Angel Amaniyah Love v. Synchrony Bank

District Court, W.D. Tennessee·Decided July 8, 2026·No. 2:25-cv-02206·Unknown

Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE WESTERN DISTRICT OF TENNESSEE WESTERN DIVISION ) ANGEL AMANIYAH LOVE, ) ) Plaintiff, ) ) v. No. 2:25-cv-02206-TLP-atc ) ) SYNCHRONY BANK, ) ) Defendant. ) REPORT AND RECOMMENDATION TO DISMISS FOR FAILURE TO PROSECUTE Before the Court by Order of Reference1 is Defendant Synchrony Bank’s Motion to Dismiss, filed April 6, 2026. (ECF No. 19.) Plaintiff Angel Amaniyah Love has not responded. On June 17, 2026, the Court entered a Final Order to Show Cause, ordering Love to respond. (ECF No. 23.) Love has failed to comply with the June 17th Order—or the Court’s earlier Order to Show Cause that required her to respond—and her deadline to do so has passed. As a result, for the reasons set forth below, it is recommended that this case be dismissed without prejudice for failure to prosecute pursuant to Federal Rule of Civil Procedure 41(b). PROPOSED FINDINGS OF FACT Synchrony Bank filed its Motion on April 6, 2026. (ECF No. 19.) Pursuant to Local Rule 12.1(b), a response to such a motion is due within twenty-eight days after service of the motion. Accordingly, after including Federal Rule of Civil Procedure 6(d)’s three additional 1 Pursuant to Administrative Order No. 2013-05, this case has been referred to the United States Magistrate Judge for management and for all pretrial matters for determination or report and recommendation, as appropriate. days allowed for service through the mail, Love’s response was due by May 7, 2026. Love failed to respond to the Motion by the May 7th deadline. When Love failed to respond, the Court entered its Order to Show Cause on May 13, 2026 (“First Order”). (ECF No. 22.) The First Order required Love to show cause as to why the

Motion should not be granted by June 3, 2027, and expressly warned Love that failure to respond to the Order or the Motion by June 3rd “may result in the Motion being granted.” (Id.) Love again failed to respond. As a result, the Court entered its June 17th Final Order to Show Cause (“Final Order”), which required Love to show cause as to why the Motion should not be granted by July 1, 2026. (ECF No. 23.) Love was expressly warned that failure to respond to the Motion or to show good cause as to why she has not “may result in the case being dismissed for failure to follow the Court’s Orders and failure to prosecute.” (Id. at 2.) The Final Order also warned that “[t]his is Love’s final warning and final opportunity to file her response.” (Id.) To date, Love has not responded or otherwise taken any action in this case. PROPOSED CONCLUSIONS OF LAW

Rule 41(b) provides for involuntary dismissal of a complaint where the plaintiff has failed to prosecute and/or to comply with the Federal Rules of Civil Procedure or court orders. The rule provides that, “[u]nless the dismissal order states otherwise, a dismissal under this subdivision (b) and any dismissal not under this rule—except one for lack of jurisdiction, improper venue, or failure to join a party under Rule 19—operates as an adjudication on the merits.” Fed. R. Civ. P. 41(b). “Although the language of Rule 41(b) appears to require a motion by the defendant, the Supreme Court has recognized that the ‘district court has the inherent power to dismiss a case sua sponte for failure to prosecute.’” Marchand v. Smith & Nephew, No. 11-cv-2621-STA-cgc, 2013 WL 6780559, at *2 (W.D. Tenn. Dec. 19, 2013) (quoting Chambers v. NASCO, Inc., 501 U.S. 32, 48 (1991)). The Rule “allows district courts to manage their dockets and avoid unnecessary burdens on both courts and opposing parties.” Shavers v. Bergh, 516 F. App’x 568, 569 (6th Cir. 2013) (citing Knoll v. Am. Tel. & Tel. Co., 176 F.3d 359, 363 (6th Cir. 1999)).

In determining whether to dismiss an action under Rule 41(b), courts consider four factors, none of which are dispositive standing alone: (1) whether the party’s failure is due to willfulness, bad faith, or fault; (2) whether the adversary was prejudiced by the dismissed party’s conduct; (3) whether the dismissed party was warned that failure to cooperate could lead to dismissal; and (4) whether less drastic sanctions were imposed or considered before dismissal was ordered.

Id. at 569–70 (quoting Schafer v. City of Defiance Police Dep’t, 529 F.3d 731, 736 (6th Cir. 2008)). Ultimately, dismissal under Rule 41(b) is warranted where the plaintiff exhibits a “clear record of delay or contumacious conduct” and “is inexcusably unprepared to prosecute the case.” Id. at 570 (citations and internal quotation marks omitted). These “‘controlling standards should be greatly relaxed’ for Rule 41(b) dismissals without prejudice where ‘the dismissed party is ultimately not irrevocably deprived of his [or her] day in court.’” Wilson v. Shelby Cnty. Div. of Corr., No. 2:20-cv-02385-TLP-tmp, 2021 WL 1148221, at *1 (W.D. Tenn. Mar. 25, 2021) (quoting Muncy v. G.C.R., Inc., 110 F. App’x 552, 556 (6th Cir. 2004)). Evaluating these four factors reveals that dismissal of Love’s claims is the only appropriate sanction. As to the first factor, “[w]illfulness, bad faith, or fault is demonstrated when a plaintiff’s conduct evidences ‘either an intent to thwart judicial proceedings or a reckless disregard for the effect of his conduct on those proceedings.’” Shavers, 516 F. App’x at 570 (quoting Schafer, 529 F.3d at 737); see also Gibson v. Solideal USA, Inc., 489 F. App’x 24, 31– 32 (6th Cir. 2012) (citing Metz v. Unizan Bank, 655 F.3d 485, 489 (6th Cir. 2011)) (holding that bad faith exists when a party delays or disrupts the litigation or hampers the enforcement of a court order). Love has repeatedly demonstrated a reckless disregard for the effect of her conduct on the proceedings before this Court, first by failing to respond to Synchrony Bank’s Motion, necessitating the First Order (ECF No. 22); then by failing to respond to the First Order,

necessitating the Final Order (ECF No. 23); and lastly by failing to respond to the Final Order. Love’s failure to prosecute this lawsuit has resulted in multiple delays and disruptions to both this Court and to Synchrony Bank and its counsel. Based on Love’s failure to engage in the fundamental elements of litigation required by the Local and Federal Rules, as well as her disregard of this Court’s orders, the first factor is more than satisfied, favoring dismissal. Regarding the second factor, “[a] defendant is ‘prejudiced by the plaintiff’s conduct where the defendant waste[s] time, money, and effort in pursuit of cooperation which [the plaintiff] was legally obligated to provide.’” Wright v. City of Germantown, Tenn., No. 11- 02607, 2013 WL 1729105, at *2 (W.D. Tenn. Apr. 22, 2013) (quoting Shavers, 516 F. App’x at 570). As described above, Synchrony Bank suffered prejudice when Love failed to respond at

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Angel Amaniyah Love v. Synchrony Bank, (W.D. Tenn. 2026).

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Related

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110 F.3d 364 (Sixth Circuit, 1997)
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516 F. App'x 568 (Sixth Circuit, 2013)
Schafer v. City of Defiance Police Department
529 F.3d 731 (Sixth Circuit, 2008)
Shawn Gibson v. Solideal USA, Inc.
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Muncy v. G.C.R., Inc.
110 F. App'x 552 (Sixth Circuit, 2004)