to be distinguishable from this instant appeal.

While we accept the remedial spirit of the No-fault Act as set forth in both Articles I and II, and while we are cognizant that, if we are to err in ascertaining the intent of the Legislature, we should err in favor of coverage for the insured, Crawford, supra, 305 Pa.Super. at 170, 451 A.2d at 476, we do not find this to be either a close or doubtful case. Our General Assembly has found and declared:

§ 1009.102 Findings and purposes
*194 (a) Findings.—The General Assembly hereby finds and declares that:
(1) motor vehicles are the primary instrumentality for the transportation of individuals;
(2) the transportation of individuals by motor vehicle over Commonwealth highways and other highways significantly affects intrastate commerce, particularly in metropolitan areas;
(3) the maximum feasible restoration of all individuals injured and compensation of the economic losses of the survivors of all individuals killed in motor vehicle accidents

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Bluebook (online)
463 A.2d 1148, 317 Pa. Super. 188, 1983 Pa. Super. LEXIS 3638, Counsel Stack Legal Research, https://law.counselstack.com/opinion/bills-v-nationwide-mutual-insurance-pa-1983.