West Virginia § 33-13-33 Same -- Entire contract; statements in application; deemed representations

West Virginia Statutes

§ 33-13-33 — Same -- Entire contract; statements in application; deemed representations

West Virginia § 33-13-33

Ch. 33Â INSURANCE

Art. 13LIFE INSURANCE

This text of West Virginia § 33-13-33 (Same -- Entire contract; statements in application; deemed representations) is published on Counsel Stack Legal Research, covering West Virginia primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

W. Va. Code § 33-13-33 (2026).

Text

There shall be a provision in each industrial life insurance policy that the policy shall constitute the entire contract between the parties, or, if a copy of the application is endorsed upon or attached to the policy when issued, a provision that the policy and the application therefor shall constitute the entire contract. If the application is so made a part of the contract, the policy shall also provide that all statements made by the applicant in such application shall, in the absence of fraud, be deemed to be representations and not warranties.

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There shall be a provision in each industrial life insurance policy that the policy shall constitute the entire contract between the parties, or, if a copy of the application is endorsed upon or attached to the policy when issued, a provision that the policy and the application therefor shall constitute the entire contract. If the application is so made a part of the contract, the policy shall also provide that all statements made by the applicant in such application shall, in the absence of fraud, be deemed to be representations and not warranties.