Washington § 63.14.136 Retail installment transaction—Unconscionable—Judicial action.

Washington Statutes

§ 63.14.136 — Retail installment transaction—Unconscionable—Judicial action.

Washington § 63.14.136

Title 63PERSONAL PROPERTY

Ch. 63.14RETAIL INSTALLMENT SALES OF GOODS AND SERVICES

This text of Washington § 63.14.136 (Retail installment transaction—Unconscionable—Judicial action.) is published on Counsel Stack Legal Research, covering Washington primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Wash. Rev. Code § 63.14.136 (2026).

Text

(1)With respect to a retail installment transaction, as defined in *RCW 63.14.010 (8), if the court as a matter of law finds the agreement or contract, or any clause in the agreement or contract, to have been unconscionable at the time it was made, the court may refuse to enforce the agreement or contract, may enforce the remainder of the agreement or contract, or may limit the application of any unconscionable clause to avoid an unconscionable result.

(2)If it is claimed or it appears to the court that the agreement or contract, or any clause in the agreement or contract, may be unconscionable, the parties shall be given a reasonable opportunity to present evidence as to its setting, purpose, and effect to assist the court in making a determination regarding unconscionability.

(3)For

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(1) With respect to a retail installment transaction, as defined in *RCW 63.14.010 (8), if the court as a matter of law finds the agreement or contract, or any clause in the agreement or contract, to have been unconscionable at the time it was made, the court may refuse to enforce the agreement or contract, may enforce the remainder of the agreement or contract, or may limit the application of any unconscionable clause to avoid an unconscionable result.

(2) If it is claimed or it appears to the court that the agreement or contract, or any clause in the agreement or contract, may be unconscionable, the parties shall be given a reasonable opportunity to present evidence as to its setting, purpose, and effect to assist the court in making a determination regarding unconscionability.

(3) For the purpose of this section, a charge or practice expressly permitted by this chapter is not in itself unconscionable.

*Reviser's note: RCW 63.14.010 was alphabetized pursuant to RCW 1.08.015 (2)(k), changing subsection (8) to subsection (12).