Wisconsin Statutes
§ 425.307 — Limitation of action.
Wisconsin § 425.307
JurisdictionWisconsin
Ch. 425Consumer transactions — remedies and penalties
Subch.subch. III of ch. 425 SUBCHAPTER III
CUSTOMER’S REMEDIES
This text of Wisconsin § 425.307 (Limitation of action.) is published on Counsel Stack Legal Research, covering Wisconsin primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.
Bluebook
Wis. Stat. § 425.307 (2026).
Text
425.307
425.307(1) (1) Any action brought by a customer to enforce rights pursuant to chs. 421 to 427 shall be commenced within one year after the date of the last violation of chs. 421 to 427 , 2 years after consummation of the agreement or one year after last payment, whichever is later, except with respect to transactions pursuant to open-end credit plans which shall be commenced within 2 years after the date of the last violation; but no action may be commenced more than 6 years after the date of the last violation.
425.307(2) (2) Rights under chs. 421 to 427 may be asserted as a defense, setoff or counterclaim to an action against the customer without regard to this time limitation.
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Related
Kirk v. Credit Acceptance Corp.
2013 WI App 32 (Court of Appeals of Wisconsin, 2013)
Brunton v. NUVELL CREDIT CORP.
2010 WI 50 (Wisconsin Supreme Court, 2010)
Patzka v. Viterbo College
917 F. Supp. 654 (W.D. Wisconsin, 1996)
Mercado v. GE Money Bank
2009 WI App 73 (Court of Appeals of Wisconsin, 2009)
McDonough v. Westconsin Credit Union
97 F. Supp. 3d 1040 (W.D. Wisconsin, 2015)
Flowers, Angela v. Kia Motor Finance
(W.D. Wisconsin, 2023)
Landmark Credit Union v. Ralph W. Streuly
(Court of Appeals of Wisconsin, 2025)
Legislative History
425.307 History History: 1971 c. 239 ; 1979 c. 89 .
Nearby Sections
15
§ 425.101
Short title.§ 425.102
Scope.§ 425.1025
Definition.§ 425.105
Cure of default.§ 425.106
Exempt property.§ 425.107
Unconscionability.§ 425.108
Extortionate extensions of credit.§ 425.109
Pleadings.§ 425.111
Levy before judgment.§ 425.112
Stay of execution.§ 425.113
Body attachments.§ 425.201
Scope.Cite This Page — Counsel Stack
Bluebook (online)
Wisconsin § 425.307, Counsel Stack Legal Research, https://law.counselstack.com/statute/wi/425.307.