Barrett v. General Mutual Insurance

8 La. Ann. 99
CourtSupreme Court of Louisiana
DecidedApril 15, 1853
StatusPublished

This text of 8 La. Ann. 99 (Barrett v. General Mutual Insurance) is published on Counsel Stack Legal Research, covering Supreme Court of Louisiana primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Barrett v. General Mutual Insurance, 8 La. Ann. 99 (La. 1853).

Opinion

Eustis, C. J.

(Rost, J., absent.) This is an action on another policy on goods shipped on board the schooner W. C. Preston. The facts are established in the same manner and to the same extent as in the other cases. For the reasons given in the case of Lapeñe & Ferré v. The Sun Mutual Insurance Co., [Ante p. 1,] the judgment in this case is affirmed with costs.

Briggs, for defendant, applied for a re-hearing.

In the sixth chapter of Arnould, 2d edition, § 243, it is stated that “ in every policy of marine insurance there is an implied warranty that the ship shall be sea-worthy for the voyage, by which is meant that she shall be in a fit state as to repairs, equipments, crew, and all other respects to encounter the ordinary perils of the voyage insured at the time of sailing on it.”

The reason of the rule is then given, and reference is made to the observations of Lord Eldon, in Douglass v. Scougall, 4 Dow. 276, and of Lord Redesdale, in Wilkie v. Geddes, 3 Dow. 60.

And the author proceeds to say, that “The Courts have accordingly held that the sea-worthiness of the ship for the voyage, when she sails, is a condition precedent to the underwriters' liabilities for any loss incurred in the voyage.”

If she be not so sea-worthy, says Lord Ellenborough, “from whatever cause this may arise, and though no fraud was intended on the part of the assured, the underwriters may answer, “We are not liable.”

At page 655—“ Thus in an action brought by an innocent shipper of goods, (who had no interest whatever in the ship,) on proof being given that the ship was unseaworthy when she sailed, Lord Mansfield non-suited the plaintiff, saying that the implied warranty could not be dispensed with in any case, and that is now well understood to be the law of England on this subject.” Oliver v. Cowley, Park on Ins., 470, 8th London Edition.

He then proceeds: “ The proposition indeed 1 that the implied warranty of seaworthiness cannot be dispensed with in any case,’ though unquestionably true as a general rule, must yet be understood with some limitations; for the following case shows, that if a ship having originally sailed in an unseaworthy state, puts back immediately on discovering the defect, and the underwriters agree to waive the objection, and allow her to proceed on her voyage a second time, (on which occasion she sails seaworthy,) they cannot afterwards set up the plea of her original seaworthiness as- a defence against any subsequent loss totally unconnected therewith.” Which brings us to the case of Weir v. Aberdeen, 2 B. & A., 320, and which we shall now proceed to examine.

We must first, however, in order to test the force of this and other cases, establish our definitions.

Seaworthiness for the voyage does not attach title till she sails, says Mr. Justice Lawrance, Annan v. Woodman, 3 Taunt.

Of course, if she ultimately sails unseaworthy for the voyage, this according to the rule laid down, wholly discharges the underwriter from all liability for loss on the voyage, although the policy may have attached on her while “ at” the [100]*100port, owing to her having been there seaworthy for her then risk. Partee v, Potts, 3 Dow. 27. Per Park, arguendo in Watson v. Clark, 1 Dow. 336, cited, Arnould, 2, 674-5.

This warranty according to the law of England, is satisfied if the ship sails in a seaworthy condition—the assured makes no warranty that the ship shall continue seaworthy in the course of it. Lord Mansfield in Berman v. Woodbridge, Doug. 758. Lord Mansfield in Elden v. Robinson, Doug. 755, cited by Arnould, p. 657.

The second description of seaworthiness is that for port or inland navigation.

There are in fact different degrees of seaworthiness. Seaworthiness for the voyage is one thing; and seaworthiness in port or for inland navigation, &c., quite another. Forbes v. Wilson, Park on Ins., 472, 8th London edition, and Arnould, page 073, § 249.

This then is the doctrine of the English tribunals, and is the law of England now, and was in 1819, when Lord Tenderden as Chief Justice of the Court of King’s Bench, delivered his opinion in Weir v. Aberdeen, and it is quite impossible that he and his associate Judges should be entirely unacquainted with the subject which we are compelled to believe if his declaration that he “was a'little surprised at the proposition,” be not considered to have reference to that which was in fact the turning point in the case.

The report is somewhat meagre, but it begins thus: “ Action upon a policy of insurance, dated 21stFeb., 1817, on the ship Prince Cobourg, and her outfit at and from London to Bahia; and the declaration stated that the following memorandum of the 5th April, 1817, was endorsed upon the policy. It is agreed, that the Prince Gdbourg ma/y load, unload and reload goods, and disehargepart of her cm'go at Ramsgate. Plea non-assumpsit.

It is needless to narrate the facts which are of course well known to the Court, and are set out in the opinion.

It was objected on the part of the defendant that the ship having been overladen, was unseaworthy at the commencement of the voyage, and that the memorandwm was invalid, for want of a new stamp, and also from having been obtained without making a due communication to the underwriters. The learned Judge (Best) however was of opinion, “ that this being a policy on ship, the risk had cormneneed before any goods had been laden, and he left two questions to the jury; first, whether, when she sailed from Ramsgate, she was properly laden, and in a seaworthy state; and secondly, whether the subsequent loss had been occasioned by the circumstance of the vessel having been overladen between London and Ramsgate.” The Jury found that she was seaworthy whenshe sailed from Ramsgate, and that the subsequent loss had no relation to her unseaworthiness between London and Ramsgate, and a verdict was entered for plaintiff.

Now the Court will find in the opinions refusing a rehearing, that the attaching of the policy whilst the ship was in port and before loading, was considered as avoiding the necessity of a new stamp, the policy not having failed ab initio, and the defect being cured by the waiver of the objection, the original stamp was sufficient; and although the opinion of Best in the report is not set out, it was of course on this ground that he considered it material. It legalized the contract which by the memorandum was considered as commencing at Rams-gate.

On the motion for a now trial, it was again urged, 1st, that her having sailed in an unseaworthy condition, was a breach of a condition precedent; and 2d, “ that supposing the policy to have attached, the putting into Ramsgate was a deviation; for the memorandum could not email the plaintiff, inasmuch as it operated as a new policy, and therefore required a new stamp, and the liberty there given was obtained from the underwriters without having disclosed the important fact that the vessel had strained much owing to her having been overladen, or that a protest had been made.”

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Related

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Bluebook (online)
8 La. Ann. 99, Counsel Stack Legal Research, https://law.counselstack.com/opinion/barrett-v-general-mutual-insurance-la-1853.