Abbas Yazdchi v. San Antonio Credit Union

CourtCourt of Appeals of Texas
DecidedFebruary 19, 2009
Docket01-07-00189-CV
StatusPublished

This text of Abbas Yazdchi v. San Antonio Credit Union (Abbas Yazdchi v. San Antonio Credit Union) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Abbas Yazdchi v. San Antonio Credit Union, (Tex. Ct. App. 2009).

Opinion

Opinion issued February 19, 2009







In The

Court of Appeals

For The

First District of Texas





NO. 01-07-00189-CV





ABBAS YAZDCHI, HABIBOLLAH YAZDCHI, AND AHMAD YAZDCHI Appellants


V.


SAN ANTONIO FEDERAL CREDIT UNION AND JEFF FARVER, Appellees





On Appeal from the 281st District Court

Harris County, Texas

Trial Court Cause No. 2004-20780





MEMORANDUM OPINION

          Appellants, Abbas Yazdchi (“Abbas”), Habibollah Yazdchi (“Habibollah”), and Ahmad Habibollah (“Ahmad”), challenge the trial court’s rendition of summary judgment in favor of appellees, San Antonio Federal Credit Union and Jeff Farver (collectively, “SACU”), in appellants’ suit to recover funds transferred to SACU by a court-appointed receiver.

          In their sole issue, appellants contend that the trial court erred by granting summary judgment in favor of SACU.

          We affirm.

Background

          The factual background in this case has already been fully presented by this court in Habibollah Yazdchi, Abbas Yazdchi, and Ahmad Yazdchi v. Bank One, Texas, N.A. and Chase Bank, Texas, N.A., 177 S.W.3d 399, 400–03 (Tex. App.—Houston [1st Dist.] 2005, pet. denied).

          Pertinent to the issue in this case is that, in 1999, the State of Texas sued Ali Yazchi (“Ali”), who is the son of appellant Habibollah and the brother of appellants Abbas and Ahmad, for violations of the Texas Deceptive Trade Practices–Consumer Protection Act (“the Ali action”). According to the State’s suit, Ali bilked consumers and insurance companies out of over $2,000,000 through the use of 63 aliases—including the use of several social security numbers, driver’s license numbers, and dates of birth. Among the aliases Ali used were names of his family members, Habibollah, Abbas, and Ahmad, who are appellants in this case.

          In the Ali action, the trial court ordered several banks across the state “holding money in the name of and/or benefit of [Ali]” to freeze funds “belonging to or owned by, in the possession of custody of, standing in the name of, or claimed by [Ali] or any of [Ali’s] aliases.” The trial court appointed a receiver to take possession of funds in 24 accounts at 18 financial institutions and to distribute the funds as restitution to injured parties.

          One such injured party was SACU, which had, three weeks prior to the Ali action, loaned Ali $36,900.00. The receiver entered into a settlement agreement with SACU and issued a trustee’s check to SACU to pay the loan in full.

          In 2001, appellants sued the State, the receiver, Bank One and Chase Bank, alleging conversion, negligence, and violations of the Texas Deceptive Trade Practices Act, asserting that the banks had improperly frozen and turned over to the receiver money that belonged to appellants. Appellants asserted that they, and not Ali, were the true owners of the funds. Summary judgment was rendered in favor of the defendants.  

          On appeal, appellants argued, in part, that their “rights to the funds on deposit were never adjudicated in the Ali action because they were neither parties nor privies to the Ali action, and therefore no order entered in that case could affect their legal rights”; that the banks “misinterpreted the orders entered in the Ali action as applying to funds held in accounts under their names”; and that “the Banks unlawfully transferred assets standing in their names without regard to whether Ali actually owned or was in possession of those assets.” Bank One, Texas, N.A., 177 S.W.3d at 404.

          This court affirmed the trial court’s summary judgment, based on statutory protections found in Texas Civil Practice and Remedies Code section 31.010 and Texas Finance Code 59.008. See id. at 408. We concluded that sections 31.010 and 59.008 are intended to encourage banks to comply with turnover orders by protecting them from liability, even when there may be competing claims. See id. at 406–07.

          We also recognized that “the orders entered in the Ali action did not adjudicate the appellants’ ownership rights to the funds transferred by the Banks to the receiver.” Id. at 408. We reasoned, however, that “while Ali and appellants were not named joint account holders, the court in the Ali action necessarily found that the funds in ‘appellants’ accounts’ were actually in Ali’s possession or subject to Ali’s control” and that appellants could be “characterized as ‘co-depositors.’” Id. at 407. We noted that appellants did not show that they took any action, other than the filing of suit two years later, to prevent the banks from complying with the trial court’s order. Id.

          On April 23, 2004, appellants sued SACU, seeking to recover $38,606.36 that the receiver paid to SACU to satisfy Ali’s loan. Appellants alleged conversion, negligence, fraud, and unjust enrichment on the ground that SACU “converted” appellants’ funds for the payment of Ali’s debt; that SACU should have known that the funds belonged to appellants, and not to Ali; and that SACU made a fraudulent demand on the receiver.

           SACU moved for summary judgment on the basis that “law of the case” doctrine barred appellants’ claims. SACU contended that appellants

have asserted that the monies paid by [the receiver] to [SACU] belonged to [appellants] since it came from accounts at [Bank One, Chase, etc.] which they allege was [sic] improperly seized. However, the Court of Appeals has affirmed that the funds seized by the receiver were that [sic] of Ali Yazdchi. Therefore, under the Law of the Case Doctrine, if the funds of the three financial institutions were properly taken as belonging to Ali Yazdchi, their subsequent payment by the receiver to [SACU] in payment of Mr. Yazdchi’s debt could not be wrongful as to these [appellants] since, the funds did not belong to these [appellants].

To their motion, SACU appended a copy of this court’s decision in Bank One, Texas, N.A., 177 S.W.3d 399.  

          

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Abbas Yazdchi v. San Antonio Credit Union, Counsel Stack Legal Research, https://law.counselstack.com/opinion/abbas-yazdchi-v-san-antonio-credit-union-texapp-2009.