Bayview Loan Servicing, LLC v. Mosbacher

CourtAppellate Division of the Supreme Court of the State of New York
DecidedJuly 1, 2026
Docket2023-01227
StatusPublished

This text of Bayview Loan Servicing, LLC v. Mosbacher (Bayview Loan Servicing, LLC v. Mosbacher) is published on Counsel Stack Legal Research, covering Appellate Division of the Supreme Court of the State of New York primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Bayview Loan Servicing, LLC v. Mosbacher, (N.Y. Ct. App. 2026).

Opinion

Bayview Loan Servicing, LLC v Mosbacher - 2026 NY Slip Op 04171
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Law Reporting
Bureau
Thomas J.K. Smith, State Reporter

Bayview Loan Servicing, LLC v Mosbacher

2026 NY Slip Op 04171

July 1, 2026

Appellate Division, Second Department

Published by New York State Law Reporting Bureau pursuant to Judiciary Law § 431.

This decision is uncorrected and subject to revision before publication in the Official Reports.

Bayview Loan Servicing, LLC, appellant,

v

Yehuda Mosbacher, et al., respondents.

Supreme Court of the State of New York, Appellate Division, Second Judicial Department

Decided on July 1, 2026

2023-01227, (Index No. 32770/21)

Lara J. Genovesi, J.P.

Lillian Wan

Lourdes M. Ventura

Susan Quirk, JJ.

Polsinelli PC, New York, NY (Robert H. King of counsel), for appellant.

Menashe & Lapa, LLP, Montebello, NY (David Lapa of counsel), for respondents.

[*1]

DECISION & ORDER

In an action to foreclose a mortgage, the plaintiff appeals from an order of the Supreme Court, Rockland County (Paul I. Marx, J.), dated February 1, 2023. The order, after a nonjury trial, directed dismissal of the complaint.

ORDERED that on the Court's own motion, the notice of appeal is deemed to be an application for leave to appeal, and leave to appeal is granted (see CPLR 5701[c]); and it is further,

ORDERED that the order is affirmed; and it is further,

ORDERED that one bill of costs is awarded to the defendants.

In 2009, the plaintiff's predecessor in interest commenced the instant action against the defendants to foreclose a mortgage on certain real property. In 2014, the plaintiff's predecessor in interest moved, inter alia, for summary judgment on the complaint. In opposition, the defendants argued that compliance with RPAPL 1304 was not established. In an order dated December 17, 2015, the Supreme Court granted the motion. A judgment of foreclosure and sale was entered on August 11, 2016. The defendants appealed. In a decision and order of this Court dated February 24, 2021, the judgment of foreclosure and sale was reversed based on the failure to establish strict compliance with RPAPL 1304 (see Bayview Loan Servicing, LLC v Mosbacher, 191 AD3d 936, 937).

Following a subsequent nonjury trial, the Supreme Court determined, among other things, that there was no evidence that a RPAPL 1304 notice was mailed to the defendants. In an order dated February 1, 2023, the Supreme Court directed dismissal of the complaint. The plaintiff appeals.

The plaintiff's contention that the Supreme Court applied RPAPL 1304 retroactively is without merit. The plaintiff obtained a favorable judgment when it argued that it had complied with RPAPL 1304. Only after that judgment was reversed did the plaintiff change course, arguing at the nonjury trial that RPAPL 1304 was inapplicable. Therefore, the court properly determined that the plaintiff was judicially estopped from inconsistently arguing that RPAPL 1304 did not apply (see Cruz v Bank of N.Y. Mellon, 218 AD3d 638, 640). On appeal, the plaintiff does not contend that it [*2]established compliance with RPAPL 1304 at trial.

Accordingly, the Supreme Court properly directed dismissal of the complaint.

The plaintiff's remaining contention is without merit.

GENOVESI, J.P., WAN, VENTURA and QUIRK, JJ., concur.

2023-01227 DECISION & ORDER ON MOTION

Bayview Loan Servicing, LLC, appellant, v

(Index No. 32770/21)

Appeal from an order of the Supreme Court, Rockland County, dated February 1, 2023. Motion by the respondents to dismiss the appeal, inter alia, on the ground that it has been rendered academic or, in the alternative, to strike stated portions of the record and the appellant's brief on the ground that they contain and refer to matter dehors the record. By decision and order on motion of this Court dated August 7, 2024, those branches of the motion were held in abeyance and referred to the panel of Justices hearing the appeal for determination upon the argument or submission thereof.

Upon the papers filed in support of the motion and the papers filed in opposition thereto, and upon the argument of the appeal, it is

ORDERED that the branch of the motion which is to strike stated portions of the record and the appellant's brief on the ground that they contain and refer to matter dehors the record is granted to the extent that pages 397-446 of the record are stricken and have not been considered in the determination of this appeal, and that branch of the motion is otherwise denied; and it is further,

ORDERED that the branch of the motion which is to dismiss the appeal is denied.

ENTER:

Darrell M. Joseph

Clerk of the Court

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Related

Bayview Loan Servicing, LLC v. Mosbacher
2021 NY Slip Op 08160 (Appellate Division of the Supreme Court of New York, 2021)
Cruz v. Bank of N.Y. Mellon
218 A.D.3d 638 (Appellate Division of the Supreme Court of New York, 2023)

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Bluebook (online)
Bayview Loan Servicing, LLC v. Mosbacher, Counsel Stack Legal Research, https://law.counselstack.com/opinion/bayview-loan-servicing-llc-v-mosbacher-nyappdiv-2026.