Bank of NH v. USA

2000 DNH 163
CourtDistrict Court, D. New Hampshire
DecidedJuly 25, 2000
DocketCV-99-343-M
StatusPublished

This text of 2000 DNH 163 (Bank of NH v. USA) is published on Counsel Stack Legal Research, covering District Court, D. New Hampshire primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Bank of NH v. USA, 2000 DNH 163 (D.N.H. 2000).

Opinion

Bank of NH v . USA CV-99-343-M 07/25/00 UNITED STATES DISTRICT COURT

DISTRICT OF NEW HAMPSHIRE

Bank of New Hampshire, Plaintiff

v. Civil N o . 99-343-M Opinion N o . 2000 DNH 163 United States, Defendant

O R D E R

Bank of New Hampshire (the “Bank”) brings this action

seeking a declaratory judgment as to the priority of its lien on

the accounts receivable of a third party. It also seeks the

return of the cash proceeds of those accounts receivable, which

were collected by the Internal Review Service to satisfy that

third party’s tax liabilities. The United States moves to

dismiss on grounds that the Bank’s amended complaint fails to set

forth viable claims and, even assuming some of those claims are

cognizable, that this court lacks subject matter jurisdiction.

See Fed. R. Civ. P. 12(b)(1) and ( 6 ) . The Bank objects. Standard of Review

I. Rule 12(b)(1) - Lack of Subject Matter Jurisdiction.

“When faced with a motion to dismiss for lack of subject

matter jurisdiction, Rule 12(b)(1), Fed. R. Civ. P., the party

asserting jurisdiction has the burden to establish by competent

proof that jurisdiction exists.” Stone v . Dartmouth College, 682

F. Supp. 106, 107 (D.N.H. 1988) (citing O’Toole v . Arlington

Trust Co., 681 F.2d 9 4 , 98 (1st Cir. 1982); C . Wright & A .

Miller, 5 Federal Practice and Procedure § 1350, at 555 (1969 &

Supp. 1987)). Furthermore, the court “may consider pleadings,

affidavits, and other evidentiary materials without converting

the motion to dismiss to a motion for summary judgment.” Lex

Computer & Management Corp. v . Eslinger & Pelton, P.C., 676 F.

Supp. 399, 402 (D.N.H. 1987); see also Richmond, F & P R. C o . v .

United States, 945 F.2d 765, 768 (4th Cir. 1991); Lawrence v .

Dunbar, 919 F.2d 1525, 1529 (11th Cir. 1990). But, the court

“should apply the standard applicable to a motion for summary

judgment, under which the nonmoving party must set forth specific

facts beyond the pleadings to show that a genuine issue of

2 material fact exists.” Richmond, 945 F.2d at 768 (citing Celotex

Corp. v . Catrett, 477 U.S. 317, 323-24 (1986)). “The moving

party should prevail only if the material jurisdictional facts

are not in dispute and the moving party is entitled to prevail as

a matter of law.” Id. (citing Trentacosta v . Frontier Pacific

Aircraft Indus., 813 F.2d 1553, 1558 (9th Cir. 1987)).

II. Rule 12(b)(6) - Failure to State a Claim.

A motion to dismiss under Fed. R. Civ. P. 12(b)(6) for

failure to state a claim is one of limited inquiry, focusing not

on “whether a plaintiff will ultimately prevail but whether the

claimant is entitled to offer evidence to support the claims.”

Scheuer v . Rhodes, 416 U.S. 232, 236 (1974). In considering a

motion to dismiss, “the material facts alleged in the complaint

are to be construed in the light most favorable to the plaintiff

and taken as admitted.” Chasan v . Village District of Eastman,

572 F.Supp. 5 7 8 , 579 (D.N.H. 1983). See also Dartmouth Review v .

Dartmouth College, 889 F.2d 1 3 , 15 (1st Cir. 1989). “[D]ismissal

is appropriate only if ‘it appears beyond doubt that the

3 plaintiff can prove no set of facts in support of his claim which

would entitle him to relief.’” Roeder v . Alpha Industries, Inc.,

814 F.2d 2 2 , 25 (1st Cir. 1987)(quoting Conley v . Gibson, 355

U.S. 4 1 , 45-46 (1957)).

Background

In its amended complaint, the Bank alleges the following

facts which, for the purpose of this order, will be taken as

admitted. In October of 1997, the Bank’s predecessor in interest

extended credit to Professional Transcription and Reporting

Associates (“PTRA”). As security for that loan, the Bank

acquired a security interest in all of PTRA’s accounts

receivable, as well as the proceeds of those accounts receivable.

The Bank perfected its security interest by recording UCC-1

financing statements.

Beginning in 1997, and continuing into 1998, PTRA failed to

make payroll tax payments to the Internal Revenue Service. As a

result, a tax lien arose in favor of the IRS. See 26 U.S.C. §

4 6321. See generally, United States v . National Bank of Commerce,

472 U.S. 713, 719-20 (1985). According to the Bank’s amended

complaint, the IRS perfected its lien on February 1 0 , 1999, by

filing a Notice of Federal Tax Lien against PTRA. Prior to that

date, the Bank says that it had advanced PTRA (and was still owed

by PTRA) approximately $50,000.

In late 1998, PTRA defaulted on its obligations to the Bank.

Rather than use the proceeds of its accounts receivable to pay

the Bank, PTRA used those funds to pay its tax obligations to the

IRS. The Bank claims that all such payments to the IRS were made

with the proceeds of the Bank’s collateral. In essence, it says

that its property was used to satisfy PTRA’s tax obligations.

The Bank claims that its security interest in PTRA’s

accounts receivable is superior to the tax lien perfected by the

IRS. See Amended Complaint at para. 17 (“Plaintiff’s security

interest has priority over the tax lien by virtue of 16 U.S.C. §

6323, as to all receivables and proceeds of contract rights of

5 [PTRA] at any time prior to 45 days after February 1 0 , 1999.”).

In its amended complaint, the Bank sets forth five claims against

the government, by which it seeks the return of monies generated

by its collateral: judgment of lien priority (count 1 ) ; unjust

enrichment (count 2 ) ; conversion (count 3 ) ; wrongful levy (count

4 ) ; and taking of property without due process or just

compensation (count 5 ) .

Discussion

I. Lien Priority - Count One.

In count one of its amended complaint, the Bank seeks a

judicial determination that its security interest in PTRA’s

accounts receivable is superior to the government’s tax lien.

Ultimately, the issue presented by the Bank’s claim is whether it

retained a security interest in the cash proceeds of PTRA’s

accounts receivable once PTRA voluntarily turned those funds over

to the government.1

1 The priority of the IRS tax lien on those assets would seem to be of little moment at this point, since it appears that the IRS never took any steps to foreclose upon that lien.

6 As an initial matter, the amended complaint makes it clear

that the Bank did not perfect its security interest in the cash

proceeds of PTRA’s accounts receivable by taking possession of

that cash. See N.H. Rev. Stat. Ann. (“RSA”) 382-A:9-304 and 9-

306. Had it done s o , resolving the priority of its security

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Scheuer v. Rhodes
416 U.S. 232 (Supreme Court, 1974)
United States v. National Bank of Commerce
472 U.S. 713 (Supreme Court, 1985)
Bowen v. Massachusetts
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McNeil v. United States
508 U.S. 106 (Supreme Court, 1993)
Department of the Army v. Blue Fox, Inc.
525 U.S. 255 (Supreme Court, 1999)
Murphy v. United States
45 F.3d 520 (First Circuit, 1995)
James A. Murray v. United States
686 F.2d 1320 (Eighth Circuit, 1982)
United States v. Burzynski Cancer Research Institute
819 F.2d 1301 (Fifth Circuit, 1987)
Dolcie Lawrence v. Peter Dunbar, United States of America
919 F.2d 1525 (Eleventh Circuit, 1990)
United States v. Juan R. Campusano
947 F.2d 1 (First Circuit, 1991)
Salvador v. Meese
641 F. Supp. 1409 (D. Massachusetts, 1986)
Stone v. Dartmouth College
682 F. Supp. 106 (D. New Hampshire, 1988)

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