Baraona v. SMS Fin., L.L.C.

2025 Ohio 5627
CourtOhio Court of Appeals
DecidedDecember 18, 2025
Docket114718
StatusPublished

This text of 2025 Ohio 5627 (Baraona v. SMS Fin., L.L.C.) is published on Counsel Stack Legal Research, covering Ohio Court of Appeals primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Baraona v. SMS Fin., L.L.C., 2025 Ohio 5627 (Ohio Ct. App. 2025).

Opinion

[Cite as Baraona v. SMS Fin., L.L.C., 2025-Ohio-5627.]

COURT OF APPEALS OF OHIO

EIGHTH APPELLATE DISTRICT COUNTY OF CUYAHOGA

FRANK J. BARAONA, ET AL., :

Plaintiffs-Appellants, : No. 114718 v. :

SMS FINANCIAL, LLC, :

Defendant-Appellee. :

JOURNAL ENTRY AND OPINION

JUDGMENT: AFFIRMED IN PART, REVERSED IN PART, AND REMANDED RELEASED AND JOURNALIZED: December 18, 2025

Civil Appeal from the Cuyahoga County Court of Common Pleas Case No. CV-23-982338

Appearances:

Jonathan P. Blakely, for appellants.

McCarthy, Lebit, Crystal & Liffman Co., LPA, and David M. Cuppage, for appellee.

ANITA LASTER MAYS, J.:

I. Introduction

Plaintiffs-appellants, Frank and Emily Baraona (“the Baraonas”),

appeal from the trial court’s judgment granting summary judgment in favor of

defendant-appellee, SMS Financial, LLC (“SMS”). The trial court concluded that the doctrine of res judicata barred the Baraonas’ declaratory judgment and tort claims

arising after SMS pursued a bank garnishment.

For the reasons that follow, we affirm in part, reverse in part, and

remand.

II. Factual and Procedural Background

The underlying dispute originates with a 2012 consent judgment in

favor of H. Leff Electric Company (“Leff”) against All Brite, Inc., in the amount of

$142,738.66. The Baraonas were individually and jointly liable under the consent

judgment. The judgment was recorded in Cuyahoga and Ottawa counties, thereby

creating liens on the Baraonas’ property interests. In 2013, Leff was purchased by

AMP Electrical Distribution Solutions, Inc., and subsequently changed its name to

HLE Company.

In 2015, Leff formally dissolved. On January 10, 2018, Leff assigned

the judgment to Sanford Leff, Jr., as trustee. Despite the dissolution and transfer to

the trustee, in December 2022, SMS purportedly obtained an assignment of the

2012 judgment, listing Leff as assignor.

In February 2023, SMS initiated bank garnishment proceedings

against the Baraonas. The garnishment notice advised the Baraonas that “no

objections to the judgment itself will be heard or considered,” pursuant to

R.C. 2716.13(C). As a result of the garnishment, funds from the Baraonas’ bank

accounts were released to SMS. The Baraonas did not appeal. On July 13, 2023, the Baraonas filed a new complaint in the Cuyahoga

County Court of Common Pleas. Their complaint sought a declaratory judgment

regarding the enforceability of the 2012 judgment and the validity of SMS’s

ownership. The Baraonas claimed that Leff lacked ownership of the judgment in

December 2022, because the judgment had previously been assigned to the trustee

in January 2018. Consequently, Leff could not assign the judgment to SMS in 2022.

Shortly after the Baraonas filed their complaint, SMS sought to remedy the defect in

the chain of title. On July 24, 2023, Sanford Leff, Jr. executed a corrective

assignment transferring the judgment to SMS. The Baraonas also asserted tort

claims for conversion and slander of title and raised equitable defenses including

laches and lis pendens. The Baraonas alleged, among other things, that SMS lacked

authority to enforce the judgment because of Leff’s dissolution and that the ten-year

delay in collection materially prejudiced them.

SMS responded with a motion for summary judgment, arguing that

the doctrines of res judicata and claim preclusion barred all of the Baraonas’ claims.

SMS contended that the garnishment proceedings were dispositive because the

Baraonas failed to challenge SMS’s standing and the judgment’s enforceability at

that stage. SMS also argued that the corporate dissolution statute did not extinguish

Leff’s rights to enforce or assign the judgment.

On September 15, 2023, the trial court granted summary judgment in

SMS’s favor on all claims. The court found that the doctrine of res judicata applied

because the Baraonas could have challenged SMS’s rights during the first garnishment proceeding. The trial court dismissed all claims on res judicata

grounds and did not reach the merits of laches, corporate dissolution, conversion,

slander of title, or lis pendens. On de novo review, we address those claims that do

not require factual findings.

The Baraonas timely appealed, assigning the following five errors for

review.

III. Assignments of Error

Assignment of Error No. 1

The trial court erred in granting summary judgment in favor of Defendant-Appellee by finding res judicata applied due to the bank attachment decision in Case No. JL-21-069147.

Assignment of Error No. 2

The trial court erred in granting summary judgment to Defendant- Appellee and refusing to consider the doctrine of laches, which is predominantly a factual issue.

Assignment of Error No. 3

The trial court erred in finding the judgment obtained in 2012 became uncollectible 5 years after the original judgment creditor filed a voluntary dissolution in 2015.

Assignment of Error No. 4

The trial court erred in granting summary judgment to Defendant- Appellee on Plaintiffs-Appellants’ tort claims of conversion and slander of title.

Assignment of Error No. 5

The trial court erred in finding the assignment of the 2012 judgment Defendant-Appellee obtained after Plaintiffs-Appellants filed this lawsuit in the Cuyahoga Common Pleas Court did not violate lis pendens. IV. Law and Analysis

A. Standard of Review

We review a trial court’s summary-judgment rulings de novo.

Grafton v. Ohio Edison Co., 77 Ohio St.3d 102, 105 (1996). The moving party must

demonstrate no genuine issue of material fact, the moving party is entitled to

judgment as a matter of law; and viewing the evidence most strongly in favor of the

nonmoving party, reasonable minds can come to but one conclusion and that

conclusion is adverse to the nonmoving party, and the nonmoving party must

respond with specific facts showing a triable issue. Dresher v. Burt, 75 Ohio St.3d

280, 293 (1996).

B. Res Judicata

In the first assignment of error, the Baraonas argue that the trial court

erred in holding that res judicata barred their claims based on a prior garnishment

proceeding.

As a preliminary matter, we note that this opinion does not authorize

a collateral attack on the validity of the 2012 judgment itself or the first garnishment

The Baraonas contend that garnishment is a narrow proceeding

under R.C. 2716.13(C), which expressly bars objections to the underlying judgment.

Because the garnishment hearing could not address SMS’s standing or the

judgment’s enforceability, those issues were never litigated and cannot be

precluded. SMS counters, arguing that under Grava v. Parkman Twp., 73 Ohio

St.3d 379, 382 (1995), res judicata bars not only claims that were litigated but also

those that could have been raised. According to SMS, the Baraonas had an

obligation to challenge ownership and enforceability earlier and cannot collaterally

attack the judgment now. Santomauro v. Sumss Property Mgt., LLC, 2023-Ohio-

280, ¶ 21 (9th Dist.)

Garnishment is a “special statutory proceeding” designed only to

reach assets of a judgment debtor, not to adjudicate ownership of the judgment

itself. Fid. & Deposit Co. of Maryland v. House, 1979 Ohio App. LEXIS 10740, *4

(8th Dist. June 14, 1979).

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