Beloit v. Green

251 P. 621, 43 Idaho 265, 1926 Ida. LEXIS 31
CourtIdaho Supreme Court
DecidedNovember 24, 1926
StatusPublished
Cited by3 cases

This text of 251 P. 621 (Beloit v. Green) is published on Counsel Stack Legal Research, covering Idaho Supreme Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Beloit v. Green, 251 P. 621, 43 Idaho 265, 1926 Ida. LEXIS 31 (Idaho 1926).

Opinion

TAYLOR, J.

This is an appeal from a judgment for defendant in an action for damages by reason of a levy upon and sale of lands of plaintiff under an execution issued upon a judgment rendered against her husband. Plaintiff *268 recovered a judgment against the defendant quieting her title in the lands as against this levy and sale. She then brought this action. As elements of damage, plaintiff alleged that she had applied for and was procuring a loan upon this land from the Federal Land Bank of Spokane; that the title had been approved, the note and mortgage executed; that the bank had accepted the note and mortgage, and intended to immediately pay this money to the plaintiff, but that before its payment defendant levied this execution, proceeded to sell the land, “and thereupon and because of the defendant making the plaintiff’s title defective, and because of the levy of the said execution and the proceedings against the said land,” the bank canceled the loan and refused to make it; that after quieting her title she secured this loan from the bank, but was compelled to pay five and one-half per cent interest; that she was damaged in one-half of one per cent upon the face of this loan for the life of the mortgage, some thirty-four years, and four per cent for a period of two years upon $2,500 by having to pay nine per cent per annum upon a mortgage upon the land, in that amount, then due and owing, $150 paid as attorney’s fees in the action to quiet title, and $500 for worry and annoyance, time devoted to quieting her title, traveling expenses and hotel bills incident to quieting her title. She asked for $1,000 for “malicious use of the process,” “in addition to the said actual damages.”

Appellant introduced the judgment-roll in the action to quiet title, the execution with the sheriff’s return thereon of the sale, the note claimed to have been first made to the Federal Land Bank and canceled, the $2,500 mortgage with proof of its payment, and offered exhibits “D,” “E,” “F” and “I,” four letters, to establish that the loan had been granted and thereafter canceled because of this levy and sale. These exhibits were excluded. Appellant, during the trial, waived all question of “punitive” or “exemplary damages,” or “bad faith,” and limited the issues “to the recovery of actual damages and nothing else.”

*269 The appellant specifies as error improper cross-examination of plaintiff, the overruling of objections to certain evidence of the defendant, the giving of certain instructions and the refusal of others, and the exclusion of exhibits “D,” “E,” “F” and “I.” Exhibits “D,” “E” and “I” purported to be letters on the stationery of the Federal Land Bank of Spokane, and “D” and “E” purported to have been addressed to the witness Stamper, secretary and treasurer of the Craig Mountain National Farm Loan Association, and exhibit “I” to the North Idaho Title Company, which a witness testified the company received. It purported to be an answer to a letter not offered written by the witness. The witnesses were unable to identify the signature of the writer or give evidence that he was an official of the bank, and did not know but presumed they came from the bank. Exhibit “F” was a copy made by the witness Stamper of a letter written by him to the county auditor prior to the levy, purporting to contain statements of fact by way of answers to questions therein, with no showing as to who made the answers or that they were true, or in whose handwriting they were made upon the original.

The mere receipt of letters, though on official stationery, standing alone, is not evidence that they were written by the person whose name they bear. (State v. Hall, 14 S. D. 161, 84 N. W. 766; Pinkham, v. Cockell, 77 Mich. 265, 43 N. W. 921; White S. M. Co. v. Gordan, 124 Ind. 495, 19 Am. St. 109, 24 N. E. 1053; Hightower v. Ogletree, 114 Ala. 94, 21 So. 934; Flowers v. Fletcher, 40 W. Va. 103, 20 S. E. 870.) Where there is no direct knowledge of handwriting, there must be something which assures the recipient of letters in a responsible way of their genuineness, before he can swear to their writer. (Pinkham v. Cockell, supra.) There was no error in excluding these letters.

Even conceding the identification of these exhibits, they were properly excluded upon other objections made; for instance, as to exhibit “D,” a letter written January 24, 1918, eight days before the levy, that—

*270 “ .... It will be necessary to take the deposition of that person to prove the letter or prove that it was in reference to the case at issue. The witness is not now an officer of any association connected with the Federal Land Bank. .... It is not the official act of the Federal Land Bank, and not a way of proving the official act of the Federal Land Bank.”

This objection was not overcome or the letter made competent by the statement of counsel for appellant that “I am just simply showing that the Federal Land Bank had notice of this” and “had notice of this attachment on this property and for no other purpose.”

Exhibits “E,” “F” and “I” were properly excluded upon similar objections and for reasons similarly fatal.

The judgment of Green v. Beloit was entered December 1, 1917. The execution was not issued until January 30, 1918, nor levied until February 1, 1918, and the sale was made February 22, 1918. Three of these letters were written before the levy, and referred to an “attachment” as the reason, if any, for holding “the whole matter in abeyance.” The fourth, written afterwards, made no reference to a levy, but referred to the attachment, and recites:

“You will remember that this loan has been held up owing to the action commenced by C. W. Green vs. G. W. Beloit to recover the sum of $1428.70, which amount appears of record in the shape of an attachment against the property.”

It would have appeared that the loan was held “in abeyance” “owing to the action” commenced by defendant against plaintiff’s husband. There is no pleading or proof of an attachment, nor could there have been an attachment after judgment. The plaintiff does not complain, nor could she, of the action against her husband or the judgment therein, nor of its effect upon the mind of the prospective mortgagee or upon the title of her comortgagor. In fact, these letters would establish that the loan was disapproved or “held in abeyance” before that time. At most, the letters did not prove notice of the levy or any action of the bank by reason thereof, nor were they, by their mere receipt, competent evidence of official acts of the bank or its officers.

*271 The record is wholly lacking to establish that the refusal of the bank to approve the loan was dne to the levy of execution or sale.

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Bluebook (online)
251 P. 621, 43 Idaho 265, 1926 Ida. LEXIS 31, Counsel Stack Legal Research, https://law.counselstack.com/opinion/beloit-v-green-idaho-1926.