Wisconsin Statutes
§ 404.209 — Encoding and retention warranties.
Wisconsin § 404.209
JurisdictionWisconsin
Ch. 404Uniform commercial code — bank deposits and collections
Subch.subch. II of ch. 404 SUBCHAPTER II
COLLECTION OF ITEMS: DEPOSITARY AND COLLECTING BANKS
This text of Wisconsin § 404.209 (Encoding and retention warranties.) is published on Counsel Stack Legal Research, covering Wisconsin primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.
Bluebook
Wis. Stat. § 404.209 (2026).
Text
404.209
404.209(1) (1) A person who encodes information on or with respect to an item after issue warrants to any subsequent collecting bank and to the payer bank or other payer that the information is correctly encoded. If the customer of a depositary bank encodes, that bank also makes the warranty.
404.209(2) (2) A person who undertakes to retain an item pursuant to an agreement for electronic presentment warrants to any subsequent collecting bank and to the payer bank or other payer that retention and presentment of the item comply with the agreement. If a customer of a depositary bank undertakes to retain an item, that bank also makes this warranty.
404.209(3) (3) A person to whom warranties are made under this section and who took the item in good faith may recover from the warrantor
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Legislative History
404.209 History History: 1995 a. 449 .
Nearby Sections
15
§ 404.102
Applicability.§ 404.105
“Bank”; “collecting bank”; “depository bank”; “intermediary bank”; “payer bank”; “presenting bank”.§ 404.107
Separate office of a bank.§ 404.108
Time of receipt of items.§ 404.109
Delays.§ 404.110
Electronic presentment.§ 404.111
Statute of limitations.§ 404.203
Effect of instructions.Cite This Page — Counsel Stack
Bluebook (online)
Wisconsin § 404.209, Counsel Stack Legal Research, https://law.counselstack.com/statute/wi/404.209.