12 CFR § 157.14

12 CFR · Banks and Banking

§ 157.14 — What interest rate may I pay on accounts?

12 CFR § 157.14

TitleTitle 12: Banks and Banking PartPart 157: Deposits

SourceeCFR (current through Apr 10, 2026)

This text of 12 C.F.R. § 157.14 (What interest rate may I pay on accounts?) is published on Counsel Stack Legal Research, covering United States primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

12 C.F.R. § 157.14 (2026).

Text

§ 157.14 What interest rate may I pay on accounts?

(a)You may pay interest at any rate or anticipated rate of return on accounts, either in deposit or in share form, as provided in your charter and the account's terms.

(b)You may pay fixed or variable rates. If you pay a variable rate, you must base it on a schedule, index, or formula that you specify in the account's terms.

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