West Virginia § 33-53-3 Certificate forms

West Virginia Statutes

§ 33-53-3 — Certificate forms

West Virginia § 33-53-3

Ch. 33Â INSURANCE

Art. 53CERTIFICATES OF INSURANCE

This text of West Virginia § 33-53-3 (Certificate forms) is published on Counsel Stack Legal Research, covering West Virginia primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

W. Va. Code § 33-53-3 (2026).

Text

(a)The Commissioner of Insurance shall prohibit the use of a certificate of insurance form if the form:

(1)Is unfair, misleading, or deceptive, or violates public policy; or

(2)Violates any law, including any rule promulgated by the commissioner.

(b)A certificate of insurance is not a policy of insurance and does not affirmatively or negatively amend, extend, or alter the coverage afforded by the policy to which the certificate of insurance makes reference. A certificate of insurance does not confer to any person new or additional rights beyond what the referenced policy of insurance expressly provides.

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(a) The Commissioner of Insurance shall prohibit the use of a certificate of insurance form if the form:

(1) Is unfair, misleading, or deceptive, or violates public policy; or

(2) Violates any law, including any rule promulgated by the commissioner.

(b) A certificate of insurance is not a policy of insurance and does not affirmatively or negatively amend, extend, or alter the coverage afforded by the policy to which the certificate of insurance makes reference. A certificate of insurance does not confer to any person new or additional rights beyond what the referenced policy of insurance expressly provides.