Alfredo Miguel Couturier, Jorge Miguel Couturier and Jorge Miguel Bojalil v. Texas State Bank

CourtCourt of Appeals of Texas
DecidedAugust 18, 2005
Docket13-03-00013-CV
StatusPublished

This text of Alfredo Miguel Couturier, Jorge Miguel Couturier and Jorge Miguel Bojalil v. Texas State Bank (Alfredo Miguel Couturier, Jorge Miguel Couturier and Jorge Miguel Bojalil v. Texas State Bank) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

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Alfredo Miguel Couturier, Jorge Miguel Couturier and Jorge Miguel Bojalil v. Texas State Bank, (Tex. Ct. App. 2005).

Opinion

                             NUMBER 13-03-00013-CV

                         COURT OF APPEALS

                     THIRTEENTH DISTRICT OF TEXAS

                         CORPUS CHRISTI B EDINBURG

ALFREDO MIGUEL COUTURIER,

JORGE MIGUEL COUTURIER, AND

JORGE MIGUEL BOJALIL,                                                            Appellants,

                                                             v.

TEXAS STATE BANK,                                                                       Appellee.

     On appeal from the 93rd District Court of Hidalgo County, Texas.

                       MEMORANDUM OPINION

                Before Justices Hinojosa, Yañez, and Castillo

                         Memorandum Opinion by Justice Hinojosa


Appellee, Texas State Bank (ATSB@), brought suit against appellants, Alfredo Miguel Couturier, Jorge Miguel Couturier, and Jorge Miguel Bojalil, to collect on three promissory notes and corresponding guaranties.  The parties settled one note and corresponding guaranty, and TSB filed a motion for summary judgment for the two remaining notes and corresponding guaranties.  The trial court granted the motion, and this appeal ensued.  In three issues, appellants contend the trial court erred in granting TSB=s motion for summary judgment and in denying their motion for continuance of the summary judgment hearing.  We affirm.

Because the issues of law presented by this case are well settled and the parties are familiar with the facts, we will not recite the law and facts in this opinion except as necessary to advise the parties of the Court=s decision and the basic reasons for it.  See Tex. R. App. P. 47.4.

A.  Sufficiency of the Evidence

In their first issue, appellants contend there is insufficient evidence to support the trial court=s order granting TSB=s traditional motion for summary judgment.  Specifically, appellants assert that TSB failed to (1) establish that it is the holder and owner of the notes, and (2) provide the court with a copy of the notes in an appropriate form.

The standard of review for a traditional motion for summary judgment  is well settled.  See Am. Tobacco Co. v. Grinnell, 951 S.W.2d 420, 425 (Tex. 1997); Nixon v. Mr. Prop. Mgmt. Co., 690 S.W.2d 546, 548-49 (Tex. 1985); Alejandro v. Bell, 84 S.W.3d 383, 390 (Tex. App.BCorpus Christi 2002, no pet.).


To collect on a promissory note, the holder or payee need only establish that (1) there is a note, (2) it is the legal owner and holder of the note, (3) the defendant is the maker of the note, and (4) a certain balance is due and owing on the note.  See Blankenship v. Robins, 899 S.W.2d 236, 238 (Tex. App.BHouston [14th Dist.] 1994, no writ); Resolution Trust Corp. v. Thurlow, 820 S.W.2d 51, 52 (Tex. App.BSan Antonio 1991, no writ).  Thus, TSB was required to prove by summary judgment evidence that it is the present legal owner and holder of the note sued upon.  See Blankenship, 899 S.W.2d at 238; Schindler v. AG Aero Distrib., Inc., 502 S.W.2d 581, 585 (Tex. Civ. App.BCorpus Christi 1973, no writ).

In support of its motion for summary judgment, TSB attached the following summary judgment evidence: (1) a business-records affidavit from TSB Executive Vice-President Robert Norman; (2) copies of the promissory notes at issue; and (3) copies of their corresponding guaranties.  In the affidavit, Norman states that the notes and guaranties evidenced by the copies attached are Anow held by [TSB].@ 

The promissory notes show that appellants signed one note with First State Bank & Trust (AFSB@) and the second note with Border Bank (ABB@).  In the affidavit, Norman states that through merger, TSB succeeded to all rights, title, and interest of both FSB and BB.  Appellants argue that TSB was required to present proof that FSB and BB transferred the notes to TSB.  However, when a merger takes effect, all rights, title, and interest to all property vests in the surviving entity Awithout further act or deed, and without any transfer or assignment having occurred.@  Tex. Bus. Corp. Act Ann. art. 5.06 ' A(2) (Vernon Supp. 2004-05).  Appellants do not challenge the statements in Norman=s affidavit regarding the merger, nor do they present any controverting evidence.  We conclude that the summary judgment evidence is sufficient to show that title vested in TSB and no additional evidence is necessary.


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