Allstate Insurance Co. v. Town of Ville Platte

269 So. 2d 298
CourtLouisiana Court of Appeal
DecidedJanuary 25, 1973
Docket4006
StatusPublished
Cited by4 cases

This text of 269 So. 2d 298 (Allstate Insurance Co. v. Town of Ville Platte) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Allstate Insurance Co. v. Town of Ville Platte, 269 So. 2d 298 (La. Ct. App. 1973).

Opinion

269 So.2d 298 (1972)

ALLSTATE INSURANCE COMPANY, Plaintiff-Appellant,
v.
TOWN OF VILLE PLATTE et al., Defendants-Appellees.

No. 4006.

Court of Appeal of Louisiana, Third Circuit.

October 27, 1972.
Rehearing Denied December 6, 1972.
Writ Refused January 25, 1973.

*299 Davidson, Meaux, Onebane & Donohoe, by V. Farley Sonnier, Lafayette, for defendant-appellant.

Voorhies, Labbe, Fontenot, Leonard & McGlasson, by D. Mark Bienvenu, Lafayette, for defendant-appellee, Town of Ville Platte.

Lewis & Lewis, by Seth Lewis, Jr., Opelousas, for defendant-appellee, Aetna Casualty.

Frugé & Foret, by Jack C. Fruge, Ville Platte, for defendant-appellee, Fred Phillips.

Daniel J. McGee, Mamou, for defendant-appellee, Edwin Smith.

Preston N. Aucoin, Ville Platte, for defendant-appellee, Town of Ville Platte.

Before SAVOY, HOOD and MILLER, JJ.

HOOD, Judge.

This suit was instituted by Allstate Insurance Company, as the subrogee of its *300 insured, Aurelis Landreneau, to recover the amount which it had paid to Landreneau under a homeowners insurance policy, after the latter's newly constructed home was destroyed by explosion and fire. The defendants are: Fred Phillips (the general contractor who constructed the home); Aetna Casualty and Surety Company (the liability insurer of Phillips); Edwin "Chunk" Smith (the plumbing subcontractor); and the Town of Ville Platte, Louisiana.

The Town of Ville Platte filed a third party demand against Phillips, Aetna and Smith. Aetna filed a third party demand against Smith and the Town of Ville Platte.

Judgment was rendered by the trial court in favor of defendants, rejecting plaintiff's demands and dismissing this suit at its costs. The judgment also dismissed the third party demands of the Town of Ville Platte and Aetna. Plaintiff Allstate has appealed.

The questions presented are: (1) Was the loss or damage sustained by plaintiff or its insured caused by the negligence of any of the defendants? (2) Was Landreneau also negligent, and if so, is plaintiff barred from recovery by the contributory negligence of its insured? (3) Is contributory negligence available as a defense in a suit of this type?

We have decided to pretermit the question of whether the loss or damage was caused by the negligence of defendants, and to consider first whether plaintiff is barred from recovery by the contributory negligence of its insured, Landreneau.

In March, 1970, Landreneau engaged Phillips, a contractor, to construct a home for him in Ville Platte, Louisiana. A written contract was entered into, and Phillips subcontracted the plumbing work for the structure to Smith. On or about July 1, 1970, Phillips informed Landreneau that the construction of the house had been completed, and Landreneau thereupon paid Phillips $12,613.00, that being the full amount due under the contract. Shortly thereafter Phillips paid Smith the amount owed him for the plumbing work which had been done on the building. Phillips testified that a small amount of work remained to be done when the house was paid for. He was to install a peephole in the front door, and a meter loop and gas meter had to be installed connecting the house to the natural gas line. Phillips explained, however, that the plumber usually connects a newly constructed house to the gas line and tests the system before the house is occupied, and that he relied upon Smith to do that. He stated that Landreneau had informed him when the contract price was paid that he would not move into the house until a few weeks later.

Landreneau actually moved into the house on August 4, 1970, or about five weeks after the contract price had been paid. Shortly before he moved, he contacted the Town of Ville Platte and requested that gas service be supplied to the house. Three employees of the gas department of the town thereupon went to this newly constructed home and installed the meter loop and meter, and connected the house to the main natural gas line. After doing so, they opened the valve and noticed immediately that the meter needle began to revolve rapidly, making a clicking sound, which indicated that there was a large gas leak in the house. The house was unoccupied and locked at that time, so the town gas department employees merely turned the valve off and reported the leak to their superior. None of the gas department employees informed Landreneau of what had been done or that a leak was suspected.

While Landreneau, with the aid of members of his family and some friends, was engaged in moving into the house on August 4, he decided to make some coffee, and he discovered then that the gas was not turned on. He thereupon borrowed a wrench from one of his helpers, and proceeded to turn on the gas valve at or near *301 the meter. When he did so he and one of his helpers, Houston Ardoin, noticed that the needle on the meter began revolving rapidly, indicating to both of them that large quantities of gas were flowing into the house. They discussed that unusual circumstance, and Ardoin suggested that it was probably due to the gas filling up the pipes in the house. Landreneau, apparently accepting that explanation, allowed the valve to remain open.

Landreneau re-entered the house, turned on the hot water heater and stove, lit some pilot lights and made some coffee. A little more than an hour later Landreneau smelled the odor of gas in the house, and he concluded that there was a gas leak. He then proceeded to search for the gas leak by placing lighted matches near several gas connections in the house. After placing lighted matches near the gas connections to several appliances without discovering a leak, he then proceeded to the closet which housed the central heating system for the house. While placing a lighted match near the gas connections to this central heating unit, the house exploded and burned to the extent that it was a total loss. Landreneau received personal injuries as a result of that explosion and fire, but he settled his claim for damages for those injuries prior to the trial of this suit.

An investigation made after the explosion and fire revealed that the gas had escaped from an uncapped one-half inch "T" connection in the attic of the house. Gas had flowed freely through that one-half inch opening from the time the valve had been turned on by Landreneau until the time of the explosion. The evidence shows that enough gas flowed through that opening during that period of about an hour and a half to have heated the entire house for six months. The bulk of the gas had been trapped in the attic, and it had begun to seep down into the closet where the central heating unit was located shortly before Landreneau ignited it with a match.

Landreneau was familiar with gas meters and with gas leaks in buildings. He had been employed for several years by Chicot State Park as cabin custodian, and in that capacity he often had turned on valves allowing gas to flow into cabins, and he had checked for gas leaks in the cabins by using lighted matches. He explained that in making such a test a flame from one to four inches high appears where the gas is escaping, and that the flame enables him to locate and to repair the leak.

Landreneau concedes that he saw the gas meter needle revolve rapidly when he turned the gas valve on at his new home, and that he knew that large quantities of gas were flowing into the house. Despite this observation and this knowledge, he allowed the valve to remain open.

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Related

Wallace v. Pan American Fire & Cas. Co.
352 So. 2d 1048 (Louisiana Court of Appeal, 1978)
Reggio v. Louisiana Gas Service Co.
333 So. 2d 395 (Louisiana Court of Appeal, 1976)
Allstate Insuranve Co. v. Town of Ville Platte
271 So. 2d 534 (Supreme Court of Louisiana, 1973)

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Bluebook (online)
269 So. 2d 298, Counsel Stack Legal Research, https://law.counselstack.com/opinion/allstate-insurance-co-v-town-of-ville-platte-lactapp-1973.