ALLEN v. LIBERTY MUTUAL FIRE INSURANCE

CourtDistrict Court, D. New Jersey
DecidedJanuary 15, 2025
Docket1:24-cv-07152
StatusUnknown

This text of ALLEN v. LIBERTY MUTUAL FIRE INSURANCE (ALLEN v. LIBERTY MUTUAL FIRE INSURANCE) is published on Counsel Stack Legal Research, covering District Court, D. New Jersey primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
ALLEN v. LIBERTY MUTUAL FIRE INSURANCE, (D.N.J. 2025).

Opinion

[ECF No. 20]

THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF NEW JERSEY CAMDEN VICINAGE

JAMAL ALLEN,

Plaintiff,

v. Civil No. 24-7152 (EAP)

LIBERTY MUTUAL FIRE INSURANCE COMPANY,

Defendant.

MEMORANDUM OPINION

This matter comes before the Court on Plaintiff Jamal Allen’s (“Plaintiff”) September 27, 2024 Motion for Leave to File an Amended Complaint to add nonparty Olivia Stifel as a defendant. ECF No. 20 (“Pl.’s Motion). Plaintiff’s Motion is unopposed. For the following reasons, Plaintiff’s Motion is DENIED WITHOUT PREJUDICE. FACTUAL BACKGROUND This case stems from a motor vehicle accident that occurred on or about August 12, 2023. Plaintiff Jamal Allen was a passenger in a Lyft vehicle that collided with third-party tortfeasor Olivia Stifel. ECF No. 20, Certification of Christopher J. Green (“Green Certif.) ¶¶ 1, 3. At the time of the accident, Stifel1 was insured with a policy of liability insurance of $50,000 by State Farm Insurance. Id. ¶ 7. Because Stifel’s insurance was “inadequate to fully compensate Plaintiff

1 Stifel and Plaintiff are residents of Pennsylvania. Green Certif. ¶¶ 2, 6. for the injuries sustained,” Plaintiff looked to his own underinsured motor vehicle coverage with Defendant Liberty Mutual Fire Insurance Company. Id. ¶ 4. When Plaintiff filed this lawsuit, he did not bring claims against Stifel because Plaintiff was in settlement negotiations with State Farm and “was hopeful that the matter would resolve.”

Id. ¶ 9. Unfortunately, settlement efforts were unsuccessful. Id. ¶ 10. On September 12, 2024, Plaintiff informed the Court that he “intend[ed] to file suit against Ms. Stifel” but stipulated that because Stifel was a Pennsylvania resident, “New Jersey has no jurisdiction over her and joinder is not feasible.” ECF No. 16, Pl.’s First Ltr. Plaintiff then stated his intention to file an action in state court and requested that the Court dismiss his claim without prejudice or stay the proceedings “pending the outcome of the case against Ms. Stifel.” Id. On September 16, 2024, the Court issued an Order instructing Plaintiff that if he sought to dismiss the matter or stay proceedings, he should file an appropriate proposed order. ECF No. 18, Order. On September 27, 2024, Plaintiff sent a letter to the Court stating that “[u]pon further

review of this matter, Plaintiff believes that Stifel may be properly joined into this case under the Court’s supplemental jurisdiction.” ECF No. 19, Pl.’s Second Ltr. Plaintiff then filed the present motion. Pl.’s Motion. In his motion, Plaintiff states that he “does not dispute that the addition of Defendant Stifel destroys complete diversity.” Pl.’s Motion at 9.2 Plaintiff, however, argues that because Stifel was not “an indispensable party at the time of Plaintiff’s filing,” joining her now “would not be inconsistent with the jurisdictional requirements, and intent, of 28 U.S.C. § 1332.” Id. at 9-10.

2 The Court cites to the page numbers generated by ECF because Plaintiff’s filing does not contain internal pagination. DISCUSSION “Federal courts are courts of limited jurisdiction.” Philip v. Atl. City Med. Ctr., 861 F. Supp. 2d 459, 466 (D.N.J. 2012) (quoting Zambelli Fireworks Mfg. Co. v. Wood, 592 F.3d 412, 418 (3d Cir. 2010). To adjudicate a claim, a federal court must “be certain that there is a basis for

[its] authority to hear each suit before proceeding to the merits.” Peace Church Risk Retention Grp. v. Johnson Controls Fire Prot. LP, 49 F.4th 866, 869-70 (3d Cir. 2022) (citing Zambelli Fireworks, 592 F.3d at 418). Under 28 U.S.C. § 1332(a), federal courts can have jurisdiction over a claim based on diversity if the amount in controversy exceeds $75,000 and there is complete diversity between the parties. Zambelli Fireworks, 592 F.3d at 419. The analysis of whether a federal court has jurisdiction over a claim or a party “depends upon the state of things at the time of the action brought.” Grupo Dataflux v. Atlas Global Grp., L.P., 541 U.S. 567, 570 (2004). Questions regarding whether subject matter jurisdiction exists over a claim “premised upon diversity of citizenship” is measured “against the state of facts that existed at the time of filing.” Id. at 571.

When a federal court lacks an independent basis to exercise subject matter jurisdiction over a claim, Congress has provided that federal courts can exercise supplemental jurisdiction over such claims if they “are so related to claims within the court’s jurisdiction that they form part of the same case or controversy under Article III of the United States Constitution.” HB Gen. Corp. v. Manchester Partners, L.P., 95 F.3d 1185, 1197 (3d Cir. 1996) (internal quotations omitted); see also Lyon v. Whisman, 45 F.3d 758, 759-60 (3d Cir. 1995) (“Congress has authorized district courts to exercise jurisdiction supplemental to their federal question jurisdiction in 28 U.S.C. § 1367 . . . .). Nonetheless, supplemental jurisdiction does not exist “over certain pendent state-law

claims where original jurisdiction is based on diversity rather than a federal question.” De Asencio v. Tyson Foods, Inc., 342 F.3d 301, 308 n.11 (3d Cir. 2003). 28 U.S.C. § 1367(b) states in relevant part: In any civil action of which the district courts have original jurisdiction founded solely on section 1332 of this title, the district courts shall not have supplemental jurisdiction under subsection (a) over claims by plaintiffs against persons made parties under Rule 14, 19, 20, or 24 of the Federal Rules of Civil Procedure . . . when exercising supplemental jurisdiction over such claims would be inconsistent with the jurisdictional requirements of section 1332.

28 U.S.C. § 1367(b). Notably, § 1367(b) “explicitly excludes supplemental jurisdiction over claims against defendants joined under Rule 20.”3 Exxon Mobil Corp. v. Allapattah Servs., Inc., 545 U.S. 546, 560 (2005).4 Indeed, “parties that are joined under Rules 19 or 20 . . . must independently satisfy the basic jurisdictional requirements for diversity cases . . . .” 13A Charles A. Wright & Arthur R. Miller, Federal Practice & Procedure § 3608 (3d ed. June 2024 update) (footnotes omitted). “This limitation on supplemental jurisdiction is thought to be necessary in order to prevent diversity jurisdiction from being artificially created by utilizing Rule 19 or Rule

3 Federal Rule of Civil Procedure 20 governs the permissive joinder of parties to a claim, allowing plaintiffs to join multiple defendants in a single proceeding. Burns v. Boston Sci. Corp., No.

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ALLEN v. LIBERTY MUTUAL FIRE INSURANCE, Counsel Stack Legal Research, https://law.counselstack.com/opinion/allen-v-liberty-mutual-fire-insurance-njd-2025.