&198tna Life Ins. Co. v. Graham

279 S.W. 923
CourtCourt of Appeals of Texas
DecidedDecember 24, 1925
DocketNo. 293.
StatusPublished
Cited by6 cases

This text of 279 S.W. 923 (&198tna Life Ins. Co. v. Graham) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
&198tna Life Ins. Co. v. Graham, 279 S.W. 923 (Tex. Ct. App. 1925).

Opinion

STANFORD, J.

Artie Graham was the daughter of Kate Graham and husband, Jesse Graham. Artie Graham was employed for about 2 years prior to May 1, 1922, by the Thomsen Company in the manufacture of shoe polish. Artie Graham died January 31, 1924, of tuberculosis, claimed to have been caused or superinduced while in the employment of the Thomsen Company by inhaling poisonous gases, fumes, and powders' arising .from the chemicals used in manufacturing said shoe polish. Artie Graham filed -her claim for compensation with the Industrial Accident Board for said injury on January 9, 1924. Thereafter, February 26, 1924, after the death of Artie Graham on January 31, 1924, Mrs. Kate Graham, mother of Artie Graham, filed claim with the Industrial Accident Board, which was acted upon by the board March 27, 1924. On April 15, 1924, notice was given by Kate Graham, by registered mail, that she would not abide the decision of the board. On May 5, 1924, Kate Graham filed this suit, but by mistake in her petition she was designated “Carrie Graham.” On June 8, 1924, appellant filed its original answer, consisting of a plea to the jurisdiction of the court and certain pleas in bar, etc. On or about January 31, 1925, Mrs. Kate Graham died, and thereafter on May 7, 1925, Jesse Graham, husband of Kate Graham, deceased, and Mary Kate Beaty, joined by her husband, J. T. Beaty, Fred Graham, Lewis Graham, and Albert Graham, brothers and sister of Artie, and children of Kate and Jesse Graham, filed in said cause what is designated as plaintiffs’ second amended petition, in which they alleged, among other things, that the Thomson Company was a subscriber under the Employers’ Liability Act, and carried insurance for their employes with appellant, the ¿Etna Life Insurance Company; that Artie Graham sustained, in the course of her employment by the Thomsen Company, an injury which so affected her constitution and health as to render her incapable of performing any manual labor, and from which she finally died, and they sought judgment for compensation under the Employers’ Liability Act for the sum of $9 per week for 366 weeks.

In answer to special issues the jury found: (1) That in the course of her em *924 ployment with, the Thomsen Company Artie Graham received ■ a personal injury; (2) that the death of Artie Graham naturally resulted from said injury; (3) that Artie Graham received said injury February 1, 1922; (4) that Artie Graham had good cause, under all the facts and circumstances in this case, for her failure to give notice of her injury to the Thomsen Company within 30 days after the happening thereof; (5) that the failure on the part of Artie Graham to give notice or make claim for compensation did not in any way injure' the ¿Etna Life Insurance Company; (6) that the average weekly wages of Artie Graham at the time she received said personal injury was $9.61 %; ' (7) that Artie Graham had good cause, under all the facts and circumstances in this case, for her failure to make claim for compensation within 6 months after the happening thereof. On said special findings the court entered judgment for ap-pellees.

Opinion.

Appellant, by several assignments and propositions thereunder, contends, in effect, that appellees failed to allege or prove a cause of action and that the trial court erred in refusing to instruct a verdict for appellant; and, as a basis for such contention, contends that the amendment of the Employers’ Liability Act of 1923 (Acts 1923, c. 177) has no application to this case, and that, as the amendment of 1917 (Vernon’s Ann. Civ. St. Supp. 1918, art. 5246—1 et seq.) requires that relatives, such as appellees in this case, to be entitled to be beneficiaries, must have been dependent upon the deceased assured, and that, as the evidence failed to show that any one of appellees was dependent upon Artie Graham, appellees, therefore, failed to show any right of recovery. ThTe amendment of 1923 became effective in June, 1923, and provides:

“Sec. 8a. The compensation provided for in the foregoing- section of this law shall be for the sole and exclusive benefit of the surviving husband who has not for good cause and for a period of three years prior thereto, abandoned his wife at the time of the injury, and of the wife who has not at the time of the injury without good cause and for d period of three years prior thereto, abandoned' her husband, and of the minor children, parents and stepmother, without regard to the question of dependency, dependent grandparents, dependent children and dependent brothers and sisters of the deceased employe.” Section 8a of article 8306, Revised Statutes 1925.

If this act were applicable to the facts of this case, and under the terms of the policy became a part of the insurance contract in force at the time Artie Graham received her injury, then Jesse Graham, the father of Artie Graham, provided appellant’s othei contentions were overruled, would be entitled to recover as beneficiary, regardless of the question of dependency. Artie Graham was not in the service of the Thomsen Company after Hay 1, 1922. Her injury occurred some time during the 2-year period immediately preceding May 1, 1922. The jury fixed the date of her injury as February 1, 1922. Her rights to compensation were fixed by the insurance contract held by the Thom-sen Company for the benefit of their em-ploySs at the date of her. injury and the law in effect at the time said policy was issued and all amendments thereof that became effective while said policy was in force, all of which was a part of said contract, and, if she had continued to live, we do not think her rights to compensation could have been enlarged or diminished by the subsequent enactment which became effective in June, 1923, since the policy in force at the time she was injured expired on March 2, 1922, and so .the act of 1923 could not become a part of said contract. If the injury had resulted in her death at any time prior to the time the 1923 amendment took effect, then clearly appellees herein could not have been beneficiaries; they not being dependent upon her. We think the rights of Artie Graham, and all parties who might claim to be her beneficiaries, were fixed by the terms of the insurance contract that was in effect at the time of her injury. The policy in force at the time she was injured became effective March 2, 1921, and by its terms expired March 2, 1922, and said policy contained the following provision:

“Texas Compensation Law — Policy No. C —O. 0545235. The obligations of paragraph 1 (A) of the policy to which this indorsement is attached are the obligations of the company and include such Workmen’s Compensation Laws as are herein cited and described and none other, namely, chapter 179, Laws of 1913, as amended by chapter 103, Laws of 1917, state of Texas, and all laws amendatory thereof which may be or become effective while this policy is in force." (Italics ours.)

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Bluebook (online)
279 S.W. 923, Counsel Stack Legal Research, https://law.counselstack.com/opinion/198tna-life-ins-co-v-graham-texapp-1925.