Wisconsin § 632.825 Midterm termination of long-term care insurance policy by insured.

Wisconsin Statutes

§ 632.825 — Midterm termination of long-term care insurance policy by insured.

Wisconsin § 632.825

Ch. 632Insurance contracts in specific lines

Subch.subch. VI of ch. 632 SUBCHAPTER VI

DISABILITY INSURANCE

This text of Wisconsin § 632.825 (Midterm termination of long-term care insurance policy by insured.) is published on Counsel Stack Legal Research, covering Wisconsin primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Wis. Stat. § 632.825 (2026).

Text

825
825(1) (1) Permitted cancellation and refund.
825(1)(a) (a) No insurer that provides coverage under a long-term care insurance policy may prohibit the insured under the policy from canceling the policy before the expiration of the agreed term.
825(1)(b) (b) If an insured under a long-term care insurance policy cancels the policy before the expiration of the agreed term, the insurer shall issue a prorated premium refund to the insured.
825(1)(c) (c) If an insured under a long-term care insurance policy dies during the term of the policy, the insurer shall issue a prorated premium refund to the insured’s estate.
825(2) (2) Policy provision. Every long-term care insurance policy shall contain a provision that apprises the insured of the insured’s right to cancel an

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632.825
632.825(1) (1) Permitted cancellation and refund.
632.825(1)(a) (a) No insurer that provides coverage under a long-term care insurance policy may prohibit the insured under the policy from canceling the policy before the expiration of the agreed term.
632.825(1)(b) (b) If an insured under a long-term care insurance policy cancels the policy before the expiration of the agreed term, the insurer shall issue a prorated premium refund to the insured.
632.825(1)(c) (c) If an insured under a long-term care insurance policy dies during the term of the policy, the insurer shall issue a prorated premium refund to the insured’s estate.
632.825(2) (2) Policy provision. Every long-term care insurance policy shall contain a provision that apprises the insured of the insured’s right to cancel and the insurer’s premium refund responsibilities under sub. (1) .