AmeriHome Mortgage Company, LLC v. Deiva Kercina Valdez, et al.

CourtDistrict Court, N.D. Texas
DecidedSeptember 17, 2025
Docket3:25-cv-00526
StatusUnknown

This text of AmeriHome Mortgage Company, LLC v. Deiva Kercina Valdez, et al. (AmeriHome Mortgage Company, LLC v. Deiva Kercina Valdez, et al.) is published on Counsel Stack Legal Research, covering District Court, N.D. Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
AmeriHome Mortgage Company, LLC v. Deiva Kercina Valdez, et al., (N.D. Tex. 2025).

Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE NORTHERN DISTRICT OF TEXAS DALLAS DIVISION

AMERIHOME MORTGAGE § COMPANY, LLC, § Plaintiff, § § v. § No. 3:25-CV-526-X-BW § DEIVA KERCINA VALDEZ, et al., § Defendants. §

FINDINGS, CONCLUSIONS, AND RECOMMENDATION OF THE UNITED STATES MAGISTRATE JUDGE Plaintiff AmeriHome Mortgage Company, LLC filed this action against Defendants Deiva Kercina Valdez, Miguel Gonzalez, Cantura Cove Owners Association, Inc. and the United States of America. (See Dkt. No. 1 (“Compl.”).) The action concerns the foreclosure of a lien on property to which the United States Department of Housing and Urban Development (“HUD”) allegedly holds a subordinate interest. (Compl. ¶ 6.) This case has been automatically referred to the undersigned magistrate judge for case management by Special Order 3-251. (See Dkt. No. 2.) For reasons explained below, the undersigned recommends that this action be dismissed sua sponte for lack of subject matter jurisdiction and pursuant to Fed. R. Civ. P. 4(m) for failure to serve the defendants. I. PROCEDURAL BACKGROUND Plaintiff alleges that subject matter jurisdiction exists under 28 U.S.C. §§ 2410 and 1331 based on the HUD’s subordinate interest in the property. (Compl. ¶ 6.) On August 29, 2025, the undersigned entered an order questioning the basis of jurisdiction and directed Plaintiff to file a response no later than September 12 “explaining the basis of subject matter jurisdiction under 28 U.S.C. § 1331.” (Dkt.

No. 9 at 3.) The undersigned warned that failure to do so would result in a recommendation that the case be dismissed. (Id.) The deadline for Plaintiff to establish jurisdiction has passed, and it has not complied with the August 29 order. Although Plaintiff has not filed any response to the August 29 order, it did file on August 29 a Suggestion of Bankruptcy notifying the Court that Defendant Deiva

Kercina Valdez filed a petition for bankruptcy in case number 25-32559-swe13, in the Bankruptcy Court for the Northern District of Texas. (Dkt. No. 10.) On September 2, the undersigned ordered Plaintiff to file a brief no later than September 12 explaining its position concerning whether the bankruptcy filing triggers the automatic stay applies and, if so, whether it precludes the Court from considering

subject matter jurisdiction. (Dkt. No. 11.) The order warned that failure to file a response to the order could result in a recommendation that the action be dismissed pursuant to Fed. R. Civ. P. 41(b) for failure to follow court orders. (Id. at 1-2.) Plaintiff has not filed any response to the order. In any event, a review of the docket

in Bankruptcy Case No. 25-32559-swe13 shows that the case was dismissed on September 1, 2025. There is therefore no stay in place due to the bankruptcy action and no impediment to this case proceeding. II. SUBJECT MATTER JURISDICTION The Court is required to consider, sua sponte if necessary, the basis of its jurisdiction. Giannakos v. M/V Bravo Trader, 762 F.2d 1295, 1297 (5th Cir. 1985).

“Federal courts are courts of limited jurisdiction. They possess only that power authorized by Constitution and statute, which is not to be expanded by judicial decree.” Kokkonen v. Guardian Life Ins. Co. of Am., 511 U.S. 375, 377 (1994) (internal citations omitted). Unless otherwise provided by statute, federal subject matter jurisdiction requires: (1) an action “arising under the Constitution, laws, or treaties

of the United States,” also known as federal question jurisdiction; or (2) complete diversity of citizenship between adverse parties combined with an amount in controversy exceeding $75,000, also known as diversity jurisdiction. 28 U.S.C. §§ 1331, 1332. The party seeking a federal forum bears the burden of establishing that subject matter jurisdiction exists. See Willoughby v. U.S. ex rel. U.S. Dep’t of the

Army, 730 F.3d 476, 479 (5th Cir. 2013). Federal question jurisdiction “exists only [in] those cases in which a well- pleaded complaint establishes either that federal law creates the cause of action or that the plaintiff’s right to relief necessarily depends on resolution of a substantial question of federal law.” Singh v. Duane Morris LLP, 538 F.3d 334, 337-38 (5th Cir.

2008) (internal quotation marks omitted). A federal statute or rule need not be cited by name to establish jurisdiction, but the party asserting jurisdiction must allege the jurisdictional basis “affirmatively and distinctly”; it cannot be “established argumentatively or by mere inference.” Illinois Cent. Gulf R. Co. v. Pargas, Inc., 706 F.2d 633, 636 (5th Cir. 1983) (internal quotation marks omitted). Even if a plaintiff alleges a claim created by or implicating a substantial question of federal law,

“federal courts are without power to entertain claims otherwise within their jurisdiction if they are so attenuated and unsubstantial as to be absolutely devoid of merit, wholly insubstantial, obviously frivolous, plainly unsubstantial, or no longer open to discussion.’” Hagans v. Lavine, 415 U.S. 528, 536-37 (1974) (internal citations and quotation marks omitted).

Plaintiff seeks to predicate subject matter jurisdiction, at least in part, on 28 U.S.C. § 2410. “Section 2410(a) only waives sovereign immunity and does not create a basis for federal subject matter jurisdiction.” Hussain v. Bos. Old Colony Ins. Co., 311 F.3d 623, 635 (5th Cir. 2002). Plaintiff therefore cannot establish subject

matter jurisdiction based on that provision. Plaintiff’s assertion that subject matter jurisdiction exists under § 1331 also appears to be misplaced. Plaintiff does not identify any federal laws that require interpretation for its claim, which is a state-law cause of action for breach of contract. (See Compl. ¶¶ 8-14.) And this case does not appear to be a rare instance

in which a breach-of-contract claim “necessarily raises a substantial and actually disputed federal question.” See Royal Canin U. S. A., Inc. v. Wullschleger, 604 U.S. 22, 26 (2025) (cleaned up). Plaintiff has failed to establish that subject matter jurisdiction exists, and the action should be dismissed sua sponte on that basis. See Nationstar Mortgage LLC v. Cervantes, No. 4:25-CV-96-ALM-BD, 2025 WL 1178585 (E.D. Tex. Apr. 16, 2025)

(recommending dismissal of similar allegations for lack of jurisdiction), accepted 2025 WL 1370810 (E.D. Tex. May 10, 2025). III. RULE 4(m) Fed. R. Civ. P.

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Related

Hussain v. Boston Old Colony Insurance
311 F.3d 623 (Fifth Circuit, 2002)
Singh v. Duane Morris LLP
538 F.3d 334 (Fifth Circuit, 2008)
Hagans v. Lavine
415 U.S. 528 (Supreme Court, 1974)
Kokkonen v. Guardian Life Insurance Co. of America
511 U.S. 375 (Supreme Court, 1994)
Giannakos v. Bravo Trader
762 F.2d 1295 (Fifth Circuit, 1985)
Freddie Lewis v. Public Safety & Corrections, et a
870 F.3d 365 (Fifth Circuit, 2017)
Royal Canin U. S. A. v. Wullschleger
604 U.S. 22 (Supreme Court, 2025)

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