Ajjahnon v. Amerilife of North Carolina, LLC

District Court, M.D. Florida·Decided November 7, 2024·No. 6:22-cv-00329·Unknown

Opinion

UNITED STATES DISTRICT COURT MIDDLE DISTRICT OF FLORIDA ORLANDO DIVISION

ZOE AJJAHNON,

Plaintiff,

v. Case No: 6:22-cv-329-JSS-LHP

AMERILIFE OF NORTH CAROLINA, LLC,

Defendant. ___________________________________/ ORDER Plaintiff, Zoe Ajjahnon, proceeding pro se, has sued Defendant, Amerilife of North Carolina, LLC, under the Racketeer Influenced and Corrupt Organizations (RICO) Act, 18 U.S.C. §§ 1961–1968. (Dkt. 11.) Defendant now moves for summary judgment on all claims. (See Dkts. 85 & 93.) Plaintiff opposes Defendant’s motion, (see Dkts. 86 & 95), and moves for modification of the case management and scheduling order, (see Dkts. 96 & 98), and for a bench trial, (see Dkt. 99). Defendant opposes the motion for modification, (see Dkt. 97), but does not oppose the motion for a bench trial, (see Dkt. 99 at 1). For the reasons outlined below, the court grants Defendant’s motion for summary judgment, denies Plaintiff’s motion for modification, and denies as moot Plaintiff’s motion for a bench trial. BACKGROUND Plaintiff is a former insurance agent who worked for non-party Amerilife of Central Florida, LLC, in the autumn of 2021. (Dkt. 82-1 at 31, 64–65, 88.) Defendant and Amerilife of Central Florida are among several regional insurance agency subsidiaries of AL Amerilife, LLC. (Dkt. 84-1 ¶ 8.) As a condition of her employment

with Amerilife of Central Florida, Plaintiff executed a contract whereby she agreed to obtain errors and omissions (E&O) insurance from Amerilife and to pay back costs, fees, and advances that Amerilife made on her behalf. (Dkt. 82-1 at 52, 70; Dkt. 83-1 at 5–26, 40–42.) Pursuant to the contract, Amerilife of Central Florida advanced Plaintiff $350 for mandatory training and provided her with office space and an iPad

that it expected her to pay for through her commissions. (Dkt. 82-1 at 80, 84–85.) Plaintiff did not generate any business during her first two months working for Amerilife of Central Florida, and she elected to take a leave of absence in December 2021. (See id. at 112–13, 495.) Amerilife of Central Florida terminated her and sent her a letter on December 15, 2021, demanding payment of $500 in contractually based

fees. (Id. at 212; Dkt. 84-1 at 7–9.) Neither Amerilife of Central Florida nor Defendant collected this debt or reported, or threatened to report, it to any credit agency, collection agency, or insurance reporting agency. (Dkt. 82-1 at 135, 238–39; Dkt. 83- 1 ¶¶ 17–18; Dkt. 84-1 ¶¶ 19–20.)

Plaintiff initiated this action against Defendant on February 11, 2022. (Dkt. 1.) After two pleading amendments, (see Dkts. 7 & 11), the operative complaint brings several counts under the RICO Act, mainly under the theory that the December 15 letter was an extortionate attempt to collect an unlawful debt, (see Dkt. 11). Throughout this action, Plaintiff’s claims have been solely against Defendant, not Amerilife of Central Florida or any other Amerilife affiliate. (Id. at 1, 4 (¶ 6); see also Dkts. 1 & 7.) On May 12, 2023, Defendant answered the operative complaint denying Plaintiff’s allegations and raising various affirmative defenses, including that the

complaint failed to state a RICO claim and that Defendant was not a party to the contract giving rise to Plaintiff’s claims. (See Dkt. 22.) On June 1, 2023, the court issued the case management and scheduling order in this case. (Dkt. 34.) That order set a discovery deadline of May 31, 2024, and a deadline for dispositive motions, such as motions for summary judgment, of July 2,

2024. (Id. at 1.) These deadlines were not extended. (See Dkt. 58 (an order denying without prejudice a motion to extend the discovery deadline).) On June 22, 2023, Plaintiff filed a motion seeking summary judgment as to Defendant’s affirmative defenses. (Dkt. 38.) On March 5, 2024, the court granted Plaintiff’s motion in part

and denied it in part. (Dkt. 45.) Plaintiff did not move for summary judgment again before the July 2, 2024 deadline. Defendant timely filed the instant motion for summary judgment on that date. (Dkt. 85.) Plaintiff filed her motion for modification on August 21, 2024. (Dkt. 96.) APPLICABLE STANDARDS

On a motion for summary judgment, a district court views “all facts and reasonable inferences in the light most favorable to the nonmoving party.” Wesson v. Huntsman Corp., 206 F.3d 1150, 1152 (11th Cir. 2000). “The court shall grant summary judgment if the movant shows that there is no genuine dispute as to any material fact and the movant is entitled to judgment as a matter of law.” Fed. R. Civ. P. 56(a). A factual dispute is “genuine” only if “a reasonable jury could return a verdict for the nonmoving party.” Anderson v. Liberty Lobby, Inc., 477 U.S. 242, 248 (1986). A fact is “material” if it “might affect the outcome of the suit under the governing law.” Id.

The movant “bears the initial responsibility of informing the district court of the basis for its motion” and “identifying those portions” of the record that “it believes demonstrate the absence of a genuine issue of material fact.” Celotex Corp. v. Catrett, 477 U.S. 317, 323 (1986). If the movant demonstrates the absence of a genuine issue

of material fact, “[t]he burden . . . shifts to the non[]moving party” to “go beyond the pleadings” and “present affirmative evidence to show that a genuine issue of material fact exists.” Porter v. Ray, 461 F.3d 1315, 1320 (11th Cir. 2006). To satisfy its burden, the nonmoving party “must do more than simply show that there is some metaphysical doubt as to the material facts.” Matsushita Elec. Indus. Co. v. Zenith Radio Corp., 475

U.S. 574, 586 (1986). In resolving the motion for summary judgment, the district court must consider the materials in the record to which the parties cite, but it does not need to consider any other materials in the record. Fed. R. Civ. P. 56(c)(3) (“The court need consider only the cited materials . . . .”); see HRCC, Ltd. v. Hard Rock Cafe Int’l (USA), Inc., 703 F. App’x 814, 817 (11th Cir. 2017) (“This rule was implemented so

that a court may decide a motion for summary judgment without undertaking an independent search of the record.” (quotation omitted)). “District courts have ‘unquestionable’ authority to control their own dockets.” Smith v. Psychiatric Sols., Inc., 750 F.3d 1253, 1262 (11th Cir. 2014) (quoting Canada v. Mathews, 449 F.2d 253, 255 (5th Cir. 1971)). “This authority includes ‘broad discretion in deciding how best to manage the cases before them.’” Id. (quoting Chudasama v. Mazda Motor Corp., 123 F.3d 1353, 1366 (11th Cir. 1997)). Accordingly, courts have “broad discretion over the management of pre[]trial activities, including discovery and

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