§ 26-13-121 — Illegal dealing in premiums; excess charges for insurance

(a) No person shall willfully collect any sum as premium
or charge for insurance:
(i) If the insurance is not then provided or is not
in due course to be provided, subject to the insurer's
acceptance of the risk, by an insurance policy issued by the
insurer as authorized by this code;
(ii) In excess of the premium or charge applicable to
the insurance, and as specified in the policy, in accordance
with the applicable classifications and rates as filed with and
approved by the commissioner; or
(iii) In cases where classifications, premiums or
rates are not required by this code to be filed and approved, in
excess of those specified in the policy and as fixed by the
insurer.
(b) Subsection (a) of this section does not prohibit the
charging and collection by surplus lines brokers licensed under
chapter 11 of this code of the amount of applicable state and
federal taxes, examination fee and nominal service charge to
cover communication expenses, in addition to the premium
required by the insurer. Nor does it prohibit the charging and
collection by a life insurer of amounts actually to be expended
for medical examination of an applicant for life insurance or
for reinstatement of a life insurance policy.
(c) Each violation of this section is punishable under
W.S. 26-1-107.