West Virginia Statutes

§ 47-24-2 — Statement of purpose

West Virginia·Ch. 47 REGULATION OF TRADE·Art. 24 THE REVERSE MORTGAGE ENABLING ACT
It is the intent of this legislation that elderly homeowners be permitted to meet their financial needs by accessing the equity in their homes through a reverse mortgage. The Legislature recognizes that many restrictions and requirements that exist to govern traditional mortgage transactions are inapplicable in the context of reverse mortgages. In order to foster reverse mortgage transactions and better serve the elderly citizens of this state, the Legislature authorizes the making of reverse mortgages, and expressly relieves reverse mortgage lenders and borrowers from compliance with inappropriate requirements.

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Legislative History

1996 Reg. Sess., HB4855

Nearby Sections

15
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